Compare Ossian, IN Car Insurance Rates (2021)

Car insurance in Ossian, IN averages $259 a month. Ossian, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ossian car insurance rates, compare quotes from the top car insurance companies in Ossian, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ossian, IN after a DUI are $3,691/year
  • The cheapest car insurance company in Ossian is USAA
  • Average car insurance rates in Ossian, IN are $3,108/year

If you need to buy Ossian, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ossian, IN is right here.

You’ll find Ossian car insurance rates, the cheapest Ossian, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ossian, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Ossian, IN car insurance today? Enter your ZIP code for fast, free Ossian car insurance quotes.

Cheapest Ossian, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ossian, IN car insurance rates? Every Ossian, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ossian, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,385 $2,439 $2,099 $2,293 $7,441 $9,380 $2,418 $2,629
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,522 $1,556 $1,337 $1,426 $4,397 $5,705 $1,782 $1,947
Progressive $1,495 $1,411 $1,359 $1,367 $8,839 $9,936 $1,870 $1,903
State Farm $1,375 $1,375 $1,232 $1,232 $4,239 $5,429 $1,525 $1,694
Travelers $1,172 $1,193 $1,096 $1,099 $7,307 $11,605 $1,240 $1,433
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

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Minimum Car Insurance in Ossian, IN

Every driver must carry the minimum car insurance in Ossian, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ossian, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ossian, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ossian, IN. Compare credit history car insurance rates in Ossian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ossian, Indiana

Insurance Company Poor Fair Good
Allstate $4,810 $3,588 $3,258
American Family $4,594 $2,986 $2,501
Farmers $3,832 $3,123 $2,894
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,798 $2,366 $2,212
Progressive $3,880 $3,441 $3,246
State Farm $3,297 $1,967 $1,525
Travelers $3,635 $3,085 $3,084
USAA $1,946 $1,281 $1,096

Cheapest Ossian, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ossian, IN to rates for a clean record with top companies.

Annual Ossian, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,090 $4,553 $4,209 $3,689
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,118 $2,723 $2,612 $2,382
Progressive $2,640 $4,636 $3,147 $3,668
State Farm $2,208 $2,427 $2,208 $2,208
Travelers $2,781 $3,428 $3,881 $2,982
USAA $1,090 $1,547 $1,776 $1,350

Cheapest Ossian, IN Car Insurance for Teen Drivers

Teen car insurance in Ossian, IN can be expensive. Take a look at rates from the top car insurance companies in Ossian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ossian, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,380
American Family $5,778 $8,378
Farmers $8,010 $8,531
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,397 $5,705
Progressive $8,839 $9,936
State Farm $4,239 $5,429
Travelers $7,307 $11,605
USAA $2,545 $2,852

Cheapest Ossian, IN Car Insurance for Seniors

Take a look at Ossian, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ossian, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,099 $2,293
American Family $1,897 $1,897
Farmers $1,270 $1,428
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,337 $1,426
Progressive $1,359 $1,367
State Farm $1,232 $1,232
Travelers $1,096 $1,099
USAA $855 $863

Cheapest Ossian, IN Car Insurance Rates After a DUI

A DUI in Ossian, IN increases car insurance rates. Compare Ossian, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ossian, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,209
American Family $4,670
Farmers $3,529
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,612
Progressive $3,147
State Farm $2,208
Travelers $3,881
USAA $1,776

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Cheapest Ossian, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ossian, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ossian, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
American Family $3,320 $3,401
Farmers $3,283 $3,283
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,459 $2,459
Progressive $3,523 $3,523
State Farm $2,198 $2,327
Travelers $3,268 $3,268
USAA $1,422 $1,460

The Best Cheap Car Insurance Companies in Ossian, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ossian, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ossian, Indiana

Insurance Company Average Annual Rates
Allstate $3,886
American Family $3,361
Farmers $3,283
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,459
Progressive $3,523
State Farm $2,263
Travelers $3,268
USAA $1,441

Category Winners: Cheapest Car Insurance in Ossian, Indiana

Find the cheapest car insurance companies in Ossian, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ossian, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ossian, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ossian car insurance rates. Find the cheapest Ossian, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ossian, Indiana

Insurance Company Low Medium High
Allstate $3,700 $3,871 $4,086
American Family $3,333 $3,473 $3,277
Farmers $3,162 $3,275 $3,412
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,498 $2,439 $2,440
Progressive $3,315 $3,464 $3,789
State Farm $2,146 $2,262 $2,380
Travelers $3,205 $3,298 $3,302
USAA $1,393 $1,437 $1,492

What affects car insurance rates in Ossian, Indiana?

What factors can have an impact on Ossian, IN car insurance? There are several reasons why Ossian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ossian, Indiana.

Commute Time in Ossian

The more time you spend in your car the higher the risk of an accident. The average commute length in Ossian, IN is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ossian, IN

Ready to find affordable Ossian, Indiana car insurance today? Enter your ZIP code for fast, free Ossian, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State