Compare Ottine, TX Car Insurance Rates (2021)

Car insurance in Ottine, TX averages $315 a month. Ottine, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Ottine car insurance rates, compare quotes from the top car insurance companies in Ottine, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ottine, TX after a DUI are $4,327/year
  • The cheapest car insurance company in Ottine is USAA
  • The cheapest car insurance company in Ottine for teen drivers is USAA

If you need to buy Ottine, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Ottine, TX is right here.

You’ll find Ottine car insurance rates, the cheapest Ottine, TX car insurance companies, and information on Texas car insurance laws. You can also compare Ottine, Texas car insurance rates to San Antonio car insurance rates, Dallas car insurance rates, and Laredo car insurance rates.

Ready to find affordable Ottine, TX car insurance today? Enter your ZIP code for fast, free Ottine car insurance quotes.

Cheapest Ottine, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ottine, TX car insurance rates? Every Ottine, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ottine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,614 $2,902 $2,417 $2,761 $6,723 $8,800 $3,715 $4,227
GEICO $2,320 $2,501 $2,240 $2,531 $5,019 $5,241 $2,506 $2,507
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,299 $2,190 $2,043 $2,083 $9,433 $10,537 $2,722 $2,767
State Farm $2,030 $2,030 $1,803 $1,803 $4,820 $6,136 $2,204 $2,274
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

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Minimum Car Insurance in Ottine, TX

Every driver must carry the minimum car insurance in Ottine, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Ottine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ottine, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ottine, TX. Compare credit history car insurance rates in Ottine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ottine, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $5,887 $3,695 $3,227
GEICO $4,791 $2,717 $1,816
Nationwide $5,445 $4,354 $3,775
Progressive $4,808 $4,140 $3,830
State Farm $4,092 $2,544 $2,026
USAA $3,430 $1,976 $1,589

Cheapest Ottine, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ottine, TX to rates for a clean record with top companies.

Annual Ottine, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $3,900 $4,940 $4,339 $3,900
GEICO $2,641 $3,479 $2,914 $3,398
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $3,717 $4,791 $4,344 $4,184
State Farm $2,570 $2,942 $3,467 $2,570
USAA $1,742 $2,563 $3,023 $1,998

Cheapest Ottine, TX Car Insurance for Teen Drivers

Teen car insurance in Ottine, TX can be expensive. Take a look at rates from the top car insurance companies in Ottine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ottine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $6,723 $8,800
GEICO $5,019 $5,241
Nationwide $8,062 $10,372
Progressive $9,433 $10,537
State Farm $4,820 $6,136
USAA $4,161 $4,540

Cheapest Ottine, TX Car Insurance for Seniors

Take a look at Ottine, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ottine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,417 $2,761
GEICO $2,240 $2,531
Nationwide $2,491 $2,642
Progressive $2,043 $2,083
State Farm $1,803 $1,803
USAA $1,422 $1,414

Cheapest Ottine, TX Car Insurance Rates After a DUI

A DUI in Ottine, TX increases car insurance rates. Compare Ottine, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ottine, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,367
American Family $4,339
GEICO $2,914
Nationwide $5,831
Progressive $4,344
State Farm $3,467
USAA $3,023

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Cheapest Ottine, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ottine, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ottine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,270 $4,270
GEICO $3,049 $3,167
Nationwide $4,525 $4,525
Progressive $4,259 $4,259
State Farm $2,887 $2,887
USAA $2,302 $2,361

The Best Cheap Car Insurance Companies in Ottine, TX

Take a look at a side-by-side comparison of the top car insurance companies in Ottine, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ottine, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,270
GEICO $3,108
Nationwide $4,525
Progressive $4,259
State Farm $2,887
USAA $2,332

Category Winners: Cheapest Car Insurance in Ottine, Texas

Find the cheapest car insurance companies in Ottine, TX for each category right here.

Best Annual Car Insurance Rates by Company in Ottine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Ottine, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ottine car insurance rates. Find the cheapest Ottine, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ottine, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $3,980 $4,116 $4,713
GEICO $2,946 $3,066 $3,312
Nationwide $4,884 $4,329 $4,361
Progressive $4,046 $4,239 $4,492
State Farm $2,741 $2,878 $3,043
USAA $2,257 $2,323 $2,415

Compare Car Insurance Quotes in Ottine, TX

Ready to find affordable Ottine, Texas car insurance today? Enter your ZIP code for fast, free Ottine, TX car insurance quotes.

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