Compare Ottawa, WV Car Insurance Rates (2021)

Car insurance in Ottawa, WV averages $379 a month. Ottawa, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ottawa car insurance rates, compare quotes from the top car insurance companies in Ottawa, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ottawa is State Farm
  • Average car insurance rates in Ottawa, WV after a DUI are $5,585/year
  • Average car insurance rates in Ottawa, WV are $4,546/year

If you need to buy Ottawa, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Ottawa, WV is right here.

You’ll find Ottawa car insurance rates, the cheapest Ottawa, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Ottawa, West Virginia car insurance rates to Clarksburg car insurance rates, Beckley car insurance rates, and St. Albans car insurance rates.

Ready to find affordable Ottawa, WV car insurance today? Enter your ZIP code for fast, free Ottawa car insurance quotes.

Cheapest Ottawa, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ottawa, WV car insurance rates? Every Ottawa, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ottawa, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,780 $3,506 $3,366 $3,375 $13,585 $14,135 $4,195 $4,210
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $2,427 $2,466 $2,197 $2,308 $6,547 $8,307 $2,758 $2,960
Progressive $2,553 $2,456 $2,349 $2,344 $11,295 $12,761 $3,085 $3,189
State Farm $2,011 $2,011 $1,813 $1,813 $4,579 $5,915 $2,389 $1,877
USAA $1,963 $1,931 $1,828 $1,836 $6,644 $7,341 $2,542 $2,725

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Minimum Car Insurance in Ottawa, WV

Every driver must carry the minimum car insurance in Ottawa, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Ottawa, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ottawa, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ottawa, WV. Compare credit history car insurance rates in Ottawa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ottawa, West Virginia

Insurance Company Poor Fair Good
Allstate $7,633 $6,031 $5,142
GEICO $4,974 $4,048 $3,358
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $4,273 $3,601 $3,365
Progressive $5,606 $4,877 $4,529
State Farm $4,038 $2,449 $1,917
USAA $4,940 $2,842 $2,273

Cheapest Ottawa, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ottawa, WV to rates for a clean record with top companies.

Annual Ottawa, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,292 $6,273 $7,498 $6,013
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,971 $4,005 $4,687 $3,322
Progressive $4,236 $5,705 $5,083 $4,992
State Farm $2,564 $3,039 $2,801 $2,801
USAA $2,625 $3,118 $4,453 $3,209

Cheapest Ottawa, WV Car Insurance for Teen Drivers

Teen car insurance in Ottawa, WV can be expensive. Take a look at rates from the top car insurance companies in Ottawa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ottawa, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,585 $14,135
GEICO $7,282 $8,784
Liberty Mutual $13,850 $15,628
Nationwide $6,547 $8,307
Progressive $11,295 $12,761
State Farm $4,579 $5,915
USAA $6,644 $7,341

Cheapest Ottawa, WV Car Insurance for Seniors

Take a look at Ottawa, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ottawa, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,366 $3,375
GEICO $2,766 $2,681
Liberty Mutual $3,016 $3,667
Nationwide $2,197 $2,308
Progressive $2,349 $2,344
State Farm $1,813 $1,813
USAA $1,828 $1,836

Cheapest Ottawa, WV Car Insurance Rates After a DUI

A DUI in Ottawa, WV increases car insurance rates. Compare Ottawa, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ottawa, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,498
GEICO $7,093
Liberty Mutual $7,480
Nationwide $4,687
Progressive $5,083
State Farm $2,801
USAA $4,453

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Cheapest Ottawa, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ottawa, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ottawa, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,269 $6,269
GEICO $4,081 $4,172
Liberty Mutual $6,526 $6,526
Nationwide $3,746 $3,746
Progressive $5,004 $5,004
State Farm $2,727 $2,875
USAA $3,312 $3,390

The Best Cheap Car Insurance Companies in Ottawa, WV

Take a look at a side-by-side comparison of the top car insurance companies in Ottawa, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ottawa, West Virginia

Insurance Company Average Annual Rates
Allstate $6,269
GEICO $4,126
Liberty Mutual $6,526
Nationwide $3,746
Progressive $5,004
State Farm $2,801
USAA $3,351

Category Winners: Cheapest Car Insurance in Ottawa, West Virginia

Find the cheapest car insurance companies in Ottawa, WV for each category right here.

Best Annual Car Insurance Rates by Company in Ottawa, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ottawa, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ottawa car insurance rates. Find the cheapest Ottawa, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ottawa, West Virginia

Insurance Company Low Medium High
Allstate $6,056 $6,259 $6,492
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $3,671 $3,735 $3,833
Progressive $4,794 $4,949 $5,269
State Farm $2,644 $2,796 $2,965
USAA $3,232 $3,346 $3,476

Compare Car Insurance Quotes in Ottawa, WV

Ready to find affordable Ottawa, West Virginia car insurance today? Enter your ZIP code for fast, free Ottawa, WV car insurance quotes.

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