Compare Oxford, CT Car Insurance Rates (2021)

Car insurance in Oxford, CT averages $397 a month. Oxford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Oxford car insurance rates, compare quotes from the top car insurance companies in Oxford, CT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Oxford for teen drivers is GEICO
  • The cheapest car insurance company in Oxford is State Farm
  • Average car insurance rates in Oxford, CT are $4,770/year

If you need to buy Oxford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Oxford, CT is right here.

You’ll find Oxford car insurance rates, the cheapest Oxford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Oxford, Connecticut car insurance rates to Norwalk car insurance rates, Meriden car insurance rates, and Waterbury car insurance rates.

Ready to find affordable Oxford, CT car insurance today? Enter your ZIP code for fast, free Oxford car insurance quotes.

Cheapest Oxford, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oxford, CT car insurance rates? Every Oxford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oxford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,790 $3,759 $3,479 $3,725 $11,615 $13,720 $3,980 $4,200
GEICO $2,304 $2,310 $2,137 $2,154 $5,368 $6,338 $2,222 $2,153
Liberty Mutual $3,641 $3,968 $2,804 $3,465 $18,156 $20,485 $3,681 $4,017
Nationwide $2,393 $2,418 $2,151 $2,255 $6,660 $8,442 $2,779 $2,987
Progressive $2,741 $2,551 $2,338 $2,432 $11,513 $12,770 $3,130 $3,513
State Farm $1,829 $1,829 $1,681 $1,681 $5,573 $7,000 $2,057 $2,366
Travelers $1,839 $1,865 $1,839 $1,833 $14,299 $23,160 $2,001 $2,237
USAA $2,110 $2,086 $1,969 $1,941 $6,712 $7,039 $2,831 $2,930

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oxford, CT

Every driver must carry the minimum car insurance in Oxford, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Oxford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Oxford, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oxford, CT. Compare credit history car insurance rates in Oxford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oxford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,677 $5,810 $4,613
GEICO $4,544 $2,740 $2,086
Liberty Mutual $10,694 $6,656 $5,231
Nationwide $4,969 $3,348 $2,965
Progressive $5,572 $5,004 $4,795
State Farm $4,180 $2,675 $2,152
Travelers $6,956 $5,805 $5,641
USAA $4,563 $3,082 $2,711

Cheapest Oxford, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oxford, CT to rates for a clean record with top companies.

Annual Oxford, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,138 $6,335 $7,523 $5,138
GEICO $1,972 $2,587 $5,513 $2,421
Liberty Mutual $6,591 $8,251 $8,175 $7,091
Nationwide $3,064 $3,998 $4,574 $3,407
Progressive $4,368 $6,351 $4,597 $5,178
State Farm $2,794 $3,071 $3,071 $3,071
Travelers $4,940 $5,350 $7,786 $6,460
USAA $2,667 $3,356 $5,118 $2,667

Cheapest Oxford, CT Car Insurance for Teen Drivers

Teen car insurance in Oxford, CT can be expensive. Take a look at rates from the top car insurance companies in Oxford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oxford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,615 $13,720
GEICO $5,368 $6,338
Liberty Mutual $18,156 $20,485
Nationwide $6,660 $8,442
Progressive $11,513 $12,770
State Farm $5,573 $7,000
Travelers $14,299 $23,160
USAA $6,712 $7,039

Cheapest Oxford, CT Car Insurance for Seniors

Take a look at Oxford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oxford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,725
GEICO $2,137 $2,154
Liberty Mutual $2,804 $3,465
Nationwide $2,151 $2,255
Progressive $2,338 $2,432
State Farm $1,681 $1,681
Travelers $1,839 $1,833
USAA $1,969 $1,941

Cheapest Oxford, CT Car Insurance Rates After a DUI

A DUI in Oxford, CT increases car insurance rates. Compare Oxford, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oxford, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,523
GEICO $5,513
Liberty Mutual $8,175
Nationwide $4,574
Progressive $4,597
State Farm $3,071
Travelers $7,786
USAA $5,118

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oxford, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oxford, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oxford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,034 $6,034
GEICO $3,075 $3,171
Liberty Mutual $7,527 $7,527
Nationwide $3,761 $3,761
Progressive $5,124 $5,124
State Farm $2,929 $3,076
Travelers $6,134 $6,134
USAA $3,411 $3,493

The Best Cheap Car Insurance Companies in Oxford, CT

Take a look at a side-by-side comparison of the top car insurance companies in Oxford, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oxford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,034
GEICO $3,123
Liberty Mutual $7,527
Nationwide $3,761
Progressive $5,124
State Farm $3,002
Travelers $6,134
USAA $3,452

Category Winners: Cheapest Car Insurance in Oxford, Connecticut

Find the cheapest car insurance companies in Oxford, CT for each category right here.

Best Annual Car Insurance Rates by Company in Oxford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oxford, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oxford car insurance rates. Find the cheapest Oxford, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oxford, Connecticut

Insurance Company Low Medium High
Allstate $5,728 $6,027 $6,345
GEICO $2,882 $3,084 $3,404
Liberty Mutual $7,214 $7,465 $7,901
Nationwide $3,794 $3,792 $3,695
Progressive $4,757 $5,076 $5,537
State Farm $2,820 $3,007 $3,179
Travelers $5,651 $6,089 $6,663
USAA $3,221 $3,456 $3,680

What affects car insurance rates in Oxford, Connecticut?

What factors can have an impact on Oxford, CT car insurance? There are several reasons why Oxford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oxford, Connecticut.

Traffic in Oxford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Oxford, CT traffic data from INRIX ranks Oxford as the 771st-most congested in the world.

Compare Car Insurance Quotes in Oxford, CT

Ready to find affordable Oxford, Connecticut car insurance today? Enter your ZIP code for fast, free Oxford, CT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State