Compare Ozan, AR Car Insurance Rates (2021)

Car insurance in Ozan, AR averages $342 a month. Ozan, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ozan car insurance rates, compare quotes from the top car insurance companies in Ozan, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ozan is USAA
  • Average car insurance rates in Ozan, AR after a DUI are $4,971/year
  • The cheapest car insurance company in Ozan for teen drivers is USAA

If you need to buy Ozan, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ozan, AR is right here.

You’ll find Ozan car insurance rates, the cheapest Ozan, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Ozan, Arkansas car insurance rates to Conway car insurance rates, Fort Smith car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Ozan, AR car insurance today? Enter your ZIP code for fast, free Ozan car insurance quotes.

Cheapest Ozan, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ozan, AR car insurance rates? Every Ozan, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ozan, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,228 $2,217 $1,993 $2,093 $9,264 $9,593 $2,561 $2,707
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,521 $2,395 $2,069 $2,164 $10,545 $11,880 $3,018 $3,265
State Farm $1,811 $1,811 $1,608 $1,608 $5,064 $6,383 $2,037 $2,330
Travelers $2,263 $2,309 $2,214 $2,224 $12,795 $20,508 $2,409 $2,820
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

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Minimum Car Insurance in Ozan, AR

Every driver must carry the minimum car insurance in Ozan, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ozan, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ozan, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ozan, AR. Compare credit history car insurance rates in Ozan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ozan, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,651 $3,890 $3,705
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,375 $4,573 $4,248
State Farm $4,103 $2,469 $1,922
Travelers $6,832 $5,686 $5,310
USAA $2,946 $2,005 $1,706

Cheapest Ozan, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ozan, AR to rates for a clean record with top companies.

Annual Ozan, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,447 $4,420 $4,315 $4,146
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,081 $5,661 $4,287 $4,900
State Farm $2,609 $3,054 $2,831 $2,831
Travelers $4,985 $5,151 $7,510 $6,124
USAA $1,706 $2,159 $3,118 $1,893

Cheapest Ozan, AR Car Insurance for Teen Drivers

Teen car insurance in Ozan, AR can be expensive. Take a look at rates from the top car insurance companies in Ozan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ozan, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,264 $9,593
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $10,545 $11,880
State Farm $5,064 $6,383
Travelers $12,795 $20,508
USAA $4,273 $4,484

Cheapest Ozan, AR Car Insurance for Seniors

Take a look at Ozan, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ozan, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $1,993 $2,093
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,069 $2,164
State Farm $1,608 $1,608
Travelers $2,214 $2,224
USAA $1,269 $1,282

Cheapest Ozan, AR Car Insurance Rates After a DUI

A DUI in Ozan, AR increases car insurance rates. Compare Ozan, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ozan, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,315
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,287
State Farm $2,831
Travelers $7,510
USAA $3,118

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Cheapest Ozan, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ozan, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ozan, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,082 $4,082
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $4,732 $4,732
State Farm $2,764 $2,899
Travelers $5,943 $5,943
USAA $2,155 $2,283

The Best Cheap Car Insurance Companies in Ozan, AR

Take a look at a side-by-side comparison of the top car insurance companies in Ozan, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ozan, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,082
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $4,732
State Farm $2,832
Travelers $5,943
USAA $2,219

Category Winners: Cheapest Car Insurance in Ozan, Arkansas

Find the cheapest car insurance companies in Ozan, AR for each category right here.

Best Annual Car Insurance Rates by Company in Ozan, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ozan, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ozan car insurance rates. Find the cheapest Ozan, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ozan, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $3,893 $4,043 $4,311
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,388 $4,661 $5,147
State Farm $2,705 $2,829 $2,961
Travelers $5,685 $5,960 $6,183
USAA $2,132 $2,212 $2,314

What affects car insurance rates in Ozan, Arkansas?

What factors can have an impact on Ozan, AR car insurance? There are several reasons why Ozan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ozan, Arkansas.

Commute Time in Ozan

The more time you spend in your car the higher the risk of an accident. The average commute length in Ozan, AR is 40.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ozan, AR

Ready to find affordable Ozan, Arkansas car insurance today? Enter your ZIP code for fast, free Ozan, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State