Compare Owego, NY Car Insurance Rates (2021)

Car insurance in Owego, NY averages $247 a month. Owego, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Owego car insurance rates, compare quotes from the top car insurance companies in Owego, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Owego for teen drivers is GEICO
  • Average car insurance rates in Owego, NY after a DUI are $3,942/year
  • Average car insurance rates in Owego, NY are $2,969/year

If you need to buy Owego, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Owego, NY is right here.

You’ll find Owego car insurance rates, the cheapest Owego, NY car insurance companies, and information on New York car insurance laws. You can also compare Owego, New York car insurance rates to Rochester car insurance rates, Yonkers car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Owego, NY car insurance today? Enter your ZIP code for fast, free Owego car insurance quotes.

Cheapest Owego, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owego, NY car insurance rates? Every Owego, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owego, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,300 $3,300 $3,077 $3,077 $6,414 $10,383 $3,300 $3,501
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,454 $1,369 $1,175 $1,191 $4,704 $5,230 $1,860 $1,812
State Farm $1,898 $1,898 $1,654 $1,654 $5,588 $7,208 $2,086 $2,213
Travelers $2,250 $2,285 $2,053 $2,212 $5,159 $6,129 $2,398 $2,511
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Owego, NY

Every driver must carry the minimum car insurance in Owego, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Owego, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Owego, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owego, NY. Compare credit history car insurance rates in Owego from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owego, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,345 $4,162 $3,126
Nationwide $2,598 $2,598 $2,598
Progressive $3,724 $1,919 $1,406
State Farm $4,270 $2,678 $2,126
Travelers $4,260 $2,728 $2,386
USAA $4,512 $2,242 $1,983

Cheapest Owego, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owego, NY to rates for a clean record with top companies.

Annual Owego, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,623 $3,623 $7,306 $3,623
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,287 $2,287 $2,523 $2,301
State Farm $2,882 $2,882 $3,168 $3,168
Travelers $2,687 $3,327 $3,375 $3,109
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Owego, NY Car Insurance for Teen Drivers

Teen car insurance in Owego, NY can be expensive. Take a look at rates from the top car insurance companies in Owego for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owego, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,967 $4,318
Liberty Mutual $6,414 $10,383
Nationwide $3,454 $5,122
Progressive $4,704 $5,230
State Farm $5,588 $7,208
Travelers $5,159 $6,129
USAA $6,103 $7,296

Cheapest Owego, NY Car Insurance for Seniors

Take a look at Owego, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owego, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,387 $1,367
Liberty Mutual $3,077 $3,077
Nationwide $1,874 $1,874
Progressive $1,175 $1,191
State Farm $1,654 $1,654
Travelers $2,053 $2,212
USAA $1,379 $1,382

Cheapest Owego, NY Car Insurance Rates After a DUI

A DUI in Owego, NY increases car insurance rates. Compare Owego, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owego, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,000
GEICO $3,007
Liberty Mutual $7,306
Nationwide $4,360
Progressive $2,523
State Farm $3,168
Travelers $3,375
USAA $3,799

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Cheapest Owego, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owego, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owego, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,875 $1,988
Liberty Mutual $4,418 $4,670
Nationwide $2,598 $2,598
Progressive $2,349 $2,349
State Farm $2,920 $3,130
Travelers $3,125 $3,125
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Owego, NY

Take a look at a side-by-side comparison of the top car insurance companies in Owego, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owego, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,931
Liberty Mutual $4,544
Nationwide $2,598
Progressive $2,349
State Farm $3,025
Travelers $3,125
USAA $2,912

Category Winners: Cheapest Car Insurance in Owego, New York

Find the cheapest car insurance companies in Owego, NY for each category right here.

Best Annual Car Insurance Rates by Company in Owego, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Owego, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owego car insurance rates. Find the cheapest Owego, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owego, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,348 $4,528 $4,756
Nationwide $2,461 $2,579 $2,754
Progressive $2,241 $2,338 $2,469
State Farm $2,882 $3,040 $3,152
Travelers $2,987 $3,101 $3,285
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Owego, New York?

What factors can have an impact on Owego, NY car insurance? There are several reasons why Owego car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owego, New York.

Commute Time in Owego

The more time you spend in your car the higher the risk of an accident. The average commute length in Owego, NY is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Owego, NY

Ready to find affordable Owego, New York car insurance today? Enter your ZIP code for fast, free Owego, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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