Compare Ottsville, PA Car Insurance Rates (2021)

Car insurance in Ottsville, PA averages $371 a month. Ottsville, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ottsville car insurance rates, compare quotes from the top car insurance companies in Ottsville, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ottsville, PA after a DUI are $4,907/year
  • Average car insurance rates in Ottsville, PA are $4,455/year
  • The cheapest car insurance company in Ottsville for teen drivers is USAA

If you need to buy Ottsville, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Ottsville, PA is right here.

You’ll find Ottsville car insurance rates, the cheapest Ottsville, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Ottsville, Pennsylvania car insurance rates to Bethlehem car insurance rates, Pittsburgh car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Ottsville, PA car insurance today? Enter your ZIP code for fast, free Ottsville car insurance quotes.

Cheapest Ottsville, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ottsville, PA car insurance rates? Every Ottsville, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ottsville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,692 $2,692 $2,516 $2,516 $9,626 $9,626 $2,928 $2,928
GEICO $2,007 $1,736 $1,922 $1,664 $5,098 $4,422 $2,006 $1,736
Liberty Mutual $4,291 $4,291 $3,933 $3,933 $12,472 $12,472 $5,439 $5,439
Nationwide $2,184 $2,184 $2,072 $2,072 $6,090 $6,090 $2,447 $2,447
Progressive $2,961 $2,961 $2,653 $2,653 $9,347 $9,347 $3,739 $3,739
State Farm $1,882 $1,882 $1,658 $1,658 $6,701 $6,701 $2,075 $2,075
Travelers $1,984 $1,984 $2,154 $2,154 $30,103 $30,103 $2,375 $2,375
USAA $1,258 $1,258 $1,138 $1,138 $3,866 $3,866 $1,675 $1,675

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Minimum Car Insurance in Ottsville, PA

Every driver must carry the minimum car insurance in Ottsville, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Ottsville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ottsville, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ottsville, PA. Compare credit history car insurance rates in Ottsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ottsville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,653 $4,248 $3,420
GEICO $3,864 $2,176 $1,681
Liberty Mutual $8,337 $5,981 $5,284
Nationwide $3,757 $3,086 $2,752
Progressive $6,193 $4,345 $3,486
State Farm $4,384 $2,713 $2,140
Travelers $9,958 $9,002 $8,502
USAA $2,481 $1,841 $1,630

Cheapest Ottsville, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ottsville, PA to rates for a clean record with top companies.

Annual Ottsville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,240 $5,041 $4,240 $4,240
GEICO $1,891 $3,267 $2,530 $2,607
Liberty Mutual $5,948 $6,842 $6,672 $6,672
Nationwide $2,311 $3,094 $4,303 $3,085
Progressive $4,240 $5,838 $4,368 $4,254
State Farm $2,823 $3,335 $3,079 $3,079
Travelers $6,456 $9,230 $11,700 $9,230
USAA $1,591 $2,207 $2,359 $1,779

Cheapest Ottsville, PA Car Insurance for Teen Drivers

Teen car insurance in Ottsville, PA can be expensive. Take a look at rates from the top car insurance companies in Ottsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ottsville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,626 $9,626
GEICO $5,098 $4,422
Liberty Mutual $12,472 $12,472
Nationwide $6,090 $6,090
Progressive $9,347 $9,347
State Farm $6,701 $6,701
Travelers $30,103 $30,103
USAA $3,866 $3,866

Cheapest Ottsville, PA Car Insurance for Seniors

Take a look at Ottsville, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ottsville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,516 $2,516
GEICO $1,922 $1,664
Liberty Mutual $3,933 $3,933
Nationwide $2,072 $2,072
Progressive $2,653 $2,653
State Farm $1,658 $1,658
Travelers $2,154 $2,154
USAA $1,138 $1,138

Cheapest Ottsville, PA Car Insurance Rates After a DUI

A DUI in Ottsville, PA increases car insurance rates. Compare Ottsville, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ottsville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,240
GEICO $2,530
Liberty Mutual $6,672
Nationwide $4,303
Progressive $4,368
State Farm $3,079
Travelers $11,700
USAA $2,359

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Cheapest Ottsville, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ottsville, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ottsville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,346 $4,535
GEICO $2,535 $2,613
Liberty Mutual $6,367 $6,700
Nationwide $3,198 $3,198
Progressive $4,675 $4,675
State Farm $2,988 $3,171
Travelers $9,154 $9,154
USAA $1,927 $2,041

The Best Cheap Car Insurance Companies in Ottsville, PA

Take a look at a side-by-side comparison of the top car insurance companies in Ottsville, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ottsville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,440
GEICO $2,574
Liberty Mutual $6,534
Nationwide $3,198
Progressive $4,675
State Farm $3,079
Travelers $9,154
USAA $1,984

Category Winners: Cheapest Car Insurance in Ottsville, Pennsylvania

Find the cheapest car insurance companies in Ottsville, PA for each category right here.

Best Annual Car Insurance Rates by Company in Ottsville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ottsville, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ottsville car insurance rates. Find the cheapest Ottsville, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ottsville, Pennsylvania

Insurance Company Low Medium High
Allstate $4,195 $4,476 $4,650
GEICO $2,320 $2,603 $2,799
Liberty Mutual $6,171 $6,589 $6,841
Nationwide $3,202 $3,241 $3,151
Progressive $4,224 $4,712 $5,088
State Farm $2,870 $3,124 $3,243
Travelers $9,098 $9,174 $9,190
USAA $1,827 $2,005 $2,120

Compare Car Insurance Quotes in Ottsville, PA

Ready to find affordable Ottsville, Pennsylvania car insurance today? Enter your ZIP code for fast, free Ottsville, PA car insurance quotes.

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