Compare Othello, WA Car Insurance Rates (2021)

Car insurance in Othello, WA averages $223 a month. Othello, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Othello car insurance rates, compare quotes from the top car insurance companies in Othello, WA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Othello is Nationwide
  • Average car insurance rates in Othello, WA after a DUI are $3,126/year
  • The cheapest car insurance company in Othello for teen drivers is Nationwide

If you need to buy Othello, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Othello, WA is right here.

You’ll find Othello car insurance rates, the cheapest Othello, WA car insurance companies, and information on Washington car insurance laws. You can also compare Othello, Washington car insurance rates to Bellevue car insurance rates, Vancouver car insurance rates, and Spokane Valley car insurance rates.

Ready to find affordable Othello, WA car insurance today? Enter your ZIP code for fast, free Othello car insurance quotes.

Cheapest Othello, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Othello, WA car insurance rates? Every Othello, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Othello, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,893 $1,762 $1,844 $6,478 $7,483 $2,034 $2,117
American Family $1,756 $1,756 $1,600 $1,600 $6,585 $9,048 $1,756 $2,381
Farmers $1,793 $1,837 $1,643 $1,846 $4,024 $4,305 $2,253 $2,363
GEICO $1,680 $1,713 $1,586 $1,586 $3,495 $4,635 $2,756 $2,075
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,291 $1,323 $1,197 $1,248 $3,369 $4,144 $1,524 $1,654
Progressive $1,357 $1,267 $1,214 $1,231 $6,698 $7,514 $1,623 $1,622
State Farm $1,335 $1,335 $1,200 $1,200 $3,865 $4,897 $1,519 $1,748
USAA $1,010 $999 $970 $974 $4,202 $4,967 $1,274 $1,396

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Othello, WA

Every driver must carry the minimum car insurance in Othello, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Othello, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Othello, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Othello, WA. Compare credit history car insurance rates in Othello from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Othello, Washington

Insurance Company Poor Fair Good
Allstate $3,968 $3,014 $2,588
American Family $3,910 $3,189 $2,832
Farmers $3,076 $2,303 $2,146
GEICO $2,906 $2,325 $2,093
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,337 $1,846 $1,723
Progressive $3,114 $2,765 $2,568
State Farm $3,108 $1,860 $1,443
USAA $2,491 $1,826 $1,604

Cheapest Othello, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Othello, WA to rates for a clean record with top companies.

Annual Othello, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,697 $3,355 $3,703 $3,006
American Family $2,664 $3,394 $3,930 $3,253
Farmers $2,078 $2,578 $2,802 $2,574
GEICO $1,869 $2,408 $3,618 $1,869
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,527 $2,071 $2,606 $1,671
Progressive $2,286 $3,548 $2,671 $2,758
State Farm $1,943 $2,332 $2,137 $2,137
USAA $1,456 $2,099 $2,623 $1,718

Cheapest Othello, WA Car Insurance for Teen Drivers

Teen car insurance in Othello, WA can be expensive. Take a look at rates from the top car insurance companies in Othello for teenagers.

Annual Car Insurance Rates for Teen Drivers in Othello, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $7,483
American Family $6,585 $9,048
Farmers $4,024 $4,305
GEICO $3,495 $4,635
Liberty Mutual $9,072 $10,008
Nationwide $3,369 $4,144
Progressive $6,698 $7,514
State Farm $3,865 $4,897
USAA $4,202 $4,967

Cheapest Othello, WA Car Insurance for Seniors

Take a look at Othello, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Othello, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,762 $1,844
American Family $1,600 $1,600
Farmers $1,643 $1,846
GEICO $1,586 $1,586
Liberty Mutual $1,488 $1,743
Nationwide $1,197 $1,248
Progressive $1,214 $1,231
State Farm $1,200 $1,200
USAA $970 $974

Cheapest Othello, WA Car Insurance Rates After a DUI

A DUI in Othello, WA increases car insurance rates. Compare Othello, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Othello, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,703
American Family $3,930
Farmers $2,802
GEICO $3,618
Liberty Mutual $4,044
Nationwide $2,606
Progressive $2,671
State Farm $2,137
USAA $2,623

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Othello, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Othello, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Othello, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,190 $3,190
American Family $3,241 $3,380
Farmers $2,508 $2,508
GEICO $2,411 $2,471
Liberty Mutual $3,689 $3,689
Nationwide $1,969 $1,969
Progressive $2,816 $2,816
State Farm $2,079 $2,196
USAA $1,954 $1,994

The Best Cheap Car Insurance Companies in Othello, WA

Take a look at a side-by-side comparison of the top car insurance companies in Othello, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Othello, Washington

Insurance Company Average Annual Rates
Allstate $3,190
American Family $3,310
Farmers $2,508
GEICO $2,441
Liberty Mutual $3,689
Nationwide $1,969
Progressive $2,816
State Farm $2,137
USAA $1,974

Category Winners: Cheapest Car Insurance in Othello, Washington

Find the cheapest car insurance companies in Othello, WA for each category right here.

Best Annual Car Insurance Rates by Company in Othello, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Othello, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Othello car insurance rates. Find the cheapest Othello, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Othello, Washington

Insurance Company Low Medium High
Allstate $3,011 $3,180 $3,379
American Family $3,146 $3,305 $3,480
Farmers $2,348 $2,510 $2,666
GEICO $2,321 $2,442 $2,560
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,876 $1,968 $2,062
Progressive $2,576 $2,746 $3,126
State Farm $1,999 $2,147 $2,266
USAA $1,846 $1,972 $2,104

What affects car insurance rates in Othello, Washington?

What factors can have an impact on Othello, WA car insurance? There are several reasons why Othello car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Othello, Washington.

Car Theft in Othello

High levels of vehicle theft can make car insurance more expensive. Othello, WA car theft statistics from the FBI indicate 39 vehicle thefts a year.

Commute Time in Othello

The more time you spend in your car the higher the risk of an accident. The average commute length in Othello, WA is 15.5 minutes according to City-Data.

Compare Car Insurance Quotes in Othello, WA

Ready to find affordable Othello, Washington car insurance today? Enter your ZIP code for fast, free Othello, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption