Compare Paguate, NM Car Insurance Rates (2021)

Car insurance in Paguate, NM averages $292 a month. Paguate, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Paguate car insurance rates, compare quotes from the top car insurance companies in Paguate, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Paguate for teen drivers is State Farm
  • Average car insurance rates in Paguate, NM are $3,507/year
  • The cheapest car insurance company in Paguate is State Farm

If you need to buy Paguate, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Paguate, NM is right here.

You’ll find Paguate car insurance rates, the cheapest Paguate, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Paguate, New Mexico car insurance rates to Las Cruces car insurance rates, Rio Rancho car insurance rates, and Hobbs car insurance rates.

Ready to find affordable Paguate, NM car insurance today? Enter your ZIP code for fast, free Paguate car insurance quotes.

Cheapest Paguate, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paguate, NM car insurance rates? Every Paguate, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paguate, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,596 $2,609 $2,369 $2,494 $8,655 $10,016 $2,887 $3,065
Farmers $2,783 $2,783 $2,490 $2,656 $11,323 $11,672 $3,121 $3,222
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,197 $2,236 $1,997 $2,097 $5,254 $6,626 $2,473 $2,648
Progressive $1,641 $1,574 $1,500 $1,499 $7,084 $7,963 $1,982 $2,037
State Farm $1,417 $1,417 $1,291 $1,291 $3,773 $4,725 $1,581 $1,745
USAA $1,604 $1,590 $1,531 $1,523 $4,270 $4,824 $1,987 $2,124

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Minimum Car Insurance in Paguate, NM

Every driver must carry the minimum car insurance in Paguate, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Paguate, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Paguate, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paguate, NM. Compare credit history car insurance rates in Paguate from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paguate, New Mexico

Insurance Company Poor Fair Good
Allstate $5,048 $4,157 $3,804
Farmers $5,748 $4,751 $4,519
GEICO $4,787 $4,162 $3,849
Nationwide $3,907 $3,033 $2,633
Progressive $3,443 $3,095 $2,942
State Farm $3,056 $1,899 $1,511
USAA $3,042 $2,278 $1,975

Cheapest Paguate, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paguate, NM to rates for a clean record with top companies.

Annual Paguate, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,574 $4,709 $5,037 $4,025
Farmers $4,236 $5,445 $5,319 $5,023
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,389 $3,349 $4,321 $2,705
Progressive $2,728 $3,757 $2,937 $3,217
State Farm $2,026 $2,198 $2,198 $2,198
USAA $1,803 $2,516 $3,306 $2,102

Cheapest Paguate, NM Car Insurance for Teen Drivers

Teen car insurance in Paguate, NM can be expensive. Take a look at rates from the top car insurance companies in Paguate for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paguate, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,655 $10,016
Farmers $11,323 $11,672
GEICO $7,583 $10,447
Nationwide $5,254 $6,626
Progressive $7,084 $7,963
State Farm $3,773 $4,725
USAA $4,270 $4,824

Cheapest Paguate, NM Car Insurance for Seniors

Take a look at Paguate, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paguate, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,369 $2,494
Farmers $2,490 $2,656
GEICO $2,511 $2,511
Nationwide $1,997 $2,097
Progressive $1,500 $1,499
State Farm $1,291 $1,291
USAA $1,531 $1,523

Cheapest Paguate, NM Car Insurance Rates After a DUI

A DUI in Paguate, NM increases car insurance rates. Compare Paguate, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paguate, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,037
Farmers $5,319
GEICO $8,009
Nationwide $4,321
Progressive $2,937
State Farm $2,198
USAA $3,306

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Cheapest Paguate, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paguate, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paguate, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,336 $4,336
Farmers $5,006 $5,006
GEICO $4,201 $4,331
Nationwide $3,191 $3,191
Progressive $3,160 $3,160
State Farm $2,103 $2,207
USAA $2,359 $2,504

The Best Cheap Car Insurance Companies in Paguate, NM

Take a look at a side-by-side comparison of the top car insurance companies in Paguate, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paguate, New Mexico

Insurance Company Average Annual Rates
Allstate $4,336
Farmers $5,006
GEICO $4,266
Nationwide $3,191
Progressive $3,160
State Farm $2,155
USAA $2,432

Category Winners: Cheapest Car Insurance in Paguate, New Mexico

Find the cheapest car insurance companies in Paguate, NM for each category right here.

Best Annual Car Insurance Rates by Company in Paguate, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Paguate, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paguate car insurance rates. Find the cheapest Paguate, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paguate, New Mexico

Insurance Company Low Medium High
Allstate $4,148 $4,328 $4,534
Farmers $4,535 $4,950 $5,534
GEICO $3,990 $4,256 $4,552
Nationwide $3,150 $3,155 $3,268
Progressive $3,008 $3,163 $3,309
State Farm $1,957 $2,160 $2,348
USAA $2,260 $2,443 $2,592

What affects car insurance rates in Paguate, New Mexico?

What factors can have an impact on Paguate, NM car insurance? There are several reasons why Paguate car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paguate, New Mexico.

Commute Time in Paguate

The more time you spend in your car the higher the risk of an accident. The average commute length in Paguate, NM is 40.4 minutes according to City-Data.

Compare Car Insurance Quotes in Paguate, NM

Ready to find affordable Paguate, New Mexico car insurance today? Enter your ZIP code for fast, free Paguate, NM car insurance quotes.

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