Compare Oxford, GA Car Insurance Rates (2021)

Car insurance in Oxford, GA averages $442 a month. Oxford, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oxford car insurance rates, compare quotes from the top car insurance companies in Oxford, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oxford is USAA
  • Average car insurance rates in Oxford, GA are $5,307/year
  • Average car insurance rates in Oxford, GA after a DUI are $6,551/year

If you need to buy Oxford, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Oxford, GA is right here.

You’ll find Oxford car insurance rates, the cheapest Oxford, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Oxford, Georgia car insurance rates to Savannah car insurance rates, Warner Robins car insurance rates, and Smyrna car insurance rates.

Ready to find affordable Oxford, GA car insurance today? Enter your ZIP code for fast, free Oxford car insurance quotes.

Cheapest Oxford, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oxford, GA car insurance rates? Every Oxford, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oxford, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,285 $3,285 $3,152 $3,152 $7,762 $10,000 $3,680 $4,018
GEICO $2,412 $2,389 $2,345 $2,345 $7,731 $9,236 $3,112 $3,470
Liberty Mutual $5,666 $6,159 $4,635 $5,250 $24,524 $27,354 $6,006 $6,380
Nationwide $3,353 $3,468 $3,321 $3,650 $10,317 $13,279 $4,079 $4,424
Progressive $3,248 $2,951 $2,797 $2,958 $10,515 $11,631 $3,724 $3,860
State Farm $2,234 $2,234 $2,006 $2,006 $5,972 $7,846 $2,452 $2,650
USAA $1,733 $1,732 $1,617 $1,622 $6,259 $7,385 $2,161 $2,388

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Minimum Car Insurance in Oxford, GA

Every driver must carry the minimum car insurance in Oxford, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Oxford, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oxford, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oxford, GA. Compare credit history car insurance rates in Oxford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oxford, Georgia

Insurance Company Poor Fair Good
Allstate $6,210 $4,317 $3,847
GEICO $5,558 $3,438 $3,394
Liberty Mutual $15,379 $9,456 $7,405
Nationwide $6,815 $5,538 $4,856
Progressive $5,845 $5,083 $4,704
State Farm $4,855 $3,024 $2,396
USAA $4,045 $2,853 $2,439

Cheapest Oxford, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oxford, GA to rates for a clean record with top companies.

Annual Oxford, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,929 $6,121 $4,976 $4,141
GEICO $2,650 $3,299 $7,440 $3,132
Liberty Mutual $8,142 $11,158 $12,827 $10,861
Nationwide $4,424 $5,188 $7,977 $5,357
Progressive $4,036 $7,263 $4,836 $4,706
State Farm $3,120 $3,730 $3,425 $3,425
USAA $2,386 $3,026 $4,375 $2,662

Cheapest Oxford, GA Car Insurance for Teen Drivers

Teen car insurance in Oxford, GA can be expensive. Take a look at rates from the top car insurance companies in Oxford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oxford, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,762 $10,000
GEICO $7,731 $9,236
Liberty Mutual $24,524 $27,354
Nationwide $10,317 $13,279
Progressive $10,515 $11,631
State Farm $5,972 $7,846
USAA $6,259 $7,385

Cheapest Oxford, GA Car Insurance for Seniors

Take a look at Oxford, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oxford, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,152 $3,152
GEICO $2,345 $2,345
Liberty Mutual $4,635 $5,250
Nationwide $3,321 $3,650
Progressive $2,797 $2,958
State Farm $2,006 $2,006
USAA $1,617 $1,622

Cheapest Oxford, GA Car Insurance Rates After a DUI

A DUI in Oxford, GA increases car insurance rates. Compare Oxford, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oxford, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,976
GEICO $7,440
Liberty Mutual $12,827
Nationwide $7,977
Progressive $4,836
State Farm $3,425
USAA $4,375

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Cheapest Oxford, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oxford, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oxford, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,683 $4,901
GEICO $4,064 $4,196
Liberty Mutual $10,747 $10,747
Nationwide $5,736 $5,736
Progressive $5,211 $5,211
State Farm $3,425 $3,425
USAA $2,970 $3,254

The Best Cheap Car Insurance Companies in Oxford, GA

Take a look at a side-by-side comparison of the top car insurance companies in Oxford, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oxford, Georgia

Insurance Company Average Annual Rates
Allstate $4,792
GEICO $4,130
Liberty Mutual $10,747
Nationwide $5,736
Progressive $5,211
State Farm $3,425
USAA $3,112

Category Winners: Cheapest Car Insurance in Oxford, Georgia

Find the cheapest car insurance companies in Oxford, GA for each category right here.

Best Annual Car Insurance Rates by Company in Oxford, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oxford, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oxford car insurance rates. Find the cheapest Oxford, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oxford, Georgia

Insurance Company Low Medium High
Allstate $4,418 $4,842 $5,114
GEICO $3,786 $4,153 $4,451
Liberty Mutual $10,322 $10,689 $11,230
Nationwide $5,551 $5,843 $5,815
Progressive $4,681 $5,109 $5,841
State Farm $3,203 $3,428 $3,644
USAA $2,956 $3,095 $3,286

What affects car insurance rates in Oxford, Georgia?

What factors can have an impact on Oxford, GA car insurance? There are several reasons why Oxford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oxford, Georgia.

Commute Time in Oxford

The more time you spend in your car the higher the risk of an accident. The average commute length in Oxford, GA is 22.7 minutes according to City-Data.

Traffic in Oxford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Oxford, GA traffic data from INRIX ranks Oxford as the 771st-most congested in the world.

Compare Car Insurance Quotes in Oxford, GA

Ready to find affordable Oxford, Georgia car insurance today? Enter your ZIP code for fast, free Oxford, GA car insurance quotes.

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