Compare Otter Rock, OR Car Insurance Rates (2021)

Car insurance in Otter Rock, OR averages $276 a month. Otter Rock, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Otter Rock car insurance rates, compare quotes from the top car insurance companies in Otter Rock, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Otter Rock is Travelers
  • Average car insurance rates in Otter Rock, OR are $3,317/year
  • Average car insurance rates in Otter Rock, OR after a DUI are $3,917/year

If you need to buy Otter Rock, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Otter Rock, OR is right here.

You’ll find Otter Rock car insurance rates, the cheapest Otter Rock, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Otter Rock, Oregon car insurance rates to Corvallis car insurance rates, Gresham car insurance rates, and Bend car insurance rates.

Ready to find affordable Otter Rock, OR car insurance today? Enter your ZIP code for fast, free Otter Rock car insurance quotes.

Cheapest Otter Rock, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Otter Rock, OR car insurance rates? Every Otter Rock, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Otter Rock, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $2,833 $2,777 $2,808 $9,189 $10,259 $3,192 $3,209
American Family $2,362 $2,362 $2,105 $2,105 $5,847 $9,162 $2,362 $2,481
Farmers $1,958 $1,908 $1,732 $1,841 $7,959 $8,108 $2,193 $2,251
GEICO $2,166 $2,092 $2,036 $2,063 $5,644 $5,124 $2,303 $1,973
Liberty Mutual $2,634 $2,779 $2,280 $2,532 $8,443 $9,125 $2,550 $2,585
Nationwide $2,192 $2,185 $1,952 $2,043 $5,014 $6,275 $2,555 $2,694
Progressive $1,766 $1,599 $1,532 $1,581 $7,522 $8,261 $2,105 $1,986
State Farm $1,619 $1,619 $1,477 $1,477 $5,098 $6,397 $1,836 $2,109
Travelers $1,730 $1,746 $1,556 $1,619 $4,810 $5,818 $1,808 $1,840
USAA $1,646 $1,598 $1,628 $1,571 $5,025 $5,398 $2,119 $2,203

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Minimum Car Insurance in Otter Rock, OR

Every driver must carry the minimum car insurance in Otter Rock, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Otter Rock, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Otter Rock, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Otter Rock, OR. Compare credit history car insurance rates in Otter Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Otter Rock, Oregon

Insurance Company Poor Fair Good
Allstate $6,123 $4,311 $3,557
American Family $4,569 $3,370 $2,856
Farmers $4,053 $3,301 $3,127
GEICO $3,527 $2,925 $2,323
Liberty Mutual $6,026 $3,565 $2,758
Nationwide $3,761 $2,988 $2,591
Progressive $3,703 $3,199 $2,979
State Farm $3,777 $2,409 $1,927
Travelers $3,267 $2,562 $2,018
USAA $3,973 $2,212 $1,761

Cheapest Otter Rock, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Otter Rock, OR to rates for a clean record with top companies.

Annual Otter Rock, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $5,063 $5,251 $4,588
American Family $2,504 $3,835 $4,845 $3,210
Farmers $2,943 $3,792 $3,709 $3,530
GEICO $1,919 $3,076 $4,066 $2,639
Liberty Mutual $3,646 $4,079 $4,686 $4,053
Nationwide $2,641 $2,828 $3,999 $2,987
Progressive $2,493 $4,516 $3,204 $2,962
State Farm $2,401 $3,128 $2,643 $2,643
Travelers $2,124 $2,713 $3,038 $2,589
USAA $1,923 $2,687 $3,732 $2,251

Cheapest Otter Rock, OR Car Insurance for Teen Drivers

Teen car insurance in Otter Rock, OR can be expensive. Take a look at rates from the top car insurance companies in Otter Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Otter Rock, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,189 $10,259
American Family $5,847 $9,162
Farmers $7,959 $8,108
GEICO $5,644 $5,124
Liberty Mutual $8,443 $9,125
Nationwide $5,014 $6,275
Progressive $7,522 $8,261
State Farm $5,098 $6,397
Travelers $4,810 $5,818
USAA $5,025 $5,398

Cheapest Otter Rock, OR Car Insurance for Seniors

Take a look at Otter Rock, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Otter Rock, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,777 $2,808
American Family $2,105 $2,105
Farmers $1,732 $1,841
GEICO $2,036 $2,063
Liberty Mutual $2,280 $2,532
Nationwide $1,952 $2,043
Progressive $1,532 $1,581
State Farm $1,477 $1,477
Travelers $1,556 $1,619
USAA $1,628 $1,571

Cheapest Otter Rock, OR Car Insurance Rates After a DUI

A DUI in Otter Rock, OR increases car insurance rates. Compare Otter Rock, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Otter Rock, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,251
American Family $4,845
Farmers $3,709
GEICO $4,066
Liberty Mutual $4,686
Nationwide $3,999
Progressive $3,204
State Farm $2,643
Travelers $3,038
USAA $3,732

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Cheapest Otter Rock, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Otter Rock, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Otter Rock, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,664 $4,664
American Family $3,543 $3,653
Farmers $3,494 $3,494
GEICO $2,879 $2,972
Liberty Mutual $4,116 $4,116
Nationwide $3,114 $3,114
Progressive $3,294 $3,294
State Farm $2,635 $2,773
Travelers $2,512 $2,720
USAA $2,573 $2,724

The Best Cheap Car Insurance Companies in Otter Rock, OR

Take a look at a side-by-side comparison of the top car insurance companies in Otter Rock, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Otter Rock, Oregon

Insurance Company Average Annual Rates
Allstate $4,664
American Family $3,598
Farmers $3,494
GEICO $2,925
Liberty Mutual $4,116
Nationwide $3,114
Progressive $3,294
State Farm $2,704
Travelers $2,616
USAA $2,648

Category Winners: Cheapest Car Insurance in Otter Rock, Oregon

Find the cheapest car insurance companies in Otter Rock, OR for each category right here.

Best Annual Car Insurance Rates by Company in Otter Rock, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Otter Rock, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Otter Rock car insurance rates. Find the cheapest Otter Rock, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Otter Rock, Oregon

Insurance Company Low Medium High
Allstate $4,484 $4,654 $4,854
American Family $3,592 $3,803 $3,400
Farmers $3,286 $3,451 $3,744
GEICO $2,659 $2,942 $3,173
Liberty Mutual $3,876 $4,106 $4,366
Nationwide $2,971 $3,196 $3,175
Progressive $3,186 $3,279 $3,416
State Farm $2,560 $2,707 $2,845
Travelers $2,462 $2,603 $2,783
USAA $2,534 $2,651 $2,760

Compare Car Insurance Quotes in Otter Rock, OR

Ready to find affordable Otter Rock, Oregon car insurance today? Enter your ZIP code for fast, free Otter Rock, OR car insurance quotes.

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