Compare Otis, MA Car Insurance Rates (2021)

Car insurance in Otis, MA averages $212 a month. Otis, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Otis car insurance rates, compare quotes from the top car insurance companies in Otis, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Otis, MA after a DUI are $3,097/year
  • Average car insurance rates in Otis, MA are $2,538/year
  • The cheapest car insurance company in Otis for teen drivers is State Farm

If you need to buy Otis, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Otis, MA is right here.

You’ll find Otis car insurance rates, the cheapest Otis, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Otis, Massachusetts car insurance rates to Cambridge car insurance rates, Quincy car insurance rates, and Fall River car insurance rates.

Ready to find affordable Otis, MA car insurance today? Enter your ZIP code for fast, free Otis car insurance quotes.

Cheapest Otis, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Otis, MA car insurance rates? Every Otis, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Otis, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,785 $1,785 $1,785 $1,785 $6,331 $6,331 $1,997 $1,997
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,976 $1,976 $1,889 $1,889 $7,295 $7,295 $2,144 $2,144
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,440 $2,440 $2,162 $2,162 $4,911 $4,911 $2,700 $2,700
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

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Minimum Car Insurance in Otis, MA

Every driver must carry the minimum car insurance in Otis, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Otis, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Otis, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Otis, MA to rates for a clean record with top companies.

Annual Otis, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,315 $3,417 $3,850 $2,315
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,801 $3,926 $3,125 $3,453
State Farm $859 $1,166 $1,388 $918
Travelers $2,392 $3,289 $3,505 $3,026
USAA $1,092 $1,412 $2,381 $1,219

Cheapest Otis, MA Car Insurance for Teen Drivers

Teen car insurance in Otis, MA can be expensive. Take a look at rates from the top car insurance companies in Otis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Otis, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,331 $6,331
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $7,295 $7,295
State Farm $2,110 $2,110
Travelers $4,911 $4,911
USAA $2,604 $2,604

Cheapest Otis, MA Car Insurance for Seniors

Take a look at Otis, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Otis, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,785 $1,785
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,889 $1,889
State Farm $740 $740
Travelers $2,162 $2,162
USAA $1,117 $1,117

Cheapest Otis, MA Car Insurance Rates After a DUI

A DUI in Otis, MA increases car insurance rates. Compare Otis, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Otis, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,850
GEICO $2,943
Liberty Mutual $4,485
Progressive $3,125
State Farm $1,388
Travelers $3,505
USAA $2,381

Cheapest Otis, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Otis, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Otis, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,881 $3,068
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,326 $3,326
State Farm $1,058 $1,108
Travelers $2,910 $3,197
USAA $1,484 $1,568

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The Best Cheap Car Insurance Companies in Otis, MA

Take a look at a side-by-side comparison of the top car insurance companies in Otis, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Otis, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,974
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,326
State Farm $1,083
Travelers $3,053
USAA $1,526

Category Winners: Cheapest Car Insurance in Otis, Massachusetts

Find the cheapest car insurance companies in Otis, MA for each category right here.

Best Annual Car Insurance Rates by Company in Otis, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Otis, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Otis car insurance rates. Find the cheapest Otis, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Otis, Massachusetts

Insurance Company Low Medium High
Allstate $2,763 $3,020 $3,140
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $3,099 $3,385 $3,494
State Farm $990 $1,101 $1,157
Travelers $2,782 $3,110 $3,267
USAA $1,418 $1,551 $1,609

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Compare Car Insurance Quotes in Otis, MA

Ready to find affordable Otis, Massachusetts car insurance today? Enter your ZIP code for fast, free Otis, MA car insurance quotes.

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