Compare Owensburg, IN Car Insurance Rates (2021)

Car insurance in Owensburg, IN averages $284 a month. Owensburg, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Owensburg car insurance rates, compare quotes from the top car insurance companies in Owensburg, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Owensburg, IN are $3,403/year
  • The cheapest car insurance company in Owensburg for teen drivers is USAA
  • The cheapest car insurance company in Owensburg is USAA

If you need to buy Owensburg, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Owensburg, IN is right here.

You’ll find Owensburg car insurance rates, the cheapest Owensburg, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Owensburg, Indiana car insurance rates to Indianapolis car insurance rates, Evansville car insurance rates, and Fishers car insurance rates.

Ready to find affordable Owensburg, IN car insurance today? Enter your ZIP code for fast, free Owensburg car insurance quotes.

Cheapest Owensburg, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owensburg, IN car insurance rates? Every Owensburg, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owensburg, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,413 $2,469 $2,124 $2,324 $7,505 $9,485 $2,446 $2,655
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,479 $1,460 $1,269 $1,423 $7,828 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,847 $1,755 $1,665 $1,678 $10,780 $12,163 $2,327 $2,390
State Farm $1,680 $1,680 $1,486 $1,486 $4,938 $6,349 $1,854 $2,059
Travelers $1,299 $1,322 $1,216 $1,214 $7,913 $12,447 $1,372 $1,599
USAA $977 $965 $900 $913 $2,658 $2,993 $1,322 $1,424

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Minimum Car Insurance in Owensburg, IN

Every driver must carry the minimum car insurance in Owensburg, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Owensburg, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Owensburg, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owensburg, IN. Compare credit history car insurance rates in Owensburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owensburg, Indiana

Insurance Company Poor Fair Good
Allstate $4,866 $3,623 $3,293
American Family $5,078 $3,306 $2,769
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,780 $4,221 $3,976
State Farm $3,924 $2,339 $1,812
Travelers $3,956 $3,346 $3,342
USAA $2,058 $1,348 $1,151

Cheapest Owensburg, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owensburg, IN to rates for a clean record with top companies.

Annual Owensburg, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,129 $4,608 $4,249 $3,724
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,891 $3,368 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,243 $5,664 $3,876 $4,520
State Farm $2,631 $2,873 $2,631 $2,631
Travelers $3,008 $3,727 $4,226 $3,229
USAA $1,152 $1,629 $1,871 $1,425

Cheapest Owensburg, IN Car Insurance for Teen Drivers

Teen car insurance in Owensburg, IN can be expensive. Take a look at rates from the top car insurance companies in Owensburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owensburg, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,505 $9,485
American Family $6,331 $9,225
Farmers $7,828 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,780 $12,163
State Farm $4,938 $6,349
Travelers $7,913 $12,447
USAA $2,658 $2,993

Cheapest Owensburg, IN Car Insurance for Seniors

Take a look at Owensburg, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owensburg, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,324
American Family $2,107 $2,107
Farmers $1,269 $1,423
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,665 $1,678
State Farm $1,486 $1,486
Travelers $1,216 $1,214
USAA $900 $913

Cheapest Owensburg, IN Car Insurance Rates After a DUI

A DUI in Owensburg, IN increases car insurance rates. Compare Owensburg, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owensburg, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,249
American Family $5,171
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,876
State Farm $2,631
Travelers $4,226
USAA $1,871

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Cheapest Owensburg, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owensburg, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owensburg, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,928 $3,928
American Family $3,673 $3,762
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,326 $4,326
State Farm $2,614 $2,769
Travelers $3,548 $3,548
USAA $1,499 $1,539

The Best Cheap Car Insurance Companies in Owensburg, IN

Take a look at a side-by-side comparison of the top car insurance companies in Owensburg, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owensburg, Indiana

Insurance Company Average Annual Rates
Allstate $3,928
American Family $3,717
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,326
State Farm $2,692
Travelers $3,548
USAA $1,519

Category Winners: Cheapest Car Insurance in Owensburg, Indiana

Find the cheapest car insurance companies in Owensburg, IN for each category right here.

Best Annual Car Insurance Rates by Company in Owensburg, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Owensburg, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owensburg car insurance rates. Find the cheapest Owensburg, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owensburg, Indiana

Insurance Company Low Medium High
Allstate $3,726 $3,912 $4,144
American Family $3,702 $3,842 $3,608
Farmers $3,114 $3,222 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $4,113 $4,266 $4,598
State Farm $2,572 $2,691 $2,812
Travelers $3,485 $3,581 $3,577
USAA $1,475 $1,516 $1,567

What affects car insurance rates in Owensburg, Indiana?

What factors can have an impact on Owensburg, IN car insurance? There are several reasons why Owensburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owensburg, Indiana.

Commute Time in Owensburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Owensburg, IN is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Owensburg, IN

Ready to find affordable Owensburg, Indiana car insurance today? Enter your ZIP code for fast, free Owensburg, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State