Compare Ozawkie, KS Car Insurance Rates (2021)

Car insurance in Ozawkie, KS averages $278 a month. Ozawkie, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ozawkie car insurance rates, compare quotes from the top car insurance companies in Ozawkie, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ozawkie, KS are $3,342/year
  • The cheapest car insurance company in Ozawkie is American Family
  • The cheapest car insurance company in Ozawkie for teen drivers is American Family

If you need to buy Ozawkie, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ozawkie, KS is right here.

You’ll find Ozawkie car insurance rates, the cheapest Ozawkie, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Ozawkie, Kansas car insurance rates to Lenexa car insurance rates, Kansas City car insurance rates, and Salina car insurance rates.

Ready to find affordable Ozawkie, KS car insurance today? Enter your ZIP code for fast, free Ozawkie car insurance quotes.

Cheapest Ozawkie, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ozawkie, KS car insurance rates? Every Ozawkie, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ozawkie, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,667 $2,580 $2,402 $2,470 $7,634 $8,599 $2,717 $2,804
American Family $1,667 $1,667 $1,506 $1,506 $3,266 $3,926 $1,667 $1,878
Farmers $2,505 $2,487 $2,235 $2,336 $6,982 $7,236 $2,832 $2,980
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,467 $2,183 $2,434 $10,628 $11,866 $2,492 $2,695
Nationwide $1,708 $1,751 $1,527 $1,638 $3,701 $4,499 $2,011 $2,135
Progressive $2,422 $2,304 $1,952 $2,039 $9,073 $10,238 $2,871 $3,088
State Farm $1,802 $1,802 $1,590 $1,590 $4,962 $6,308 $2,029 $2,299
Travelers $2,011 $2,047 $1,965 $1,989 $8,196 $12,821 $2,060 $2,423
USAA $1,327 $1,347 $1,220 $1,225 $4,615 $4,827 $1,755 $1,825

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Minimum Car Insurance in Ozawkie, KS

Every driver must carry the minimum car insurance in Ozawkie, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ozawkie, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ozawkie, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ozawkie, KS. Compare credit history car insurance rates in Ozawkie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ozawkie, Kansas

Insurance Company Poor Fair Good
Allstate $4,929 $3,758 $3,265
American Family $2,789 $1,971 $1,646
Farmers $4,347 $3,474 $3,276
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,631 $4,631 $4,631
Nationwide $2,616 $2,329 $2,170
Progressive $4,863 $4,095 $3,787
State Farm $4,074 $2,434 $1,885
Travelers $4,837 $3,942 $3,788
USAA $3,093 $2,035 $1,675

Cheapest Ozawkie, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ozawkie, KS to rates for a clean record with top companies.

Annual Ozawkie, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,410 $3,991 $4,678 $3,857
American Family $2,098 $2,248 $2,098 $2,098
Farmers $3,114 $4,015 $3,913 $3,755
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,486 $5,257 $5,161 $4,620
Nationwide $1,800 $2,062 $3,575 $2,048
Progressive $3,926 $4,588 $4,102 $4,377
State Farm $2,585 $3,010 $2,798 $2,798
Travelers $3,050 $3,983 $5,492 $4,231
USAA $1,656 $2,239 $3,278 $1,898

Cheapest Ozawkie, KS Car Insurance for Teen Drivers

Teen car insurance in Ozawkie, KS can be expensive. Take a look at rates from the top car insurance companies in Ozawkie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ozawkie, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,634 $8,599
American Family $3,266 $3,926
Farmers $6,982 $7,236
GEICO $4,439 $5,960
Liberty Mutual $10,628 $11,866
Nationwide $3,701 $4,499
Progressive $9,073 $10,238
State Farm $4,962 $6,308
Travelers $8,196 $12,821
USAA $4,615 $4,827

Cheapest Ozawkie, KS Car Insurance for Seniors

Take a look at Ozawkie, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ozawkie, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,402 $2,470
American Family $1,506 $1,506
Farmers $2,235 $2,336
GEICO $2,443 $2,273
Liberty Mutual $2,183 $2,434
Nationwide $1,527 $1,638
Progressive $1,952 $2,039
State Farm $1,590 $1,590
Travelers $1,965 $1,989
USAA $1,220 $1,225

Cheapest Ozawkie, KS Car Insurance Rates After a DUI

A DUI in Ozawkie, KS increases car insurance rates. Compare Ozawkie, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ozawkie, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,678
American Family $2,098
Farmers $3,913
GEICO $4,922
Liberty Mutual $5,161
Nationwide $3,575
Progressive $4,102
State Farm $2,798
Travelers $5,492
USAA $3,278

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Cheapest Ozawkie, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ozawkie, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ozawkie, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,984 $3,984
American Family $2,108 $2,163
Farmers $3,699 $3,699
GEICO $3,027 $3,159
Liberty Mutual $4,631 $4,631
Nationwide $2,371 $2,371
Progressive $4,248 $4,248
State Farm $2,727 $2,868
Travelers $4,189 $4,189
USAA $2,203 $2,333

The Best Cheap Car Insurance Companies in Ozawkie, KS

Take a look at a side-by-side comparison of the top car insurance companies in Ozawkie, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ozawkie, Kansas

Insurance Company Average Annual Rates
Allstate $3,984
American Family $2,135
Farmers $3,699
GEICO $3,093
Liberty Mutual $4,631
Nationwide $2,371
Progressive $4,248
State Farm $2,798
Travelers $4,189
USAA $2,268

Category Winners: Cheapest Car Insurance in Ozawkie, Kansas

Find the cheapest car insurance companies in Ozawkie, KS for each category right here.

Best Annual Car Insurance Rates by Company in Ozawkie, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Ozawkie, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ozawkie car insurance rates. Find the cheapest Ozawkie, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ozawkie, Kansas

Insurance Company Low Medium High
Allstate $3,845 $3,975 $4,133
American Family $2,154 $2,243 $2,010
Farmers $3,543 $3,677 $3,878
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,525 $4,621 $4,748
Nationwide $2,483 $2,347 $2,284
Progressive $4,026 $4,216 $4,502
State Farm $2,688 $2,806 $2,899
Travelers $3,965 $4,195 $4,407
USAA $2,191 $2,262 $2,350

What affects car insurance rates in Ozawkie, Kansas?

What factors can have an impact on Ozawkie, KS car insurance? There are several reasons why Ozawkie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ozawkie, Kansas.

Commute Time in Ozawkie

The more time you spend in your car the higher the risk of an accident. The average commute length in Ozawkie, KS is 29.8 minutes according to City-Data.

Compare Car Insurance Quotes in Ozawkie, KS

Ready to find affordable Ozawkie, Kansas car insurance today? Enter your ZIP code for fast, free Ozawkie, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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