Compare Owens Cross Roads, AL Car Insurance Rates (2021)

Car insurance in Owens Cross Roads, AL averages $300 a month. Owens Cross Roads, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Owens Cross Roads car insurance rates, compare quotes from the top car insurance companies in Owens Cross Roads, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Owens Cross Roads is USAA
  • Average car insurance rates in Owens Cross Roads, AL after a DUI are $4,077/year
  • The cheapest car insurance company in Owens Cross Roads for teen drivers is USAA

If you need to buy Owens Cross Roads, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Owens Cross Roads, AL is right here.

You’ll find Owens Cross Roads car insurance rates, the cheapest Owens Cross Roads, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Owens Cross Roads, Alabama car insurance rates to Dothan car insurance rates, Birmingham car insurance rates, and Mobile car insurance rates.

Ready to find affordable Owens Cross Roads, AL car insurance today? Enter your ZIP code for fast, free Owens Cross Roads car insurance quotes.

Cheapest Owens Cross Roads, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owens Cross Roads, AL car insurance rates? Every Owens Cross Roads, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owens Cross Roads, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,989 $1,899 $1,803 $1,838 $6,896 $7,427 $2,223 $2,270
Farmers $2,280 $2,258 $2,035 $2,164 $8,912 $9,163 $2,592 $2,688
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,741 $2,957 $2,257 $2,522 $10,105 $11,226 $2,904 $3,076
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,564 $2,391 $2,112 $2,255 $10,781 $12,010 $2,998 $3,181
State Farm $3,266 $3,266 $2,983 $2,983 $10,330 $12,891 $3,701 $4,293
Travelers $1,121 $1,136 $1,058 $1,056 $5,974 $9,398 $1,069 $1,203
USAA $1,303 $1,315 $1,218 $1,187 $3,927 $4,342 $1,691 $1,820

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Owens Cross Roads, AL

Every driver must carry the minimum car insurance in Owens Cross Roads, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Owens Cross Roads, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Owens Cross Roads, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owens Cross Roads, AL. Compare credit history car insurance rates in Owens Cross Roads from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owens Cross Roads, Alabama

Insurance Company Poor Fair Good
Allstate $4,070 $3,197 $2,612
Farmers $4,490 $3,874 $3,671
GEICO $3,353 $2,393 $2,165
Liberty Mutual $6,741 $4,160 $3,270
Nationwide $3,185 $2,486 $2,250
Progressive $5,382 $4,637 $4,340
State Farm $8,865 $4,484 $3,044
Travelers $2,998 $2,605 $2,653
USAA $2,815 $1,841 $1,645

Cheapest Owens Cross Roads, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owens Cross Roads, AL to rates for a clean record with top companies.

Annual Owens Cross Roads, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,805 $3,303 $3,901 $3,164
Farmers $3,372 $4,371 $4,263 $4,040
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,707 $5,162 $5,038 $4,988
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,308 $5,445 $4,668 $4,725
State Farm $4,901 $6,152 $5,402 $5,402
Travelers $2,299 $2,410 $3,515 $2,783
USAA $1,616 $2,033 $3,006 $1,747

Cheapest Owens Cross Roads, AL Car Insurance for Teen Drivers

Teen car insurance in Owens Cross Roads, AL can be expensive. Take a look at rates from the top car insurance companies in Owens Cross Roads for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owens Cross Roads, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,896 $7,427
Farmers $8,912 $9,163
GEICO $4,963 $4,863
Liberty Mutual $10,105 $11,226
Nationwide $4,565 $5,863
Progressive $10,781 $12,010
State Farm $10,330 $12,891
Travelers $5,974 $9,398
USAA $3,927 $4,342

Cheapest Owens Cross Roads, AL Car Insurance for Seniors

Take a look at Owens Cross Roads, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owens Cross Roads, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,803 $1,838
Farmers $2,035 $2,164
GEICO $1,810 $1,872
Liberty Mutual $2,257 $2,522
Nationwide $1,570 $1,622
Progressive $2,112 $2,255
State Farm $2,983 $2,983
Travelers $1,058 $1,056
USAA $1,218 $1,187

Cheapest Owens Cross Roads, AL Car Insurance Rates After a DUI

A DUI in Owens Cross Roads, AL increases car insurance rates. Compare Owens Cross Roads, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owens Cross Roads, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,901
Farmers $4,263
GEICO $3,548
Liberty Mutual $5,038
Nationwide $3,356
Progressive $4,668
State Farm $5,402
Travelers $3,515
USAA $3,006

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Owens Cross Roads, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owens Cross Roads, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owens Cross Roads, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,293 $3,293
Farmers $4,011 $4,011
GEICO $2,591 $2,683
Liberty Mutual $4,724 $4,724
Nationwide $2,640 $2,640
Progressive $4,786 $4,786
State Farm $5,331 $5,597
Travelers $2,752 $2,752
USAA $2,004 $2,196

The Best Cheap Car Insurance Companies in Owens Cross Roads, AL

Take a look at a side-by-side comparison of the top car insurance companies in Owens Cross Roads, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owens Cross Roads, Alabama

Insurance Company Average Annual Rates
Allstate $3,293
Farmers $4,011
GEICO $2,637
Liberty Mutual $4,724
Nationwide $2,640
Progressive $4,786
State Farm $5,464
Travelers $2,752
USAA $2,100

Category Winners: Cheapest Car Insurance in Owens Cross Roads, Alabama

Find the cheapest car insurance companies in Owens Cross Roads, AL for each category right here.

Best Annual Car Insurance Rates by Company in Owens Cross Roads, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Owens Cross Roads, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owens Cross Roads car insurance rates. Find the cheapest Owens Cross Roads, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owens Cross Roads, Alabama

Insurance Company Low Medium High
Allstate $3,172 $3,287 $3,420
Farmers $3,788 $3,961 $4,285
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,500 $4,701 $4,970
Nationwide $2,626 $2,617 $2,677
Progressive $4,271 $4,763 $5,325
State Farm $5,150 $5,458 $5,784
Travelers $2,603 $2,806 $2,847
USAA $2,022 $2,089 $2,190

What affects car insurance rates in Owens Cross Roads, Alabama?

What factors can have an impact on Owens Cross Roads, AL car insurance? There are several reasons why Owens Cross Roads car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owens Cross Roads, Alabama.

Commute Time in Owens Cross Roads

The more time you spend in your car the higher the risk of an accident. The average commute length in Owens Cross Roads, AL is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Owens Cross Roads, AL

Ready to find affordable Owens Cross Roads, Alabama car insurance today? Enter your ZIP code for fast, free Owens Cross Roads, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption