Compare Ozone, AR Car Insurance Rates (2021)

Car insurance in Ozone, AR averages $319 a month. Ozone, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ozone car insurance rates, compare quotes from the top car insurance companies in Ozone, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ozone, AR are $3,829/year
  • The cheapest car insurance company in Ozone for teen drivers is USAA
  • The cheapest car insurance company in Ozone is USAA

If you need to buy Ozone, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ozone, AR is right here.

You’ll find Ozone car insurance rates, the cheapest Ozone, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Ozone, Arkansas car insurance rates to Rogers car insurance rates, North Little Rock car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Ozone, AR car insurance today? Enter your ZIP code for fast, free Ozone car insurance quotes.

Cheapest Ozone, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ozone, AR car insurance rates? Every Ozone, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ozone, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,626 $2,653 $2,338 $2,501 $9,252 $11,045 $2,910 $3,160
Farmers $2,236 $2,218 $1,999 $2,100 $9,399 $9,717 $2,585 $2,737
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,722 $2,583 $2,232 $2,338 $11,522 $12,981 $3,261 $3,539
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,036 $2,075 $2,005 $2,012 $11,724 $18,803 $2,175 $2,522
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

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Minimum Car Insurance in Ozone, AR

Every driver must carry the minimum car insurance in Ozone, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ozone, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ozone, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ozone, AR. Compare credit history car insurance rates in Ozone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ozone, Arkansas

Insurance Company Poor Fair Good
Allstate $5,733 $4,386 $3,563
Farmers $4,697 $3,932 $3,743
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,840 $4,976 $4,626
State Farm $3,570 $2,152 $1,677
Travelers $6,219 $5,189 $4,849
USAA $2,729 $1,861 $1,586

Cheapest Ozone, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ozone, AR to rates for a clean record with top companies.

Annual Ozone, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,787 $4,738 $5,225 $4,492
Farmers $3,473 $4,466 $4,360 $4,197
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,435 $6,167 $4,659 $5,327
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,544 $4,694 $6,862 $5,576
USAA $1,585 $2,004 $2,887 $1,758

Cheapest Ozone, AR Car Insurance for Teen Drivers

Teen car insurance in Ozone, AR can be expensive. Take a look at rates from the top car insurance companies in Ozone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ozone, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,252 $11,045
Farmers $9,399 $9,717
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,522 $12,981
State Farm $4,447 $5,591
Travelers $11,724 $18,803
USAA $3,959 $4,151

Cheapest Ozone, AR Car Insurance for Seniors

Take a look at Ozone, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ozone, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,501
Farmers $1,999 $2,100
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,232 $2,338
State Farm $1,395 $1,395
Travelers $2,005 $2,012
USAA $1,183 $1,194

Cheapest Ozone, AR Car Insurance Rates After a DUI

A DUI in Ozone, AR increases car insurance rates. Compare Ozone, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ozone, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,225
Farmers $4,360
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,659
State Farm $2,466
Travelers $6,862
USAA $2,887

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Cheapest Ozone, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ozone, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ozone, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,561 $4,561
Farmers $4,124 $4,124
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,147 $5,147
State Farm $2,408 $2,524
Travelers $5,419 $5,419
USAA $2,000 $2,117

The Best Cheap Car Insurance Companies in Ozone, AR

Take a look at a side-by-side comparison of the top car insurance companies in Ozone, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ozone, Arkansas

Insurance Company Average Annual Rates
Allstate $4,561
Farmers $4,124
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,147
State Farm $2,466
Travelers $5,419
USAA $2,059

Category Winners: Cheapest Car Insurance in Ozone, Arkansas

Find the cheapest car insurance companies in Ozone, AR for each category right here.

Best Annual Car Insurance Rates by Company in Ozone, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ozone, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ozone car insurance rates. Find the cheapest Ozone, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ozone, Arkansas

Insurance Company Low Medium High
Allstate $4,429 $4,558 $4,695
Farmers $3,946 $4,087 $4,339
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,783 $5,071 $5,587
State Farm $2,351 $2,463 $2,585
Travelers $5,177 $5,434 $5,645
USAA $1,975 $2,051 $2,149

Compare Car Insurance Quotes in Ozone, AR

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Average Monthly Car Insurance Rates by State