Compare Owls Head, NY Car Insurance Rates (2021)

Car insurance in Owls Head, NY averages $254 a month. Owls Head, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Owls Head car insurance rates, compare quotes from the top car insurance companies in Owls Head, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Owls Head, NY after a DUI are $4,032/year
  • The cheapest car insurance company in Owls Head is GEICO
  • The cheapest car insurance company in Owls Head for teen drivers is GEICO

If you need to buy Owls Head, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Owls Head, NY is right here.

You’ll find Owls Head car insurance rates, the cheapest Owls Head, NY car insurance companies, and information on New York car insurance laws. You can also compare Owls Head, New York car insurance rates to New Rochelle car insurance rates, New York car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Owls Head, NY car insurance today? Enter your ZIP code for fast, free Owls Head car insurance quotes.

Cheapest Owls Head, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Owls Head, NY car insurance rates? Every Owls Head, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Owls Head, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,505 $1,421 $1,219 $1,235 $5,009 $5,594 $1,945 $1,908
State Farm $2,054 $2,054 $1,784 $1,784 $5,928 $7,669 $2,250 $2,385
Travelers $2,347 $2,356 $2,128 $2,274 $5,288 $6,216 $2,482 $2,577
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Owls Head, NY

Every driver must carry the minimum car insurance in Owls Head, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Owls Head, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Owls Head, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Owls Head, NY. Compare credit history car insurance rates in Owls Head from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Owls Head, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,904 $2,038 $1,498
State Farm $4,572 $2,867 $2,276
Travelers $4,411 $2,787 $2,426
USAA $4,423 $2,195 $1,945

Cheapest Owls Head, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Owls Head, NY to rates for a clean record with top companies.

Annual Owls Head, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,414 $2,414 $2,663 $2,428
State Farm $3,091 $3,091 $3,386 $3,386
Travelers $2,756 $3,420 $3,468 $3,190
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Owls Head, NY Car Insurance for Teen Drivers

Teen car insurance in Owls Head, NY can be expensive. Take a look at rates from the top car insurance companies in Owls Head for teenagers.

Annual Car Insurance Rates for Teen Drivers in Owls Head, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $5,009 $5,594
State Farm $5,928 $7,669
Travelers $5,288 $6,216
USAA $6,012 $7,189

Cheapest Owls Head, NY Car Insurance for Seniors

Take a look at Owls Head, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Owls Head, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,219 $1,235
State Farm $1,784 $1,784
Travelers $2,128 $2,274
USAA $1,346 $1,345

Cheapest Owls Head, NY Car Insurance Rates After a DUI

A DUI in Owls Head, NY increases car insurance rates. Compare Owls Head, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Owls Head, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,663
State Farm $3,386
Travelers $3,468
USAA $3,744

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Cheapest Owls Head, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Owls Head, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Owls Head, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,480 $2,480
State Farm $3,125 $3,352
Travelers $3,208 $3,208
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Owls Head, NY

Take a look at a side-by-side comparison of the top car insurance companies in Owls Head, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Owls Head, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,480
State Farm $3,239
Travelers $3,208
USAA $2,854

Category Winners: Cheapest Car Insurance in Owls Head, New York

Find the cheapest car insurance companies in Owls Head, NY for each category right here.

Best Annual Car Insurance Rates by Company in Owls Head, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Owls Head, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Owls Head car insurance rates. Find the cheapest Owls Head, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Owls Head, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,364 $2,468 $2,607
State Farm $3,091 $3,255 $3,370
Travelers $3,066 $3,181 $3,378
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Owls Head, NY

Ready to find affordable Owls Head, New York car insurance today? Enter your ZIP code for fast, free Owls Head, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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