Compare Ottawa Hills, OH Car Insurance Rates (2021)

Car insurance in Ottawa Hills, OH averages $283 a month. Ottawa Hills, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ottawa Hills car insurance rates, compare quotes from the top car insurance companies in Ottawa Hills, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Ottawa Hills is USAA
  • The cheapest car insurance company in Ottawa Hills for teen drivers is USAA
  • Average car insurance rates in Ottawa Hills, OH are $3,396/year

If you need to buy Ottawa Hills, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Ottawa Hills, OH is right here.

You’ll find Ottawa Hills car insurance rates, the cheapest Ottawa Hills, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Ottawa Hills, Ohio car insurance rates to Cincinnati car insurance rates, Akron car insurance rates, and Lorain car insurance rates.

Ready to find affordable Ottawa Hills, OH car insurance today? Enter your ZIP code for fast, free Ottawa Hills car insurance quotes.

Cheapest Ottawa Hills, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ottawa Hills, OH car insurance rates? Every Ottawa Hills, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ottawa Hills, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,379 $2,365 $2,156 $2,306 $6,693 $7,638 $2,478 $2,634
American Family $998 $1,035 $926 $928 $3,300 $3,577 $1,241 $1,308
Farmers $2,003 $2,003 $1,763 $1,867 $9,154 $9,526 $2,241 $2,328
GEICO $1,583 $1,542 $1,497 $1,524 $4,296 $3,988 $1,759 $1,480
Liberty Mutual $2,596 $2,838 $1,987 $2,428 $13,717 $15,504 $2,756 $3,013
Nationwide $2,726 $2,736 $2,459 $2,472 $7,178 $9,242 $2,921 $3,400
Progressive $2,018 $1,888 $1,680 $1,739 $9,235 $10,404 $2,404 $2,492
State Farm $1,875 $1,875 $1,690 $1,690 $5,985 $7,524 $2,179 $2,490
Travelers $1,852 $1,880 $1,848 $1,839 $8,274 $13,168 $1,935 $2,192
USAA $988 $997 $941 $940 $3,054 $3,400 $1,323 $1,416

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ottawa Hills, OH

Every driver must carry the minimum car insurance in Ottawa Hills, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Ottawa Hills, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ottawa Hills, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ottawa Hills, OH. Compare credit history car insurance rates in Ottawa Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ottawa Hills, Ohio

Insurance Company Poor Fair Good
Allstate $4,611 $3,350 $2,782
American Family $2,214 $1,504 $1,274
Farmers $4,365 $3,697 $3,520
GEICO $2,653 $2,209 $1,764
Liberty Mutual $8,043 $4,920 $3,851
Nationwide $5,010 $4,025 $3,390
Progressive $4,452 $3,870 $3,625
State Farm $4,505 $2,787 $2,198
Travelers $4,607 $4,013 $3,751
USAA $2,115 $1,501 $1,281

Cheapest Ottawa Hills, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ottawa Hills, OH to rates for a clean record with top companies.

Annual Ottawa Hills, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,993 $3,645 $4,288 $3,399
American Family $1,593 $1,688 $1,688 $1,688
Farmers $3,184 $4,105 $4,005 $4,149
GEICO $1,493 $2,161 $3,148 $2,033
Liberty Mutual $4,701 $6,050 $6,178 $5,491
Nationwide $3,316 $4,222 $5,361 $3,668
Progressive $3,429 $4,682 $3,657 $4,162
State Farm $2,874 $3,452 $3,164 $3,164
Travelers $3,025 $3,957 $5,993 $3,519
USAA $1,246 $1,674 $2,225 $1,383

Cheapest Ottawa Hills, OH Car Insurance for Teen Drivers

Teen car insurance in Ottawa Hills, OH can be expensive. Take a look at rates from the top car insurance companies in Ottawa Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ottawa Hills, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,693 $7,638
American Family $3,300 $3,577
Farmers $9,154 $9,526
GEICO $4,296 $3,988
Liberty Mutual $13,717 $15,504
Nationwide $7,178 $9,242
Progressive $9,235 $10,404
State Farm $5,985 $7,524
Travelers $8,274 $13,168
USAA $3,054 $3,400

Cheapest Ottawa Hills, OH Car Insurance for Seniors

Take a look at Ottawa Hills, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ottawa Hills, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,156 $2,306
American Family $926 $928
Farmers $1,763 $1,867
GEICO $1,497 $1,524
Liberty Mutual $1,987 $2,428
Nationwide $2,459 $2,472
Progressive $1,680 $1,739
State Farm $1,690 $1,690
Travelers $1,848 $1,839
USAA $941 $940

Cheapest Ottawa Hills, OH Car Insurance Rates After a DUI

A DUI in Ottawa Hills, OH increases car insurance rates. Compare Ottawa Hills, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ottawa Hills, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,288
American Family $1,688
Farmers $4,005
GEICO $3,148
Liberty Mutual $6,178
Nationwide $5,361
Progressive $3,657
State Farm $3,164
Travelers $5,993
USAA $2,225

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ottawa Hills, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ottawa Hills, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ottawa Hills, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,581 $3,581
American Family $1,643 $1,685
Farmers $3,861 $3,861
GEICO $2,169 $2,248
Liberty Mutual $5,605 $5,605
Nationwide $4,142 $4,142
Progressive $3,983 $3,983
State Farm $3,083 $3,244
Travelers $4,123 $4,123
USAA $1,569 $1,696

The Best Cheap Car Insurance Companies in Ottawa Hills, OH

Take a look at a side-by-side comparison of the top car insurance companies in Ottawa Hills, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ottawa Hills, Ohio

Insurance Company Average Annual Rates
Allstate $3,581
American Family $1,664
Farmers $3,861
GEICO $2,209
Liberty Mutual $5,605
Nationwide $4,142
Progressive $3,983
State Farm $3,163
Travelers $4,123
USAA $1,632

Category Winners: Cheapest Car Insurance in Ottawa Hills, Ohio

Find the cheapest car insurance companies in Ottawa Hills, OH for each category right here.

Best Annual Car Insurance Rates by Company in Ottawa Hills, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ottawa Hills, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ottawa Hills car insurance rates. Find the cheapest Ottawa Hills, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ottawa Hills, Ohio

Insurance Company Low Medium High
Allstate $3,431 $3,572 $3,741
American Family $1,625 $1,677 $1,690
Farmers $3,630 $3,790 $4,161
GEICO $2,128 $2,197 $2,301
Liberty Mutual $5,381 $5,635 $5,799
Nationwide $4,539 $4,019 $3,868
Progressive $3,792 $3,943 $4,213
State Farm $2,982 $3,175 $3,334
Travelers $3,988 $4,182 $4,200
USAA $1,547 $1,631 $1,719

What affects car insurance rates in Ottawa Hills, Ohio?

What factors can have an impact on Ottawa Hills, OH car insurance? There are several reasons why Ottawa Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ottawa Hills, Ohio.

Car Theft in Ottawa Hills

High levels of vehicle theft can make car insurance more expensive. Ottawa Hills, OH car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Ottawa Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Ottawa Hills, OH is 17.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ottawa Hills, OH

Ready to find affordable Ottawa Hills, Ohio car insurance today? Enter your ZIP code for fast, free Ottawa Hills, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption