Compare Owings, MD Car Insurance Rates (2021)

Car insurance in Owings, MD averages $386 a month. Owings, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Owings car insurance rates, compare quotes from the top car insurance companies in Owings, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Owings is USAA
  • Average car insurance rates in Owings, MD are $4,628/year
  • Average car insurance rates in Owings, MD after a DUI are $5,461/year

If you need to buy Owings, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Owings, MD is right here.

You’ll find Owings car insurance rates, the cheapest Owings, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Owings, Maryland car insurance rates to Frederick car insurance rates, Annapolis car insurance rates, and College Park car insurance rates.

Ready to find affordable Owings, MD car insurance today? Enter your ZIP code for fast, free Owings car insurance quotes.

Cheapest Owings, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owings, MD car insurance rates? Every Owings, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owings, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,677 $3,534 $3,510 $3,601 $10,832 $12,701 $3,326 $3,373
GEICO $2,316 $2,539 $2,631 $3,049 $7,010 $8,024 $1,980 $2,101
Liberty Mutual $7,548 $7,548 $7,460 $7,460 $14,762 $21,935 $7,548 $10,207
Nationwide $2,005 $2,014 $1,813 $1,868 $4,691 $6,171 $2,321 $2,502
Progressive $2,253 $2,040 $1,967 $2,005 $7,975 $8,732 $2,629 $2,585
State Farm $2,063 $2,063 $1,888 $1,888 $6,491 $8,331 $2,300 $2,607
USAA $1,741 $1,714 $1,618 $1,622 $3,814 $4,513 $2,018 $2,254

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Minimum Car Insurance in Owings, MD

Every driver must carry the minimum car insurance in Owings, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Owings, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Owings, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owings, MD. Compare credit history car insurance rates in Owings from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owings, Maryland

Insurance Company Poor Fair Good
Allstate $7,226 $5,032 $4,450
GEICO $4,201 $3,480 $3,438
Liberty Mutual $15,101 $9,723 $6,851
Nationwide $3,736 $2,644 $2,390
Progressive $4,753 $3,571 $2,996
State Farm $5,055 $2,997 $2,310
USAA $3,217 $2,204 $1,814

Cheapest Owings, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owings, MD to rates for a clean record with top companies.

Annual Owings, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,920 $6,561 $4,920 $5,876
GEICO $2,630 $4,085 $4,984 $3,127
Liberty Mutual $7,678 $10,052 $14,877 $9,626
Nationwide $2,572 $3,453 $2,751 $2,916
Progressive $3,227 $4,262 $3,900 $3,704
State Farm $3,101 $3,886 $3,415 $3,415
USAA $1,901 $2,319 $3,381 $2,046

Cheapest Owings, MD Car Insurance for Teen Drivers

Teen car insurance in Owings, MD can be expensive. Take a look at rates from the top car insurance companies in Owings for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owings, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,832 $12,701
GEICO $7,010 $8,024
Liberty Mutual $14,762 $21,935
Nationwide $4,691 $6,171
Progressive $7,975 $8,732
State Farm $6,491 $8,331
USAA $3,814 $4,513

Cheapest Owings, MD Car Insurance for Seniors

Take a look at Owings, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owings, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,510 $3,601
GEICO $2,631 $3,049
Liberty Mutual $7,460 $7,460
Nationwide $1,813 $1,868
Progressive $1,967 $2,005
State Farm $1,888 $1,888
USAA $1,618 $1,622

Cheapest Owings, MD Car Insurance Rates After a DUI

A DUI in Owings, MD increases car insurance rates. Compare Owings, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owings, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,920
GEICO $4,984
Liberty Mutual $14,877
Nationwide $2,751
Progressive $3,900
State Farm $3,415
USAA $3,381

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Cheapest Owings, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owings, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owings, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,490 $5,648
GEICO $3,641 $3,771
Liberty Mutual $10,273 $10,844
Nationwide $2,923 $2,923
Progressive $3,773 $3,773
State Farm $3,367 $3,541
USAA $2,337 $2,487

The Best Cheap Car Insurance Companies in Owings, MD

Take a look at a side-by-side comparison of the top car insurance companies in Owings, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owings, Maryland

Insurance Company Average Annual Rates
Allstate $5,569
GEICO $3,706
Liberty Mutual $10,558
Nationwide $2,923
Progressive $3,773
State Farm $3,454
USAA $2,412

Category Winners: Cheapest Car Insurance in Owings, Maryland

Find the cheapest car insurance companies in Owings, MD for each category right here.

Best Annual Car Insurance Rates by Company in Owings, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Owings, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owings car insurance rates. Find the cheapest Owings, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owings, Maryland

Insurance Company Low Medium High
Allstate $5,436 $5,536 $5,736
GEICO $3,570 $3,682 $3,867
Liberty Mutual $10,270 $10,535 $10,870
Nationwide $2,799 $2,931 $3,039
Progressive $3,611 $3,777 $3,933
State Farm $3,281 $3,464 $3,617
USAA $2,296 $2,419 $2,520

What affects car insurance rates in Owings, Maryland?

What factors can have an impact on Owings, MD car insurance? There are several reasons why Owings car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Owings, Maryland.

Commute Time in Owings

The more time you spend in your car the higher the risk of an accident. The average commute length in Owings, MD is 34.4 minutes according to City-Data.

Compare Car Insurance Quotes in Owings, MD

Ready to find affordable Owings, Maryland car insurance today? Enter your ZIP code for fast, free Owings, MD car insurance quotes.

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