Compare Owensville, MO Car Insurance Rates (2021)

Car insurance in Owensville, MO averages $276 a month. Owensville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Owensville car insurance rates, compare quotes from the top car insurance companies in Owensville, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Owensville, MO after a DUI are $3,862/year
  • The cheapest car insurance company in Owensville is Nationwide
  • Average car insurance rates in Owensville, MO are $3,308/year

If you need to buy Owensville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Owensville, MO is right here.

You’ll find Owensville car insurance rates, the cheapest Owensville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Owensville, Missouri car insurance rates to Florissant car insurance rates, Kansas City car insurance rates, and Independence car insurance rates.

Ready to find affordable Owensville, MO car insurance today? Enter your ZIP code for fast, free Owensville car insurance quotes.

Cheapest Owensville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owensville, MO car insurance rates? Every Owensville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owensville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,112 $3,010 $2,802 $2,891 $8,755 $9,503 $2,974 $3,069
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,169 $2,164 $1,940 $2,052 $8,844 $9,151 $2,479 $2,602
GEICO $1,969 $2,196 $1,528 $1,925 $5,977 $6,355 $1,825 $1,853
Liberty Mutual $2,688 $2,914 $2,211 $2,480 $9,352 $10,390 $2,834 $3,026
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $2,073 $1,936 $1,694 $1,741 $6,652 $7,485 $2,531 $2,615
State Farm $1,575 $1,575 $1,390 $1,390 $4,314 $5,455 $1,765 $2,013
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Owensville, MO

Every driver must carry the minimum car insurance in Owensville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Owensville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Owensville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owensville, MO. Compare credit history car insurance rates in Owensville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owensville, Missouri

Insurance Company Poor Fair Good
Allstate $6,234 $4,006 $3,304
American Family $4,289 $3,008 $2,533
Farmers $4,492 $3,733 $3,551
GEICO $4,079 $2,657 $2,125
Liberty Mutual $6,441 $3,928 $3,091
Nationwide $2,496 $2,057 $1,790
Progressive $3,872 $3,199 $2,951
State Farm $3,266 $2,198 $1,840
USAA $4,567 $2,109 $1,505

Cheapest Owensville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owensville, MO to rates for a clean record with top companies.

Annual Owensville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $4,370 $5,441 $4,381
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,405 $4,212 $4,122 $3,962
GEICO $2,338 $2,981 $3,971 $2,525
Liberty Mutual $3,257 $4,680 $4,823 $5,187
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $2,902 $3,864 $3,208 $3,389
State Farm $2,254 $2,616 $2,435 $2,435
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Owensville, MO Car Insurance for Teen Drivers

Teen car insurance in Owensville, MO can be expensive. Take a look at rates from the top car insurance companies in Owensville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owensville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,755 $9,503
American Family $5,764 $7,532
Farmers $8,844 $9,151
GEICO $5,977 $6,355
Liberty Mutual $9,352 $10,390
Nationwide $3,551 $4,564
Progressive $6,652 $7,485
State Farm $4,314 $5,455
USAA $5,002 $6,115

Cheapest Owensville, MO Car Insurance for Seniors

Take a look at Owensville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owensville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,891
American Family $1,927 $1,927
Farmers $1,940 $2,052
GEICO $1,528 $1,925
Liberty Mutual $2,211 $2,480
Nationwide $1,259 $1,338
Progressive $1,694 $1,741
State Farm $1,390 $1,390
USAA $1,491 $1,518

Cheapest Owensville, MO Car Insurance Rates After a DUI

A DUI in Owensville, MO increases car insurance rates. Compare Owensville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owensville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,441
American Family $4,244
Farmers $4,122
GEICO $3,971
Liberty Mutual $4,823
Nationwide $2,825
Progressive $3,208
State Farm $2,435
USAA $3,694

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Cheapest Owensville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owensville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owensville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,515 $4,515
American Family $3,243 $3,310
Farmers $3,925 $3,925
GEICO $2,895 $3,012
Liberty Mutual $4,487 $4,487
Nationwide $2,114 $2,114
Progressive $3,341 $3,341
State Farm $2,377 $2,493
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Owensville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Owensville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owensville, Missouri

Insurance Company Average Annual Rates
Allstate $4,515
American Family $3,277
Farmers $3,925
GEICO $2,954
Liberty Mutual $4,487
Nationwide $2,114
Progressive $3,341
State Farm $2,435
USAA $2,727

Category Winners: Cheapest Car Insurance in Owensville, Missouri

Find the cheapest car insurance companies in Owensville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Owensville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Owensville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owensville car insurance rates. Find the cheapest Owensville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owensville, Missouri

Insurance Company Low Medium High
Allstate $4,346 $4,505 $4,692
American Family $3,191 $3,381 $3,258
Farmers $3,681 $3,887 $4,207
GEICO $2,783 $2,970 $3,107
Liberty Mutual $4,233 $4,507 $4,720
Nationwide $1,993 $2,132 $2,217
Progressive $3,045 $3,348 $3,629
State Farm $2,312 $2,440 $2,552
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Owensville, Missouri?

What factors can have an impact on Owensville, MO car insurance? There are several reasons why Owensville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owensville, Missouri.

Commute Time in Owensville

The more time you spend in your car the higher the risk of an accident. The average commute length in Owensville, MO is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Owensville, MO

Ready to find affordable Owensville, Missouri car insurance today? Enter your ZIP code for fast, free Owensville, MO car insurance quotes.

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