Compare Oxford Junction, IA Car Insurance Rates (2021)

Car insurance in Oxford Junction, IA averages $252 a month. Oxford Junction, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Oxford Junction car insurance rates, compare quotes from the top car insurance companies in Oxford Junction, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oxford Junction is USAA
  • The cheapest car insurance company in Oxford Junction for teen drivers is USAA
  • Average car insurance rates in Oxford Junction, IA after a DUI are $3,636/year

If you need to buy Oxford Junction, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Oxford Junction, IA is right here.

You’ll find Oxford Junction car insurance rates, the cheapest Oxford Junction, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Oxford Junction, Iowa car insurance rates to Iowa City car insurance rates, Ames car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Oxford Junction, IA car insurance today? Enter your ZIP code for fast, free Oxford Junction car insurance quotes.

Cheapest Oxford Junction, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oxford Junction, IA car insurance rates? Every Oxford Junction, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oxford Junction, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,852 $1,724 $1,752 $5,695 $6,430 $2,096 $2,156
American Family $2,025 $2,025 $1,810 $1,810 $5,387 $7,569 $2,025 $2,442
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,107 $2,287 $1,855 $2,254 $10,257 $11,545 $2,387 $2,632
Nationwide $1,786 $1,837 $1,590 $1,701 $4,056 $5,265 $2,016 $2,197
Progressive $1,898 $1,832 $1,559 $1,619 $4,622 $5,225 $2,290 $2,491
State Farm $1,504 $1,504 $1,313 $1,313 $3,940 $5,015 $1,688 $1,913
Travelers $2,564 $2,618 $2,487 $2,495 $11,337 $18,095 $2,665 $3,157
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

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Minimum Car Insurance in Oxford Junction, IA

Every driver must carry the minimum car insurance in Oxford Junction, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Oxford Junction, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Oxford Junction, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oxford Junction, IA. Compare credit history car insurance rates in Oxford Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oxford Junction, Iowa

Insurance Company Poor Fair Good
Allstate $3,530 $2,806 $2,529
American Family $4,001 $2,940 $2,468
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,294 $3,890 $3,062
Nationwide $3,110 $2,428 $2,130
Progressive $3,187 $2,566 $2,323
State Farm $3,238 $2,003 $1,580
Travelers $6,389 $5,451 $5,193
USAA $2,410 $1,661 $1,440

Cheapest Oxford Junction, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oxford Junction, IA to rates for a clean record with top companies.

Annual Oxford Junction, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,502 $3,035 $3,475 $2,808
American Family $2,265 $3,311 $4,306 $2,664
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,813 $4,719 $4,811 $4,318
Nationwide $1,844 $2,658 $3,633 $2,089
Progressive $2,164 $3,545 $2,344 $2,714
State Farm $2,114 $2,434 $2,274 $2,274
Travelers $4,141 $5,514 $7,385 $5,669
USAA $1,401 $1,885 $2,452 $1,610

Cheapest Oxford Junction, IA Car Insurance for Teen Drivers

Teen car insurance in Oxford Junction, IA can be expensive. Take a look at rates from the top car insurance companies in Oxford Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oxford Junction, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,695 $6,430
American Family $5,387 $7,569
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,257 $11,545
Nationwide $4,056 $5,265
Progressive $4,622 $5,225
State Farm $3,940 $5,015
Travelers $11,337 $18,095
USAA $3,363 $3,558

Cheapest Oxford Junction, IA Car Insurance for Seniors

Take a look at Oxford Junction, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oxford Junction, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,724 $1,752
American Family $1,810 $1,810
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,855 $2,254
Nationwide $1,590 $1,701
Progressive $1,559 $1,619
State Farm $1,313 $1,313
Travelers $2,487 $2,495
USAA $1,121 $1,137

Cheapest Oxford Junction, IA Car Insurance Rates After a DUI

A DUI in Oxford Junction, IA increases car insurance rates. Compare Oxford Junction, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oxford Junction, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,475
American Family $4,306
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,811
Nationwide $3,633
Progressive $2,344
State Farm $2,274
Travelers $7,385
USAA $2,452

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Cheapest Oxford Junction, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oxford Junction, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oxford Junction, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,885 $3,025
American Family $3,100 $3,173
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,415 $4,415
Nationwide $2,556 $2,556
Progressive $2,692 $2,692
State Farm $2,219 $2,329
Travelers $5,677 $5,677
USAA $1,770 $1,904

The Best Cheap Car Insurance Companies in Oxford Junction, IA

Take a look at a side-by-side comparison of the top car insurance companies in Oxford Junction, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oxford Junction, Iowa

Insurance Company Average Annual Rates
Allstate $2,955
American Family $3,137
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,415
Nationwide $2,556
Progressive $2,692
State Farm $2,274
Travelers $5,677
USAA $1,837

Category Winners: Cheapest Car Insurance in Oxford Junction, Iowa

Find the cheapest car insurance companies in Oxford Junction, IA for each category right here.

Best Annual Car Insurance Rates by Company in Oxford Junction, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oxford Junction, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oxford Junction car insurance rates. Find the cheapest Oxford Junction, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oxford Junction, Iowa

Insurance Company Low Medium High
Allstate $2,861 $2,958 $3,046
American Family $3,158 $3,310 $2,941
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,237 $4,407 $4,602
Nationwide $2,670 $2,541 $2,457
Progressive $2,570 $2,699 $2,807
State Farm $2,169 $2,286 $2,367
Travelers $5,333 $5,764 $5,935
USAA $1,745 $1,843 $1,923

What affects car insurance rates in Oxford Junction, Iowa?

What factors can have an impact on Oxford Junction, IA car insurance? There are several reasons why Oxford Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oxford Junction, Iowa.

Commute Time in Oxford Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Oxford Junction, IA is 36.9 minutes according to City-Data.

Compare Car Insurance Quotes in Oxford Junction, IA

Ready to find affordable Oxford Junction, Iowa car insurance today? Enter your ZIP code for fast, free Oxford Junction, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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