Compare Pacific, WA Car Insurance Rates (2021)

Car insurance in Pacific, WA averages $304 a month. Pacific, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Pacific car insurance rates, compare quotes from the top car insurance companies in Pacific, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pacific, WA after a DUI are $4,264/year
  • The cheapest car insurance company in Pacific is Nationwide
  • The cheapest car insurance company in Pacific for teen drivers is Nationwide

If you need to buy Pacific, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Pacific, WA is right here.

You’ll find Pacific car insurance rates, the cheapest Pacific, WA car insurance companies, and information on Washington car insurance laws. You can also compare Pacific, Washington car insurance rates to Vancouver car insurance rates, Spokane car insurance rates, and Renton car insurance rates.

Ready to find affordable Pacific, WA car insurance today? Enter your ZIP code for fast, free Pacific car insurance quotes.

Cheapest Pacific, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pacific, WA car insurance rates? Every Pacific, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pacific, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,444 $2,409 $2,264 $2,378 $9,070 $10,531 $2,592 $2,685
American Family $2,500 $2,500 $2,285 $2,285 $9,493 $12,893 $2,500 $3,316
Farmers $2,749 $2,823 $2,515 $2,866 $6,345 $6,819 $3,469 $3,577
GEICO $2,150 $2,188 $2,016 $2,016 $4,695 $6,109 $3,644 $2,638
Liberty Mutual $1,983 $2,165 $1,773 $2,087 $11,182 $12,274 $2,108 $2,289
Nationwide $1,679 $1,717 $1,561 $1,625 $4,650 $5,643 $2,018 $2,175
Progressive $1,744 $1,624 $1,578 $1,593 $8,970 $10,062 $2,082 $2,064
State Farm $1,973 $1,973 $1,780 $1,780 $5,800 $7,334 $2,250 $2,582
USAA $1,338 $1,318 $1,297 $1,296 $6,048 $7,117 $1,700 $1,863

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Minimum Car Insurance in Pacific, WA

Every driver must carry the minimum car insurance in Pacific, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Pacific, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pacific, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pacific, WA. Compare credit history car insurance rates in Pacific from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pacific, Washington

Insurance Company Poor Fair Good
Allstate $5,308 $4,083 $3,498
American Family $5,567 $4,552 $4,044
Farmers $4,738 $3,598 $3,350
GEICO $3,788 $3,030 $2,728
Liberty Mutual $6,404 $3,949 $3,096
Nationwide $3,145 $2,458 $2,298
Progressive $4,085 $3,653 $3,405
State Farm $4,629 $2,772 $2,151
USAA $3,466 $2,540 $2,236

Cheapest Pacific, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pacific, WA to rates for a clean record with top companies.

Annual Pacific, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $4,524 $5,043 $4,034
American Family $3,781 $4,851 $5,610 $4,643
Farmers $3,231 $4,031 $4,307 $4,013
GEICO $2,465 $3,141 $4,657 $2,465
Liberty Mutual $3,821 $4,822 $4,911 $4,376
Nationwide $2,043 $2,772 $3,484 $2,235
Progressive $3,004 $4,726 $3,501 $3,626
State Farm $2,888 $3,480 $3,184 $3,184
USAA $2,007 $2,923 $3,683 $2,376

Cheapest Pacific, WA Car Insurance for Teen Drivers

Teen car insurance in Pacific, WA can be expensive. Take a look at rates from the top car insurance companies in Pacific for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pacific, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,070 $10,531
American Family $9,493 $12,893
Farmers $6,345 $6,819
GEICO $4,695 $6,109
Liberty Mutual $11,182 $12,274
Nationwide $4,650 $5,643
Progressive $8,970 $10,062
State Farm $5,800 $7,334
USAA $6,048 $7,117

Cheapest Pacific, WA Car Insurance for Seniors

Take a look at Pacific, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pacific, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,264 $2,378
American Family $2,285 $2,285
Farmers $2,515 $2,866
GEICO $2,016 $2,016
Liberty Mutual $1,773 $2,087
Nationwide $1,561 $1,625
Progressive $1,578 $1,593
State Farm $1,780 $1,780
USAA $1,297 $1,296

Cheapest Pacific, WA Car Insurance Rates After a DUI

A DUI in Pacific, WA increases car insurance rates. Compare Pacific, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pacific, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,043
American Family $5,610
Farmers $4,307
GEICO $4,657
Liberty Mutual $4,911
Nationwide $3,484
Progressive $3,501
State Farm $3,184
USAA $3,683

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Cheapest Pacific, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pacific, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pacific, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,296 $4,296
American Family $4,626 $4,817
Farmers $3,895 $3,895
GEICO $3,142 $3,222
Liberty Mutual $4,483 $4,483
Nationwide $2,634 $2,634
Progressive $3,715 $3,715
State Farm $3,095 $3,273
USAA $2,720 $2,774

The Best Cheap Car Insurance Companies in Pacific, WA

Take a look at a side-by-side comparison of the top car insurance companies in Pacific, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pacific, Washington

Insurance Company Average Annual Rates
Allstate $4,296
American Family $4,721
Farmers $3,895
GEICO $3,182
Liberty Mutual $4,483
Nationwide $2,634
Progressive $3,715
State Farm $3,184
USAA $2,747

Category Winners: Cheapest Car Insurance in Pacific, Washington

Find the cheapest car insurance companies in Pacific, WA for each category right here.

Best Annual Car Insurance Rates by Company in Pacific, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Pacific, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pacific car insurance rates. Find the cheapest Pacific, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pacific, Washington

Insurance Company Low Medium High
Allstate $4,047 $4,283 $4,560
American Family $4,436 $4,715 $5,012
Farmers $3,605 $3,895 $4,187
GEICO $2,958 $3,183 $3,404
Liberty Mutual $4,197 $4,492 $4,759
Nationwide $2,481 $2,633 $2,786
Progressive $3,316 $3,596 $4,231
State Farm $2,954 $3,200 $3,398
USAA $2,551 $2,747 $2,944

What affects car insurance rates in Pacific, Washington?

What factors can have an impact on Pacific, WA car insurance? There are several reasons why Pacific car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pacific, Washington.

Car Theft in Pacific

High levels of vehicle theft can make car insurance more expensive. Pacific, WA car theft statistics from the FBI indicate 37 vehicle thefts a year.

Commute Time in Pacific

The more time you spend in your car the higher the risk of an accident. The average commute length in Pacific, WA is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Pacific, WA

Ready to find affordable Pacific, Washington car insurance today? Enter your ZIP code for fast, free Pacific, WA car insurance quotes.

Free Car Insurance Comparison

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