Compare Ossineke, MI Car Insurance Rates (2021)

Car insurance in Ossineke, MI averages $756 a month. Ossineke, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Ossineke car insurance rates, compare quotes from the top car insurance companies in Ossineke, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Ossineke is USAA
  • The cheapest car insurance company in Ossineke for teen drivers is USAA
  • Average car insurance rates in Ossineke, MI are $9,076/year

If you need to buy Ossineke, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Ossineke, MI is right here.

You’ll find Ossineke car insurance rates, the cheapest Ossineke, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Ossineke, Michigan car insurance rates to Troy car insurance rates, Ann Arbor car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Ossineke, MI car insurance today? Enter your ZIP code for fast, free Ossineke car insurance quotes.

Cheapest Ossineke, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ossineke, MI car insurance rates? Every Ossineke, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ossineke, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,130 $14,130 $13,112 $13,112 $35,096 $35,096 $14,887 $14,887
Farmers $4,033 $4,033 $3,775 $3,775 $8,647 $8,647 $4,517 $4,517
GEICO $3,763 $3,763 $3,801 $3,801 $10,378 $10,378 $3,599 $3,599
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,763 $4,763 $4,231 $4,231 $12,415 $12,415 $5,214 $5,214
Progressive $2,978 $2,774 $2,625 $2,936 $10,539 $11,179 $3,464 $3,198
State Farm $6,858 $6,858 $6,332 $6,332 $23,532 $23,532 $8,032 $8,032
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,489 $2,376 $2,338 $2,222 $6,054 $5,798 $3,047 $2,949

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ossineke, MI

Every driver must carry the minimum car insurance in Ossineke, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Ossineke, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ossineke, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ossineke, MI. Compare credit history car insurance rates in Ossineke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ossineke, Michigan

Insurance Company Poor Fair Good
Allstate $29,310 $16,214 $12,394
Farmers $6,980 $4,553 $4,196
GEICO $6,920 $5,091 $4,144
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,377 $6,271 $5,320
Progressive $5,745 $4,814 $4,327
State Farm $18,143 $9,183 $6,239
Travelers $8,534 $8,275 $8,170
USAA $5,097 $2,906 $2,224

Cheapest Ossineke, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ossineke, MI to rates for a clean record with top companies.

Annual Ossineke, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,444 $12,597 $42,001 $13,182
Farmers $4,418 $5,605 $5,542 $5,406
GEICO $1,941 $4,016 $12,049 $3,534
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,683 $7,605 $6,921 $6,413
Progressive $4,205 $5,517 $4,971 $5,154
State Farm $7,230 $8,607 $18,245 $10,672
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,747 $3,414 $4,482 $2,993

Cheapest Ossineke, MI Car Insurance for Teen Drivers

Teen car insurance in Ossineke, MI can be expensive. Take a look at rates from the top car insurance companies in Ossineke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ossineke, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,096 $35,096
Farmers $8,647 $8,647
GEICO $10,378 $10,378
Liberty Mutual $30,474 $30,474
Nationwide $12,415 $12,415
Progressive $10,539 $11,179
State Farm $23,532 $23,532
Travelers $16,861 $16,861
USAA $6,054 $5,798

Cheapest Ossineke, MI Car Insurance for Seniors

Take a look at Ossineke, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ossineke, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,112 $13,112
Farmers $3,775 $3,775
GEICO $3,801 $3,801
Liberty Mutual $12,695 $12,695
Nationwide $4,231 $4,231
Progressive $2,625 $2,936
State Farm $6,332 $6,332
Travelers $4,792 $4,792
USAA $2,338 $2,222

Cheapest Ossineke, MI Car Insurance Rates After a DUI

A DUI in Ossineke, MI increases car insurance rates. Compare Ossineke, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ossineke, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,001
Farmers $5,542
GEICO $12,049
Liberty Mutual $26,565
Nationwide $6,921
Progressive $4,971
State Farm $18,245
Travelers $12,908
USAA $4,482

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ossineke, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ossineke, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ossineke, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,306 $19,306
Farmers $5,243 $5,243
GEICO $5,260 $5,510
Liberty Mutual $16,605 $17,805
Nationwide $6,656 $6,656
Progressive $4,962 $4,962
State Farm $10,885 $11,492
Travelers $8,279 $8,375
USAA $3,370 $3,448

The Best Cheap Car Insurance Companies in Ossineke, MI

Take a look at a side-by-side comparison of the top car insurance companies in Ossineke, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ossineke, Michigan

Insurance Company Average Annual Rates
Allstate $19,306
Farmers $5,243
GEICO $5,385
Liberty Mutual $17,205
Nationwide $6,656
Progressive $4,962
State Farm $11,188
Travelers $8,327
USAA $3,409

Category Winners: Cheapest Car Insurance in Ossineke, Michigan

Find the cheapest car insurance companies in Ossineke, MI for each category right here.

Best Annual Car Insurance Rates by Company in Ossineke, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ossineke, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ossineke car insurance rates. Find the cheapest Ossineke, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ossineke, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,344 $19,697
Farmers $5,110 $5,232 $5,386
GEICO $5,036 $5,338 $5,782
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,997 $6,535 $6,435
Progressive $4,819 $4,967 $5,099
State Farm $10,634 $11,257 $11,674
Travelers $8,241 $8,334 $8,405
USAA $3,309 $3,417 $3,502

What affects car insurance rates in Ossineke, Michigan?

What factors can have an impact on Ossineke, MI car insurance? There are several reasons why Ossineke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ossineke, Michigan.

Commute Time in Ossineke

The more time you spend in your car the higher the risk of an accident. The average commute length in Ossineke, MI is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ossineke, MI

Ready to find affordable Ossineke, Michigan car insurance today? Enter your ZIP code for fast, free Ossineke, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption