Compare Otway, OH Car Insurance Rates (2021)

Car insurance in Otway, OH averages $249 a month. Otway, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Otway car insurance rates, compare quotes from the top car insurance companies in Otway, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Otway for teen drivers is American Family
  • The cheapest car insurance company in Otway is American Family
  • Average car insurance rates in Otway, OH after a DUI are $3,471/year

If you need to buy Otway, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Otway, OH is right here.

You’ll find Otway car insurance rates, the cheapest Otway, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Otway, Ohio car insurance rates to Parma car insurance rates, Canton car insurance rates, and Lorain car insurance rates.

Ready to find affordable Otway, OH car insurance today? Enter your ZIP code for fast, free Otway car insurance quotes.

Cheapest Otway, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Otway, OH car insurance rates? Every Otway, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Otway, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,164 $1,931 $2,069 $5,770 $6,593 $2,291 $2,463
American Family $980 $1,021 $884 $891 $2,828 $3,088 $1,204 $1,272
Farmers $1,951 $1,948 $1,720 $1,809 $8,340 $8,655 $2,187 $2,297
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,268 $2,482 $1,743 $2,123 $11,512 $13,030 $2,424 $2,659
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $1,901 $1,815 $1,578 $1,625 $7,955 $8,988 $2,285 $2,353
State Farm $1,585 $1,585 $1,399 $1,399 $4,638 $5,853 $1,831 $2,090
Travelers $1,543 $1,568 $1,521 $1,516 $6,548 $10,354 $1,603 $1,849
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

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Minimum Car Insurance in Otway, OH

Every driver must carry the minimum car insurance in Otway, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Otway, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Otway, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Otway, OH. Compare credit history car insurance rates in Otway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Otway, Ohio

Insurance Company Poor Fair Good
Allstate $4,096 $2,963 $2,481
American Family $2,014 $1,379 $1,170
Farmers $4,104 $3,450 $3,286
GEICO $2,444 $2,036 $1,629
Liberty Mutual $6,873 $4,186 $3,280
Nationwide $4,365 $3,512 $2,962
Progressive $4,031 $3,448 $3,209
State Farm $3,631 $2,244 $1,768
Travelers $3,708 $3,222 $3,008
USAA $2,170 $1,528 $1,299

Cheapest Otway, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Otway, OH to rates for a clean record with top companies.

Annual Otway, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,243 $3,755 $3,027
American Family $1,457 $1,542 $1,542 $1,542
Farmers $2,983 $3,832 $3,737 $3,901
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,021 $5,144 $5,272 $4,682
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,081 $4,147 $3,275 $3,747
State Farm $2,340 $2,756 $2,548 $2,548
Travelers $2,447 $3,178 $4,789 $2,837
USAA $1,279 $1,712 $2,253 $1,418

Cheapest Otway, OH Car Insurance for Teen Drivers

Teen car insurance in Otway, OH can be expensive. Take a look at rates from the top car insurance companies in Otway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Otway, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,770 $6,593
American Family $2,828 $3,088
Farmers $8,340 $8,655
GEICO $3,911 $3,639
Liberty Mutual $11,512 $13,030
Nationwide $6,095 $7,903
Progressive $7,955 $8,988
State Farm $4,638 $5,853
Travelers $6,548 $10,354
USAA $3,091 $3,453

Cheapest Otway, OH Car Insurance for Seniors

Take a look at Otway, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Otway, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,069
American Family $884 $891
Farmers $1,720 $1,809
GEICO $1,372 $1,372
Liberty Mutual $1,743 $2,123
Nationwide $2,181 $2,203
Progressive $1,578 $1,625
State Farm $1,399 $1,399
Travelers $1,521 $1,516
USAA $956 $960

Cheapest Otway, OH Car Insurance Rates After a DUI

A DUI in Otway, OH increases car insurance rates. Compare Otway, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Otway, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,755
American Family $1,542
Farmers $3,737
GEICO $2,843
Liberty Mutual $5,272
Nationwide $4,693
Progressive $3,275
State Farm $2,548
Travelers $4,789
USAA $2,253

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Cheapest Otway, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Otway, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Otway, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,180 $3,180
American Family $1,503 $1,540
Farmers $3,613 $3,613
GEICO $1,997 $2,076
Liberty Mutual $4,780 $4,780
Nationwide $3,613 $3,613
Progressive $3,562 $3,562
State Farm $2,486 $2,609
Travelers $3,313 $3,313
USAA $1,600 $1,731

The Best Cheap Car Insurance Companies in Otway, OH

Take a look at a side-by-side comparison of the top car insurance companies in Otway, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Otway, Ohio

Insurance Company Average Annual Rates
Allstate $3,180
American Family $1,521
Farmers $3,613
GEICO $2,036
Liberty Mutual $4,780
Nationwide $3,613
Progressive $3,562
State Farm $2,548
Travelers $3,313
USAA $1,666

Category Winners: Cheapest Car Insurance in Otway, Ohio

Find the cheapest car insurance companies in Otway, OH for each category right here.

Best Annual Car Insurance Rates by Company in Otway, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Otway, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Otway car insurance rates. Find the cheapest Otway, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Otway, Ohio

Insurance Company Low Medium High
Allstate $3,079 $3,174 $3,287
American Family $1,501 $1,532 $1,530
Farmers $3,442 $3,562 $3,835
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,611 $4,804 $4,925
Nationwide $4,010 $3,501 $3,329
Progressive $3,435 $3,535 $3,718
State Farm $2,442 $2,554 $2,646
Travelers $3,226 $3,357 $3,355
USAA $1,596 $1,664 $1,737

Compare Car Insurance Quotes in Otway, OH

Ready to find affordable Otway, Ohio car insurance today? Enter your ZIP code for fast, free Otway, OH car insurance quotes.

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