Compare Owen, WI Car Insurance Rates (2021)

Car insurance in Owen, WI averages $244 a month. Owen, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Owen car insurance rates, compare quotes from the top car insurance companies in Owen, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Owen is American Family
  • The cheapest car insurance company in Owen for teen drivers is American Family
  • Average car insurance rates in Owen, WI after a DUI are $3,241/year

If you need to buy Owen, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Owen, WI is right here.

You’ll find Owen car insurance rates, the cheapest Owen, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Owen, Wisconsin car insurance rates to Milwaukee car insurance rates, Janesville car insurance rates, and Appleton car insurance rates.

Ready to find affordable Owen, WI car insurance today? Enter your ZIP code for fast, free Owen car insurance quotes.

Cheapest Owen, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owen, WI car insurance rates? Every Owen, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owen, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $976 $1,023 $915 $925 $2,747 $3,037 $1,149 $1,225
Farmers $1,827 $1,829 $1,621 $1,712 $8,533 $8,850 $2,079 $2,187
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,757 $1,687 $1,437 $1,493 $6,426 $7,271 $2,111 $2,290
State Farm $1,360 $1,360 $1,197 $1,197 $3,681 $4,680 $1,529 $1,731
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

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Minimum Car Insurance in Owen, WI

Every driver must carry the minimum car insurance in Owen, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Owen, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Owen, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owen, WI. Compare credit history car insurance rates in Owen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owen, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $2,008 $1,322 $1,168
Farmers $4,051 $3,419 $3,270
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,499 $2,947 $2,731
State Farm $3,120 $1,791 $1,364
USAA $3,141 $1,652 $1,317

Cheapest Owen, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owen, WI to rates for a clean record with top companies.

Annual Owen, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,435 $1,521 $1,521 $1,521
Farmers $3,124 $3,937 $3,724 $3,536
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,806 $3,380 $2,907 $3,143
State Farm $1,936 $2,247 $2,092 $2,092
USAA $1,599 $2,008 $2,717 $1,823

Cheapest Owen, WI Car Insurance for Teen Drivers

Teen car insurance in Owen, WI can be expensive. Take a look at rates from the top car insurance companies in Owen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owen, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,747 $3,037
Farmers $8,533 $8,850
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $6,426 $7,271
State Farm $3,681 $4,680
USAA $3,408 $3,962

Cheapest Owen, WI Car Insurance for Seniors

Take a look at Owen, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owen, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $915 $925
Farmers $1,621 $1,712
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,437 $1,493
State Farm $1,197 $1,197
USAA $1,228 $1,256

Cheapest Owen, WI Car Insurance Rates After a DUI

A DUI in Owen, WI increases car insurance rates. Compare Owen, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owen, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,521
Farmers $3,724
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,907
State Farm $2,092
USAA $2,717

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Cheapest Owen, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owen, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owen, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,474 $1,525
Farmers $3,580 $3,580
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $3,059 $3,059
State Farm $2,040 $2,144
USAA $2,010 $2,063

The Best Cheap Car Insurance Companies in Owen, WI

Take a look at a side-by-side comparison of the top car insurance companies in Owen, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owen, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,500
Farmers $3,580
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,071
Progressive $3,059
State Farm $2,092
USAA $2,037

Category Winners: Cheapest Car Insurance in Owen, Wisconsin

Find the cheapest car insurance companies in Owen, WI for each category right here.

Best Annual Car Insurance Rates by Company in Owen, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Owen, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owen car insurance rates. Find the cheapest Owen, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owen, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,483 $1,513 $1,503
Farmers $3,319 $3,553 $3,868
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,897 $3,079 $3,201
State Farm $1,982 $2,098 $2,195
USAA $1,962 $2,038 $2,110

What affects car insurance rates in Owen, Wisconsin?

What factors can have an impact on Owen, WI car insurance? There are several reasons why Owen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owen, Wisconsin.

Commute Time in Owen

The more time you spend in your car the higher the risk of an accident. The average commute length in Owen, WI is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Owen, WI

Ready to find affordable Owen, Wisconsin car insurance today? Enter your ZIP code for fast, free Owen, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State