Compare Owendale, MI Car Insurance Rates (2021)

Car insurance in Owendale, MI averages $827 a month. Owendale, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Owendale car insurance rates, compare quotes from the top car insurance companies in Owendale, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Owendale, MI are $9,927/year
  • The cheapest car insurance company in Owendale is USAA
  • The cheapest car insurance company in Owendale for teen drivers is USAA

If you need to buy Owendale, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Owendale, MI is right here.

You’ll find Owendale car insurance rates, the cheapest Owendale, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Owendale, Michigan car insurance rates to Dearborn car insurance rates, Ann Arbor car insurance rates, and Flint car insurance rates.

Ready to find affordable Owendale, MI car insurance today? Enter your ZIP code for fast, free Owendale car insurance quotes.

Cheapest Owendale, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owendale, MI car insurance rates? Every Owendale, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owendale, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,524 $4,524 $4,225 $4,225 $9,761 $9,761 $5,069 $5,069
GEICO $4,053 $4,053 $4,092 $4,092 $10,981 $10,981 $3,872 $3,872
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,163 $2,956 $2,783 $3,108 $11,209 $11,923 $3,691 $3,426
State Farm $6,550 $6,550 $6,046 $6,046 $22,392 $22,392 $7,666 $7,666
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,592 $2,450 $2,439 $2,304 $6,202 $5,865 $3,145 $3,009

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Minimum Car Insurance in Owendale, MI

Every driver must carry the minimum car insurance in Owendale, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Owendale, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Owendale, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owendale, MI. Compare credit history car insurance rates in Owendale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owendale, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,855 $5,116 $4,713
GEICO $7,392 $5,435 $4,422
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $6,119 $5,123 $4,606
State Farm $17,283 $8,755 $5,952
Travelers $8,206 $7,958 $7,858
USAA $5,234 $2,993 $2,275

Cheapest Owendale, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owendale, MI to rates for a clean record with top companies.

Annual Owendale, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,967 $6,303 $6,233 $6,076
GEICO $2,074 $4,284 $12,870 $3,770
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,472 $5,872 $5,296 $5,490
State Farm $6,908 $8,214 $17,358 $10,174
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,820 $3,512 $4,600 $3,071

Cheapest Owendale, MI Car Insurance for Teen Drivers

Teen car insurance in Owendale, MI can be expensive. Take a look at rates from the top car insurance companies in Owendale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owendale, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,761 $9,761
GEICO $10,981 $10,981
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $11,209 $11,923
State Farm $22,392 $22,392
Travelers $16,180 $16,180
USAA $6,202 $5,865

Cheapest Owendale, MI Car Insurance for Seniors

Take a look at Owendale, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owendale, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,225 $4,225
GEICO $4,092 $4,092
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,783 $3,108
State Farm $6,046 $6,046
Travelers $4,626 $4,626
USAA $2,439 $2,304

Cheapest Owendale, MI Car Insurance Rates After a DUI

A DUI in Owendale, MI increases car insurance rates. Compare Owendale, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owendale, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,233
GEICO $12,870
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,296
State Farm $17,358
Travelers $12,473
USAA $4,600

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Cheapest Owendale, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owendale, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owendale, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,895 $5,895
GEICO $5,615 $5,884
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,282 $5,282
State Farm $10,374 $10,953
Travelers $7,961 $8,053
USAA $3,460 $3,541

The Best Cheap Car Insurance Companies in Owendale, MI

Take a look at a side-by-side comparison of the top car insurance companies in Owendale, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owendale, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,895
GEICO $5,750
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,282
State Farm $10,664
Travelers $8,007
USAA $3,501

Category Winners: Cheapest Car Insurance in Owendale, Michigan

Find the cheapest car insurance companies in Owendale, MI for each category right here.

Best Annual Car Insurance Rates by Company in Owendale, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Owendale, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owendale car insurance rates. Find the cheapest Owendale, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owendale, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,737 $5,880 $6,067
GEICO $5,390 $5,701 $6,157
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $5,112 $5,291 $5,445
State Farm $10,133 $10,729 $11,129
Travelers $7,920 $8,016 $8,086
USAA $3,393 $3,510 $3,600

What affects car insurance rates in Owendale, Michigan?

What factors can have an impact on Owendale, MI car insurance? There are several reasons why Owendale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owendale, Michigan.

Car Theft in Owendale

High levels of vehicle theft can make car insurance more expensive. Owendale, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Owendale

The more time you spend in your car the higher the risk of an accident. The average commute length in Owendale, MI is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Owendale, MI

Ready to find affordable Owendale, Michigan car insurance today? Enter your ZIP code for fast, free Owendale, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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