Compare Osseo, WI Car Insurance Rates (2021)

Car insurance in Osseo, WI averages $254 a month. Osseo, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Osseo car insurance rates, compare quotes from the top car insurance companies in Osseo, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Osseo, WI are $3,044/year
  • The cheapest car insurance company in Osseo for teen drivers is American Family
  • The cheapest car insurance company in Osseo is American Family

If you need to buy Osseo, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Osseo, WI is right here.

You’ll find Osseo car insurance rates, the cheapest Osseo, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Osseo, Wisconsin car insurance rates to Kenosha car insurance rates, Madison car insurance rates, and La Crosse car insurance rates.

Ready to find affordable Osseo, WI car insurance today? Enter your ZIP code for fast, free Osseo car insurance quotes.

Cheapest Osseo, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osseo, WI car insurance rates? Every Osseo, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osseo, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,246 $2,372 $2,067 $2,289 $7,090 $9,102 $2,288 $2,487
American Family $1,016 $1,065 $950 $961 $2,873 $3,181 $1,200 $1,281
Farmers $1,821 $1,823 $1,616 $1,711 $8,547 $8,851 $2,066 $2,167
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,996 $4,221 $3,290 $3,478 $7,927 $12,091 $4,845 $5,812
Progressive $1,887 $1,810 $1,544 $1,602 $6,928 $7,838 $2,270 $2,466
State Farm $1,447 $1,447 $1,279 $1,279 $4,001 $5,079 $1,629 $1,848
USAA $1,429 $1,432 $1,286 $1,318 $3,565 $4,157 $1,864 $2,056

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Minimum Car Insurance in Osseo, WI

Every driver must carry the minimum car insurance in Osseo, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Osseo, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Osseo, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osseo, WI. Compare credit history car insurance rates in Osseo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osseo, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,916 $3,381 $2,931
American Family $2,096 $1,381 $1,221
Farmers $4,048 $3,414 $3,265
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,417 $5,353 $5,353
Progressive $3,766 $3,173 $2,941
State Farm $3,358 $1,927 $1,467
USAA $3,310 $1,729 $1,376

Cheapest Osseo, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osseo, WI to rates for a clean record with top companies.

Annual Osseo, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,072 $4,203 $3,914 $3,781
American Family $1,498 $1,589 $1,589 $1,589
Farmers $3,117 $3,932 $3,724 $3,528
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,825 $5,582 $6,842 $5,582
Progressive $3,020 $3,640 $3,129 $3,383
State Farm $2,078 $2,424 $2,251 $2,251
USAA $1,679 $2,107 $2,854 $1,913

Cheapest Osseo, WI Car Insurance for Teen Drivers

Teen car insurance in Osseo, WI can be expensive. Take a look at rates from the top car insurance companies in Osseo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osseo, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,090 $9,102
American Family $2,873 $3,181
Farmers $8,547 $8,851
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,927 $12,091
Progressive $6,928 $7,838
State Farm $4,001 $5,079
USAA $3,565 $4,157

Cheapest Osseo, WI Car Insurance for Seniors

Take a look at Osseo, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osseo, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,289
American Family $950 $961
Farmers $1,616 $1,711
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,290 $3,478
Progressive $1,544 $1,602
State Farm $1,279 $1,279
USAA $1,286 $1,318

Cheapest Osseo, WI Car Insurance Rates After a DUI

A DUI in Osseo, WI increases car insurance rates. Compare Osseo, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osseo, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,914
American Family $1,589
Farmers $3,724
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,842
Progressive $3,129
State Farm $2,251
USAA $2,854

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Cheapest Osseo, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osseo, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osseo, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,653 $3,833
American Family $1,539 $1,592
Farmers $3,575 $3,575
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,708 $5,708
Progressive $3,293 $3,293
State Farm $2,195 $2,307
USAA $2,110 $2,166

The Best Cheap Car Insurance Companies in Osseo, WI

Take a look at a side-by-side comparison of the top car insurance companies in Osseo, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osseo, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,743
American Family $1,566
Farmers $3,575
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,708
Progressive $3,293
State Farm $2,251
USAA $2,138

Category Winners: Cheapest Car Insurance in Osseo, Wisconsin

Find the cheapest car insurance companies in Osseo, WI for each category right here.

Best Annual Car Insurance Rates by Company in Osseo, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Osseo, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osseo car insurance rates. Find the cheapest Osseo, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osseo, Wisconsin

Insurance Company Low Medium High
Allstate $3,580 $3,733 $3,914
American Family $1,550 $1,580 $1,568
Farmers $3,301 $3,545 $3,880
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,557 $5,705 $5,860
Progressive $3,128 $3,315 $3,437
State Farm $2,128 $2,258 $2,367
USAA $2,067 $2,140 $2,208

What affects car insurance rates in Osseo, Wisconsin?

What factors can have an impact on Osseo, WI car insurance? There are several reasons why Osseo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osseo, Wisconsin.

Car Theft in Osseo

High levels of vehicle theft can make car insurance more expensive. Osseo, WI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Osseo

The more time you spend in your car the higher the risk of an accident. The average commute length in Osseo, WI is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Osseo, WI

Ready to find affordable Osseo, Wisconsin car insurance today? Enter your ZIP code for fast, free Osseo, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State