Compare Oshkosh, NE Car Insurance Rates (2021)

Car insurance in Oshkosh, NE averages $292 a month. Oshkosh, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oshkosh car insurance rates, compare quotes from the top car insurance companies in Oshkosh, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oshkosh for teen drivers is American Family
  • Average car insurance rates in Oshkosh, NE after a DUI are $4,091/year
  • Average car insurance rates in Oshkosh, NE are $3,502/year

If you need to buy Oshkosh, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Oshkosh, NE is right here.

You’ll find Oshkosh car insurance rates, the cheapest Oshkosh, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Oshkosh, Nebraska car insurance rates to Kearney car insurance rates, Hastings car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Oshkosh, NE car insurance today? Enter your ZIP code for fast, free Oshkosh car insurance quotes.

Cheapest Oshkosh, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oshkosh, NE car insurance rates? Every Oshkosh, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oshkosh, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,751 $1,751 $1,591 $1,591 $2,895 $4,225 $1,713 $1,849
Farmers $2,244 $2,235 $2,015 $2,116 $8,313 $8,570 $2,538 $2,666
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,302 $3,588 $2,606 $3,170 $13,785 $15,490 $3,480 $3,864
Nationwide $1,802 $1,869 $1,608 $1,730 $3,946 $4,956 $2,050 $2,223
Progressive $2,057 $1,992 $1,686 $1,751 $7,770 $8,775 $2,462 $2,635
State Farm $1,747 $1,747 $1,508 $1,508 $4,423 $5,698 $1,921 $2,172
USAA $1,413 $1,419 $1,272 $1,329 $4,191 $5,050 $1,849 $2,083

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Minimum Car Insurance in Oshkosh, NE

Every driver must carry the minimum car insurance in Oshkosh, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Oshkosh, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oshkosh, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oshkosh, NE. Compare credit history car insurance rates in Oshkosh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oshkosh, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,902 $1,990 $1,620
Farmers $4,405 $3,640 $3,467
GEICO $5,585 $4,834 $4,208
Liberty Mutual $8,911 $5,357 $4,214
Nationwide $3,046 $2,403 $2,120
Progressive $4,186 $3,505 $3,232
State Farm $3,765 $2,256 $1,751
USAA $3,114 $2,093 $1,770

Cheapest Oshkosh, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oshkosh, NE to rates for a clean record with top companies.

Annual Oshkosh, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,125 $2,309 $2,125 $2,125
Farmers $3,252 $4,155 $4,052 $3,890
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,293 $6,213 $6,754 $6,382
Nationwide $1,773 $2,583 $3,717 $2,019
Progressive $3,098 $4,532 $3,464 $3,471
State Farm $2,430 $2,751 $2,591 $2,591
USAA $1,772 $2,216 $3,309 $2,006

Cheapest Oshkosh, NE Car Insurance for Teen Drivers

Teen car insurance in Oshkosh, NE can be expensive. Take a look at rates from the top car insurance companies in Oshkosh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oshkosh, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,895 $4,225
Farmers $8,313 $8,570
GEICO $7,445 $9,812
Liberty Mutual $13,785 $15,490
Nationwide $3,946 $4,956
Progressive $7,770 $8,775
State Farm $4,423 $5,698
USAA $4,191 $5,050

Cheapest Oshkosh, NE Car Insurance for Seniors

Take a look at Oshkosh, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oshkosh, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,591 $1,591
Farmers $2,015 $2,116
GEICO $3,747 $3,606
Liberty Mutual $2,606 $3,170
Nationwide $1,608 $1,730
Progressive $1,686 $1,751
State Farm $1,508 $1,508
USAA $1,272 $1,329

Cheapest Oshkosh, NE Car Insurance Rates After a DUI

A DUI in Oshkosh, NE increases car insurance rates. Compare Oshkosh, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oshkosh, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,125
Farmers $4,052
GEICO $6,834
Liberty Mutual $6,754
Nationwide $3,717
Progressive $3,464
State Farm $2,591
USAA $3,309

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Cheapest Oshkosh, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oshkosh, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oshkosh, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,153 $2,189
Farmers $3,837 $3,837
GEICO $4,799 $4,953
Liberty Mutual $6,160 $6,160
Nationwide $2,523 $2,523
Progressive $3,641 $3,641
State Farm $2,523 $2,658
USAA $2,298 $2,353

The Best Cheap Car Insurance Companies in Oshkosh, NE

Take a look at a side-by-side comparison of the top car insurance companies in Oshkosh, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oshkosh, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,171
Farmers $3,837
GEICO $4,876
Liberty Mutual $6,160
Nationwide $2,523
Progressive $3,641
State Farm $2,591
USAA $2,326

Category Winners: Cheapest Car Insurance in Oshkosh, Nebraska

Find the cheapest car insurance companies in Oshkosh, NE for each category right here.

Best Annual Car Insurance Rates by Company in Oshkosh, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Oshkosh, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oshkosh car insurance rates. Find the cheapest Oshkosh, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oshkosh, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,156 $2,235 $2,121
Farmers $3,696 $3,790 $4,026
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,006 $6,130 $6,345
Nationwide $2,586 $2,509 $2,474
Progressive $3,466 $3,632 $3,825
State Farm $2,502 $2,587 $2,683
USAA $2,255 $2,322 $2,400

What affects car insurance rates in Oshkosh, Nebraska?

What factors can have an impact on Oshkosh, NE car insurance? There are several reasons why Oshkosh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oshkosh, Nebraska.

Commute Time in Oshkosh

The more time you spend in your car the higher the risk of an accident. The average commute length in Oshkosh, NE is 13.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oshkosh, NE

Ready to find affordable Oshkosh, Nebraska car insurance today? Enter your ZIP code for fast, free Oshkosh, NE car insurance quotes.

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