Compare Otis, OR Car Insurance Rates (2021)

Car insurance in Otis, OR averages $286 a month. Otis, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Otis car insurance rates, compare quotes from the top car insurance companies in Otis, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Otis for teen drivers is USAA
  • The cheapest car insurance company in Otis is State Farm
  • Average car insurance rates in Otis, OR after a DUI are $4,046/year

If you need to buy Otis, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Otis, OR is right here.

You’ll find Otis car insurance rates, the cheapest Otis, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Otis, Oregon car insurance rates to Bend car insurance rates, Salem car insurance rates, and Beaverton car insurance rates.

Ready to find affordable Otis, OR car insurance today? Enter your ZIP code for fast, free Otis car insurance quotes.

Cheapest Otis, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Otis, OR car insurance rates? Every Otis, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Otis, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,205 $2,991 $2,913 $2,952 $9,700 $10,861 $3,390 $3,426
American Family $2,362 $2,362 $2,105 $2,105 $5,847 $9,162 $2,362 $2,481
Farmers $1,881 $1,844 $1,667 $1,770 $7,637 $7,810 $2,114 $2,181
GEICO $2,410 $2,321 $2,243 $2,255 $6,214 $5,644 $2,569 $2,206
Liberty Mutual $2,854 $3,014 $2,478 $2,758 $9,206 $9,955 $2,755 $2,779
Nationwide $2,192 $2,185 $1,952 $2,043 $5,014 $6,275 $2,555 $2,694
Progressive $1,899 $1,720 $1,651 $1,699 $8,218 $9,056 $2,269 $2,146
State Farm $1,563 $1,563 $1,428 $1,428 $4,926 $6,185 $1,773 $2,033
Travelers $1,801 $1,818 $1,620 $1,686 $5,031 $6,090 $1,882 $1,915
USAA $1,646 $1,598 $1,628 $1,571 $5,025 $5,398 $2,119 $2,203

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Minimum Car Insurance in Otis, OR

Every driver must carry the minimum car insurance in Otis, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Otis, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Otis, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Otis, OR. Compare credit history car insurance rates in Otis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Otis, Oregon

Insurance Company Poor Fair Good
Allstate $6,478 $4,555 $3,756
American Family $4,569 $3,370 $2,856
Farmers $3,893 $3,180 $3,015
GEICO $3,900 $3,233 $2,565
Liberty Mutual $6,540 $3,881 $3,003
Nationwide $3,761 $2,988 $2,591
Progressive $4,020 $3,481 $3,246
State Farm $3,648 $2,327 $1,862
Travelers $3,411 $2,674 $2,106
USAA $3,973 $2,212 $1,761

Cheapest Otis, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Otis, OR to rates for a clean record with top companies.

Annual Otis, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,967 $5,344 $5,555 $4,853
American Family $2,504 $3,835 $4,845 $3,210
Farmers $2,835 $3,649 $3,568 $3,399
GEICO $2,129 $3,397 $4,468 $2,937
Liberty Mutual $3,967 $4,438 $5,091 $4,404
Nationwide $2,641 $2,828 $3,999 $2,987
Progressive $2,706 $4,927 $3,480 $3,217
State Farm $2,319 $3,023 $2,554 $2,554
Travelers $2,216 $2,832 $3,172 $2,702
USAA $1,923 $2,687 $3,732 $2,251

Cheapest Otis, OR Car Insurance for Teen Drivers

Teen car insurance in Otis, OR can be expensive. Take a look at rates from the top car insurance companies in Otis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Otis, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,700 $10,861
American Family $5,847 $9,162
Farmers $7,637 $7,810
GEICO $6,214 $5,644
Liberty Mutual $9,206 $9,955
Nationwide $5,014 $6,275
Progressive $8,218 $9,056
State Farm $4,926 $6,185
Travelers $5,031 $6,090
USAA $5,025 $5,398

Cheapest Otis, OR Car Insurance for Seniors

Take a look at Otis, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Otis, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,913 $2,952
American Family $2,105 $2,105
Farmers $1,667 $1,770
GEICO $2,243 $2,255
Liberty Mutual $2,478 $2,758
Nationwide $1,952 $2,043
Progressive $1,651 $1,699
State Farm $1,428 $1,428
Travelers $1,620 $1,686
USAA $1,628 $1,571

Cheapest Otis, OR Car Insurance Rates After a DUI

A DUI in Otis, OR increases car insurance rates. Compare Otis, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Otis, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,555
American Family $4,845
Farmers $3,568
GEICO $4,468
Liberty Mutual $5,091
Nationwide $3,999
Progressive $3,480
State Farm $2,554
Travelers $3,172
USAA $3,732

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Cheapest Otis, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Otis, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Otis, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,930 $4,930
American Family $3,543 $3,653
Farmers $3,363 $3,363
GEICO $3,181 $3,285
Liberty Mutual $4,475 $4,475
Nationwide $3,114 $3,114
Progressive $3,582 $3,582
State Farm $2,545 $2,679
Travelers $2,622 $2,839
USAA $2,573 $2,724

The Best Cheap Car Insurance Companies in Otis, OR

Take a look at a side-by-side comparison of the top car insurance companies in Otis, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Otis, Oregon

Insurance Company Average Annual Rates
Allstate $4,930
American Family $3,598
Farmers $3,363
GEICO $3,233
Liberty Mutual $4,475
Nationwide $3,114
Progressive $3,582
State Farm $2,612
Travelers $2,730
USAA $2,648

Category Winners: Cheapest Car Insurance in Otis, Oregon

Find the cheapest car insurance companies in Otis, OR for each category right here.

Best Annual Car Insurance Rates by Company in Otis, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Otis, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Otis car insurance rates. Find the cheapest Otis, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Otis, Oregon

Insurance Company Low Medium High
Allstate $4,751 $4,920 $5,119
American Family $3,592 $3,803 $3,400
Farmers $3,158 $3,321 $3,610
GEICO $2,967 $3,250 $3,481
Liberty Mutual $4,192 $4,463 $4,769
Nationwide $2,971 $3,196 $3,175
Progressive $3,458 $3,566 $3,724
State Farm $2,469 $2,616 $2,752
Travelers $2,569 $2,717 $2,906
USAA $2,534 $2,651 $2,760

Compare Car Insurance Quotes in Otis, OR

Ready to find affordable Otis, Oregon car insurance today? Enter your ZIP code for fast, free Otis, OR car insurance quotes.

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