Compare Oxford, ME Car Insurance Rates (2021)

Car insurance in Oxford, ME averages $220 a month. Oxford, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Oxford car insurance rates, compare quotes from the top car insurance companies in Oxford, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oxford for teen drivers is USAA
  • The cheapest car insurance company in Oxford is USAA
  • Average car insurance rates in Oxford, ME are $2,644/year

If you need to buy Oxford, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Oxford, ME is right here.

You’ll find Oxford car insurance rates, the cheapest Oxford, ME car insurance companies, and information on Maine car insurance laws. You can also compare Oxford, Maine car insurance rates to Portland car insurance rates, Lewiston car insurance rates, and Saco car insurance rates.

Ready to find affordable Oxford, ME car insurance today? Enter your ZIP code for fast, free Oxford car insurance quotes.

Cheapest Oxford, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oxford, ME car insurance rates? Every Oxford, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oxford, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,805 $1,853 $1,627 $1,762 $4,578 $6,134 $1,956 $2,184
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,075 $3,075 $2,928 $2,928 $6,548 $9,806 $3,075 $4,336
Progressive $1,880 $1,843 $1,880 $1,843 $7,859 $8,831 $2,190 $2,474
State Farm $1,391 $1,391 $1,311 $1,311 $4,427 $5,517 $1,551 $1,701
Travelers $1,100 $1,141 $999 $1,023 $4,444 $5,980 $1,096 $1,262
USAA $868 $855 $864 $843 $2,864 $3,158 $1,103 $1,157

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Minimum Car Insurance in Oxford, ME

Every driver must carry the minimum car insurance in Oxford, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Oxford, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oxford, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oxford, ME. Compare credit history car insurance rates in Oxford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oxford, Maine

Insurance Company Poor Fair Good
Allstate $3,441 $2,623 $2,148
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,226 $4,034 $3,155
Progressive $4,069 $3,490 $3,241
State Farm $3,387 $2,023 $1,566
Travelers $2,508 $2,054 $1,830
USAA $1,919 $1,322 $1,151

Cheapest Oxford, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oxford, ME to rates for a clean record with top companies.

Annual Oxford, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,228 $3,029 $3,169 $2,523
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,464 $4,054 $6,611 $3,759
Progressive $2,885 $4,875 $3,212 $3,428
State Farm $2,111 $2,539 $2,325 $2,325
Travelers $1,776 $1,973 $2,472 $2,301
USAA $1,111 $1,465 $2,057 $1,222

Cheapest Oxford, ME Car Insurance for Teen Drivers

Teen car insurance in Oxford, ME can be expensive. Take a look at rates from the top car insurance companies in Oxford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oxford, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,578 $6,134
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,548 $9,806
Progressive $7,859 $8,831
State Farm $4,427 $5,517
Travelers $4,444 $5,980
USAA $2,864 $3,158

Cheapest Oxford, ME Car Insurance for Seniors

Take a look at Oxford, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oxford, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,762
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,928 $2,928
Progressive $1,880 $1,843
State Farm $1,311 $1,311
Travelers $999 $1,023
USAA $864 $843

Cheapest Oxford, ME Car Insurance Rates After a DUI

A DUI in Oxford, ME increases car insurance rates. Compare Oxford, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oxford, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,169
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,611
Progressive $3,212
State Farm $2,325
Travelers $2,472
USAA $2,057

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Cheapest Oxford, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oxford, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oxford, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,737 $2,737
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,379 $4,564
Progressive $3,600 $3,600
State Farm $2,249 $2,401
Travelers $2,131 $2,131
USAA $1,423 $1,505

The Best Cheap Car Insurance Companies in Oxford, ME

Take a look at a side-by-side comparison of the top car insurance companies in Oxford, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oxford, Maine

Insurance Company Average Annual Rates
Allstate $2,737
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,472
Progressive $3,600
State Farm $2,325
Travelers $2,131
USAA $1,464

Category Winners: Cheapest Car Insurance in Oxford, Maine

Find the cheapest car insurance companies in Oxford, ME for each category right here.

Best Annual Car Insurance Rates by Company in Oxford, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Oxford, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oxford car insurance rates. Find the cheapest Oxford, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oxford, Maine

Insurance Company Low Medium High
Allstate $2,699 $2,700 $2,813
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,422 $4,422 $4,572
Progressive $3,524 $3,531 $3,745
State Farm $2,269 $2,302 $2,404
Travelers $2,097 $2,100 $2,195
USAA $1,434 $1,446 $1,512

What affects car insurance rates in Oxford, Maine?

What factors can have an impact on Oxford, ME car insurance? There are several reasons why Oxford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oxford, Maine.

Commute Time in Oxford

The more time you spend in your car the higher the risk of an accident. The average commute length in Oxford, ME is 23.9 minutes according to City-Data.

Traffic in Oxford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Oxford, ME traffic data from INRIX ranks Oxford as the 771st-most congested in the world.

Compare Car Insurance Quotes in Oxford, ME

Ready to find affordable Oxford, Maine car insurance today? Enter your ZIP code for fast, free Oxford, ME car insurance quotes.

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