Compare Paducah, TX Car Insurance Rates (2021)

Car insurance in Paducah, TX averages $328 a month. Paducah, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Paducah car insurance rates, compare quotes from the top car insurance companies in Paducah, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paducah, TX are $3,939/year
  • The cheapest car insurance company in Paducah is USAA
  • Average car insurance rates in Paducah, TX after a DUI are $4,434/year

If you need to buy Paducah, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Paducah, TX is right here.

You’ll find Paducah car insurance rates, the cheapest Paducah, TX car insurance companies, and information on Texas car insurance laws. You can also compare Paducah, Texas car insurance rates to Arlington car insurance rates, Dallas car insurance rates, and Laredo car insurance rates.

Ready to find affordable Paducah, TX car insurance today? Enter your ZIP code for fast, free Paducah car insurance quotes.

Cheapest Paducah, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paducah, TX car insurance rates? Every Paducah, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paducah, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $3,761 $4,105 $3,179 $3,580 $7,909 $10,539 $5,031 $5,718
GEICO $2,431 $2,572 $2,241 $2,453 $5,098 $5,387 $2,637 $2,698
Nationwide $2,341 $2,391 $2,064 $2,196 $6,476 $8,367 $2,732 $2,967
Progressive $2,711 $2,557 $2,387 $2,452 $10,820 $11,970 $3,171 $3,174
State Farm $1,853 $1,853 $1,637 $1,637 $4,251 $5,385 $2,001 $2,069
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Paducah, TX

Every driver must carry the minimum car insurance in Paducah, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Paducah, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Paducah, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paducah, TX. Compare credit history car insurance rates in Paducah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paducah, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $7,828 $4,611 $3,994
GEICO $4,920 $2,788 $1,861
Nationwide $4,439 $3,548 $3,088
Progressive $5,561 $4,760 $4,394
State Farm $3,665 $2,278 $1,813
USAA $3,528 $1,968 $1,564

Cheapest Paducah, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paducah, TX to rates for a clean record with top companies.

Annual Paducah, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $5,042 $6,291 $5,535 $5,042
GEICO $2,708 $3,507 $3,038 $3,505
Nationwide $3,194 $3,194 $4,763 $3,616
Progressive $4,279 $5,504 $5,009 $4,829
State Farm $2,318 $2,632 $3,076 $2,318
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Paducah, TX Car Insurance for Teen Drivers

Teen car insurance in Paducah, TX can be expensive. Take a look at rates from the top car insurance companies in Paducah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paducah, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $7,909 $10,539
GEICO $5,098 $5,387
Nationwide $6,476 $8,367
Progressive $10,820 $11,970
State Farm $4,251 $5,385
USAA $3,909 $4,372

Cheapest Paducah, TX Car Insurance for Seniors

Take a look at Paducah, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paducah, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $3,179 $3,580
GEICO $2,241 $2,453
Nationwide $2,064 $2,196
Progressive $2,387 $2,452
State Farm $1,637 $1,637
USAA $1,464 $1,501

Cheapest Paducah, TX Car Insurance Rates After a DUI

A DUI in Paducah, TX increases car insurance rates. Compare Paducah, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paducah, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,615
American Family $5,535
GEICO $3,038
Nationwide $4,763
Progressive $5,009
State Farm $3,076
USAA $3,006

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Cheapest Paducah, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paducah, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paducah, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,488
American Family $5,478 $5,478
GEICO $3,123 $3,256
Nationwide $3,692 $3,692
Progressive $4,905 $4,905
State Farm $2,586 $2,586
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Paducah, TX

Take a look at a side-by-side comparison of the top car insurance companies in Paducah, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paducah, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $5,478
GEICO $3,190
Nationwide $3,692
Progressive $4,905
State Farm $2,586
USAA $2,353

Category Winners: Cheapest Car Insurance in Paducah, Texas

Find the cheapest car insurance companies in Paducah, TX for each category right here.

Best Annual Car Insurance Rates by Company in Paducah, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Paducah, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paducah car insurance rates. Find the cheapest Paducah, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paducah, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $5,242 $5,357 $5,834
GEICO $3,088 $3,168 $3,313
Nationwide $4,001 $3,530 $3,544
Progressive $4,617 $4,869 $5,230
State Farm $2,468 $2,579 $2,710
USAA $2,300 $2,347 $2,412

What affects car insurance rates in Paducah, Texas?

What factors can have an impact on Paducah, TX car insurance? There are several reasons why Paducah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paducah, Texas.

Commute Time in Paducah

The more time you spend in your car the higher the risk of an accident. The average commute length in Paducah, TX is 15.3 minutes according to City-Data.

Compare Car Insurance Quotes in Paducah, TX

Ready to find affordable Paducah, Texas car insurance today? Enter your ZIP code for fast, free Paducah, TX car insurance quotes.

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