Compare Pala, CA Car Insurance Rates (2021)

Car insurance in Pala, CA averages $313 a month. Pala, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pala car insurance rates, compare quotes from the top car insurance companies in Pala, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pala, CA are $3,752/year
  • The cheapest car insurance company in Pala for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Pala is Liberty Mutual

If you need to buy Pala, California car insurance, the options can be confusing. Everything you need to know about car insurance in Pala, CA is right here.

You’ll find Pala car insurance rates, the cheapest Pala, CA car insurance companies, and information on California car insurance laws. You can also compare Pala, California car insurance rates to Los Angeles car insurance rates, San Francisco car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Pala, CA car insurance today? Enter your ZIP code for fast, free Pala car insurance quotes.

Cheapest Pala, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pala, CA car insurance rates? Every Pala, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pala, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,862 $2,083 $2,106 $7,941 $9,997 $3,671 $4,044
Farmers $2,354 $2,354 $2,125 $2,125 $7,506 $12,291 $2,790 $3,107
GEICO $2,135 $2,136 $2,006 $2,006 $6,548 $6,675 $3,075 $3,146
Liberty Mutual $2,179 $2,061 $2,027 $1,964 $4,747 $5,058 $2,454 $2,477
Nationwide $3,358 $3,201 $2,938 $2,765 $8,642 $9,517 $4,019 $3,968
Progressive $2,258 $2,330 $1,920 $2,288 $6,140 $7,433 $3,283 $3,542
State Farm $3,087 $3,087 $2,759 $2,759 $5,701 $7,077 $3,417 $3,523
Travelers $2,352 $2,274 $2,084 $2,062 $4,877 $5,555 $3,055 $2,985
USAA $2,227 $2,104 $2,177 $2,182 $5,123 $5,158 $3,101 $2,925

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Minimum Car Insurance in Pala, CA

Every driver must carry the minimum car insurance in Pala, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Pala, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pala, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pala, CA to rates for a clean record with top companies.

Annual Pala, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,676 $4,515 $7,077 $3,514
Farmers $3,204 $4,361 $5,431 $4,330
GEICO $2,420 $3,753 $4,688 $3,002
Liberty Mutual $2,492 $3,338 $3,013 $2,640
Nationwide $3,351 $4,293 $7,266 $4,293
Progressive $2,377 $4,060 $4,734 $3,427
State Farm $2,803 $3,342 $6,308 $3,252
Travelers $2,107 $3,434 $3,980 $3,101
USAA $2,072 $3,091 $5,064 $2,271

Cheapest Pala, CA Car Insurance for Teen Drivers

Teen car insurance in Pala, CA can be expensive. Take a look at rates from the top car insurance companies in Pala for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pala, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,941 $9,997
Farmers $7,506 $12,291
GEICO $6,548 $6,675
Liberty Mutual $4,747 $5,058
Nationwide $8,642 $9,517
Progressive $6,140 $7,433
State Farm $5,701 $7,077
Travelers $4,877 $5,555
USAA $5,123 $5,158

Cheapest Pala, CA Car Insurance for Seniors

Take a look at Pala, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pala, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,083 $2,106
Farmers $2,125 $2,125
GEICO $2,006 $2,006
Liberty Mutual $2,027 $1,964
Nationwide $2,938 $2,765
Progressive $1,920 $2,288
State Farm $2,759 $2,759
Travelers $2,084 $2,062
USAA $2,177 $2,182

Cheapest Pala, CA Car Insurance Rates After a DUI

A DUI in Pala, CA increases car insurance rates. Compare Pala, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pala, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,077
Farmers $5,431
GEICO $4,688
Liberty Mutual $3,013
Nationwide $7,266
Progressive $4,734
State Farm $6,308
Travelers $3,980
USAA $5,064

Cheapest Pala, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pala, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pala, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,011 $4,880
Farmers $3,930 $4,733
GEICO $3,149 $3,783
Liberty Mutual $2,637 $3,105
Nationwide $4,234 $5,368
Progressive $3,312 $3,987
State Farm $3,783 $4,070
Travelers $2,841 $3,470
USAA $2,878 $3,371

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The Best Cheap Car Insurance Companies in Pala, CA

Take a look at a side-by-side comparison of the top car insurance companies in Pala, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pala, California

Insurance Company Average Annual Rates
Allstate $4,445
Farmers $4,332
GEICO $3,466
Liberty Mutual $2,871
Nationwide $4,801
Progressive $3,649
State Farm $3,926
Travelers $3,156
USAA $3,125

Category Winners: Cheapest Car Insurance in Pala, California

Find the cheapest car insurance companies in Pala, CA for each category right here.

Best Annual Car Insurance Rates by Company in Pala, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Pala, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pala car insurance rates. Find the cheapest Pala, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pala, California

Insurance Company Low Medium High
Allstate $4,220 $4,482 $4,634
Farmers $4,032 $4,365 $4,597
GEICO $3,166 $3,499 $3,733
Liberty Mutual $2,673 $2,897 $3,042
Nationwide $4,335 $4,886 $5,182
Progressive $3,275 $3,754 $3,919
State Farm $3,522 $3,996 $4,260
Travelers $2,741 $3,244 $3,482
USAA $2,847 $3,183 $3,345

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What affects car insurance rates in Pala, California?

What factors can have an impact on Pala, CA car insurance? There are several reasons why Pala car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pala, California.

Commute Time in Pala

The more time you spend in your car the higher the risk of an accident. The average commute length in Pala, CA is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Pala, CA

Ready to find affordable Pala, California car insurance today? Enter your ZIP code for fast, free Pala, CA car insurance quotes.

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