Compare Oxford, WI Car Insurance Rates (2021)

Car insurance in Oxford, WI averages $253 a month. Oxford, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Oxford car insurance rates, compare quotes from the top car insurance companies in Oxford, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Oxford, WI are $3,032/year
  • The cheapest car insurance company in Oxford for teen drivers is American Family
  • Average car insurance rates in Oxford, WI after a DUI are $3,351/year

If you need to buy Oxford, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Oxford, WI is right here.

You’ll find Oxford car insurance rates, the cheapest Oxford, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Oxford, Wisconsin car insurance rates to Waukesha car insurance rates, Eau Claire car insurance rates, and Madison car insurance rates.

Ready to find affordable Oxford, WI car insurance today? Enter your ZIP code for fast, free Oxford car insurance quotes.

Cheapest Oxford, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oxford, WI car insurance rates? Every Oxford, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oxford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,305 $2,437 $2,118 $2,341 $7,206 $9,209 $2,357 $2,568
American Family $1,013 $1,063 $944 $956 $2,800 $3,097 $1,190 $1,270
Farmers $2,083 $2,090 $1,853 $1,950 $9,348 $9,706 $2,355 $2,479
GEICO $1,393 $1,523 $1,418 $1,605 $4,494 $4,841 $1,292 $1,340
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,739 $3,938 $3,087 $3,256 $7,548 $11,543 $4,540 $5,412
Progressive $1,943 $1,873 $1,592 $1,644 $6,916 $7,837 $2,336 $2,525
State Farm $1,418 $1,418 $1,241 $1,241 $3,759 $4,783 $1,593 $1,806
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oxford, WI

Every driver must carry the minimum car insurance in Oxford, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Oxford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oxford, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oxford, WI. Compare credit history car insurance rates in Oxford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oxford, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,017 $3,450 $2,985
American Family $2,061 $1,361 $1,203
Farmers $4,514 $3,799 $3,637
GEICO $2,939 $2,095 $1,681
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,051 $5,049 $5,049
Progressive $3,825 $3,207 $2,967
State Farm $3,219 $1,847 $1,406
USAA $2,975 $1,568 $1,252

Cheapest Oxford, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oxford, WI to rates for a clean record with top companies.

Annual Oxford, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,132 $4,285 $3,991 $3,863
American Family $1,475 $1,564 $1,564 $1,564
Farmers $3,473 $4,364 $4,152 $3,943
GEICO $1,569 $2,509 $2,820 $2,056
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,551 $5,264 $6,452 $5,264
Progressive $3,062 $3,675 $3,168 $3,428
State Farm $2,003 $2,312 $2,157 $2,157
USAA $1,515 $1,906 $2,578 $1,727

Cheapest Oxford, WI Car Insurance for Teen Drivers

Teen car insurance in Oxford, WI can be expensive. Take a look at rates from the top car insurance companies in Oxford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oxford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $9,209
American Family $2,800 $3,097
Farmers $9,348 $9,706
GEICO $4,494 $4,841
Liberty Mutual $5,847 $6,561
Nationwide $7,548 $11,543
Progressive $6,916 $7,837
State Farm $3,759 $4,783
USAA $3,256 $3,779

Cheapest Oxford, WI Car Insurance for Seniors

Take a look at Oxford, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oxford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,118 $2,341
American Family $944 $956
Farmers $1,853 $1,950
GEICO $1,418 $1,605
Liberty Mutual $1,448 $1,646
Nationwide $3,087 $3,256
Progressive $1,592 $1,644
State Farm $1,241 $1,241
USAA $1,164 $1,185

Cheapest Oxford, WI Car Insurance Rates After a DUI

A DUI in Oxford, WI increases car insurance rates. Compare Oxford, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oxford, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,991
American Family $1,564
Farmers $4,152
GEICO $2,820
Liberty Mutual $3,277
Nationwide $6,452
Progressive $3,168
State Farm $2,157
USAA $2,578

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oxford, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oxford, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oxford, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,726 $3,910
American Family $1,516 $1,568
Farmers $3,983 $3,983
GEICO $2,189 $2,288
Liberty Mutual $2,904 $2,904
Nationwide $5,383 $5,383
Progressive $3,333 $3,333
State Farm $2,105 $2,210
USAA $1,906 $1,957

The Best Cheap Car Insurance Companies in Oxford, WI

Take a look at a side-by-side comparison of the top car insurance companies in Oxford, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oxford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,818
American Family $1,542
Farmers $3,983
GEICO $2,238
Liberty Mutual $2,904
Nationwide $5,383
Progressive $3,333
State Farm $2,157
USAA $1,931

Category Winners: Cheapest Car Insurance in Oxford, Wisconsin

Find the cheapest car insurance companies in Oxford, WI for each category right here.

Best Annual Car Insurance Rates by Company in Oxford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oxford, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oxford car insurance rates. Find the cheapest Oxford, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oxford, Wisconsin

Insurance Company Low Medium High
Allstate $3,674 $3,809 $3,970
American Family $1,526 $1,556 $1,543
Farmers $3,706 $3,956 $4,286
GEICO $2,107 $2,236 $2,372
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,233 $5,382 $5,533
Progressive $3,163 $3,357 $3,480
State Farm $2,058 $2,162 $2,252
USAA $1,862 $1,933 $2,000

What affects car insurance rates in Oxford, Wisconsin?

What factors can have an impact on Oxford, WI car insurance? There are several reasons why Oxford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oxford, Wisconsin.

Car Theft in Oxford

High levels of vehicle theft can make car insurance more expensive. Oxford, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Oxford

The more time you spend in your car the higher the risk of an accident. The average commute length in Oxford, WI is 32.0 minutes according to City-Data.

Traffic in Oxford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Oxford, WI traffic data from INRIX ranks Oxford as the 771st-most congested in the world.

Compare Car Insurance Quotes in Oxford, WI

Ready to find affordable Oxford, Wisconsin car insurance today? Enter your ZIP code for fast, free Oxford, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State