Compare Ottoville, OH Car Insurance Rates (2021)

Car insurance in Ottoville, OH averages $204 a month. Ottoville, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ottoville car insurance rates, compare quotes from the top car insurance companies in Ottoville, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ottoville, OH are $2,445/year
  • Average car insurance rates in Ottoville, OH after a DUI are $2,842/year
  • The cheapest car insurance company in Ottoville is USAA

If you need to buy Ottoville, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Ottoville, OH is right here.

You’ll find Ottoville car insurance rates, the cheapest Ottoville, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Ottoville, Ohio car insurance rates to Lorain car insurance rates, Cleveland car insurance rates, and Dayton car insurance rates.

Ready to find affordable Ottoville, OH car insurance today? Enter your ZIP code for fast, free Ottoville car insurance quotes.

Cheapest Ottoville, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ottoville, OH car insurance rates? Every Ottoville, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ottoville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,781 $1,776 $1,605 $1,714 $4,854 $5,561 $1,877 $2,007
American Family $907 $942 $819 $826 $2,613 $2,839 $1,110 $1,168
Farmers $1,574 $1,567 $1,388 $1,463 $6,854 $7,103 $1,762 $1,840
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,636 $1,537 $1,364 $1,410 $7,342 $8,265 $1,949 $2,017
State Farm $1,282 $1,282 $1,148 $1,148 $4,004 $5,025 $1,490 $1,711
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Ottoville, OH

Every driver must carry the minimum car insurance in Ottoville, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Ottoville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ottoville, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ottoville, OH. Compare credit history car insurance rates in Ottoville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ottoville, Ohio

Insurance Company Poor Fair Good
Allstate $3,389 $2,475 $2,076
American Family $1,855 $1,273 $1,081
Farmers $3,336 $2,815 $2,681
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,576 $3,098 $2,896
State Farm $3,043 $1,882 $1,484
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Cheapest Ottoville, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ottoville, OH to rates for a clean record with top companies.

Annual Ottoville, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,235 $2,688 $3,143 $2,520
American Family $1,346 $1,422 $1,422 $1,422
Farmers $2,428 $3,125 $3,048 $3,175
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,750 $3,743 $2,932 $3,336
State Farm $1,946 $2,326 $2,136 $2,136
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Ottoville, OH Car Insurance for Teen Drivers

Teen car insurance in Ottoville, OH can be expensive. Take a look at rates from the top car insurance companies in Ottoville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ottoville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,854 $5,561
American Family $2,613 $2,839
Farmers $6,854 $7,103
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $7,342 $8,265
State Farm $4,004 $5,025
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheapest Ottoville, OH Car Insurance for Seniors

Take a look at Ottoville, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ottoville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,605 $1,714
American Family $819 $826
Farmers $1,388 $1,463
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,364 $1,410
State Farm $1,148 $1,148
Travelers $1,247 $1,242
USAA $798 $797

Cheapest Ottoville, OH Car Insurance Rates After a DUI

A DUI in Ottoville, OH increases car insurance rates. Compare Ottoville, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ottoville, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,143
American Family $1,422
Farmers $3,048
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,932
State Farm $2,136
Travelers $3,940
USAA $1,861

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Cheapest Ottoville, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ottoville, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ottoville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,647 $2,647
American Family $1,386 $1,420
Farmers $2,944 $2,944
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,190 $3,190
State Farm $2,084 $2,189
Travelers $2,726 $2,726
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Ottoville, OH

Take a look at a side-by-side comparison of the top car insurance companies in Ottoville, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ottoville, Ohio

Insurance Company Average Annual Rates
Allstate $2,647
American Family $1,403
Farmers $2,944
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,190
State Farm $2,136
Travelers $2,726
USAA $1,380

Category Winners: Cheapest Car Insurance in Ottoville, Ohio

Find the cheapest car insurance companies in Ottoville, OH for each category right here.

Best Annual Car Insurance Rates by Company in Ottoville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Ottoville, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ottoville car insurance rates. Find the cheapest Ottoville, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ottoville, Ohio

Insurance Company Low Medium High
Allstate $2,575 $2,642 $2,723
American Family $1,380 $1,413 $1,416
Farmers $2,796 $2,902 $3,133
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $3,046 $3,159 $3,365
State Farm $2,034 $2,142 $2,232
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Ottoville, Ohio?

What factors can have an impact on Ottoville, OH car insurance? There are several reasons why Ottoville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ottoville, Ohio.

Commute Time in Ottoville

The more time you spend in your car the higher the risk of an accident. The average commute length in Ottoville, OH is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ottoville, OH

Ready to find affordable Ottoville, Ohio car insurance today? Enter your ZIP code for fast, free Ottoville, OH car insurance quotes.

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