Compare Oxford, KS Car Insurance Rates (2021)

Car insurance in Oxford, KS averages $277 a month. Oxford, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oxford car insurance rates, compare quotes from the top car insurance companies in Oxford, KS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Oxford, KS are $3,319/year
  • The cheapest car insurance company in Oxford is American Family
  • The cheapest car insurance company in Oxford for teen drivers is American Family

If you need to buy Oxford, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Oxford, KS is right here.

You’ll find Oxford car insurance rates, the cheapest Oxford, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Oxford, Kansas car insurance rates to Lawrence car insurance rates, Lenexa car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Oxford, KS car insurance today? Enter your ZIP code for fast, free Oxford car insurance quotes.

Cheapest Oxford, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oxford, KS car insurance rates? Every Oxford, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oxford, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,770 $1,770 $1,598 $1,598 $3,432 $4,126 $1,770 $1,988
Farmers $2,499 $2,474 $2,230 $2,334 $6,854 $7,082 $2,809 $2,942
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,769 $1,824 $1,574 $1,698 $3,618 $4,432 $2,055 $2,187
Progressive $2,250 $2,140 $1,815 $1,895 $8,301 $9,362 $2,650 $2,835
State Farm $1,753 $1,753 $1,540 $1,540 $4,731 $6,027 $1,972 $2,227
Travelers $2,049 $2,084 $1,996 $2,021 $8,261 $12,871 $2,097 $2,472
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oxford, KS

Every driver must carry the minimum car insurance in Oxford, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Oxford, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oxford, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oxford, KS. Compare credit history car insurance rates in Oxford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oxford, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $2,946 $2,085 $1,738
Farmers $4,302 $3,426 $3,231
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,659 $2,342 $2,184
Progressive $4,477 $3,764 $3,477
State Farm $3,921 $2,343 $1,815
Travelers $4,892 $3,980 $3,822
USAA $3,387 $2,234 $1,841

Cheapest Oxford, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oxford, KS to rates for a clean record with top companies.

Annual Oxford, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,219 $2,369 $2,219 $2,219
Farmers $3,077 $3,965 $3,865 $3,705
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,799 $2,069 $3,652 $2,059
Progressive $3,603 $4,229 $3,768 $4,023
State Farm $2,494 $2,892 $2,693 $2,693
Travelers $3,085 $4,022 $5,545 $4,273
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Oxford, KS Car Insurance for Teen Drivers

Teen car insurance in Oxford, KS can be expensive. Take a look at rates from the top car insurance companies in Oxford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oxford, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,432 $4,126
Farmers $6,854 $7,082
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,618 $4,432
Progressive $8,301 $9,362
State Farm $4,731 $6,027
Travelers $8,261 $12,871
USAA $5,068 $5,304

Cheapest Oxford, KS Car Insurance for Seniors

Take a look at Oxford, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oxford, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,598 $1,598
Farmers $2,230 $2,334
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,574 $1,698
Progressive $1,815 $1,895
State Farm $1,540 $1,540
Travelers $1,996 $2,021
USAA $1,333 $1,341

Cheapest Oxford, KS Car Insurance Rates After a DUI

A DUI in Oxford, KS increases car insurance rates. Compare Oxford, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oxford, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,379
American Family $2,219
Farmers $3,865
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,652
Progressive $3,768
State Farm $2,693
Travelers $5,545
USAA $3,606

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oxford, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oxford, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oxford, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,228 $2,285
Farmers $3,653 $3,653
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,395 $2,395
Progressive $3,906 $3,906
State Farm $2,625 $2,761
Travelers $4,231 $4,231
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Oxford, KS

Take a look at a side-by-side comparison of the top car insurance companies in Oxford, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oxford, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,256
Farmers $3,653
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,395
Progressive $3,906
State Farm $2,693
Travelers $4,231
USAA $2,487

Category Winners: Cheapest Car Insurance in Oxford, Kansas

Find the cheapest car insurance companies in Oxford, KS for each category right here.

Best Annual Car Insurance Rates by Company in Oxford, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oxford, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oxford car insurance rates. Find the cheapest Oxford, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oxford, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,276 $2,370 $2,123
Farmers $3,499 $3,633 $3,826
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,518 $2,368 $2,298
Progressive $3,669 $3,873 $4,176
State Farm $2,590 $2,701 $2,788
Travelers $4,018 $4,237 $4,439
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Oxford, Kansas?

What factors can have an impact on Oxford, KS car insurance? There are several reasons why Oxford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oxford, Kansas.

Commute Time in Oxford

The more time you spend in your car the higher the risk of an accident. The average commute length in Oxford, KS is 25.0 minutes according to City-Data.

Traffic in Oxford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Oxford, KS traffic data from INRIX ranks Oxford as the 771st-most congested in the world.

Compare Car Insurance Quotes in Oxford, KS

Ready to find affordable Oxford, Kansas car insurance today? Enter your ZIP code for fast, free Oxford, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption