Compare Palacios, TX Car Insurance Rates (2021)

Car insurance in Palacios, TX averages $337 a month. Palacios, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Palacios car insurance rates, compare quotes from the top car insurance companies in Palacios, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Palacios is USAA
  • Average car insurance rates in Palacios, TX are $4,049/year
  • Average car insurance rates in Palacios, TX after a DUI are $4,559/year

If you need to buy Palacios, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Palacios, TX is right here.

You’ll find Palacios car insurance rates, the cheapest Palacios, TX car insurance companies, and information on Texas car insurance laws. You can also compare Palacios, Texas car insurance rates to Houston car insurance rates, Plano car insurance rates, and Dallas car insurance rates.

Ready to find affordable Palacios, TX car insurance today? Enter your ZIP code for fast, free Palacios car insurance quotes.

Cheapest Palacios, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palacios, TX car insurance rates? Every Palacios, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palacios, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,292 $3,327 $3,249 $3,249 $8,711 $10,542 $4,087 $4,272
American Family $3,328 $3,736 $3,162 $3,654 $9,407 $12,304 $4,903 $5,606
GEICO $2,325 $2,522 $2,277 $2,598 $5,100 $5,294 $2,509 $2,489
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,850 $2,689 $2,549 $2,588 $12,512 $13,986 $3,383 $3,423
State Farm $1,927 $1,927 $1,713 $1,713 $4,574 $5,822 $2,092 $2,158
USAA $1,537 $1,550 $1,469 $1,465 $4,261 $4,648 $2,050 $2,205

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Minimum Car Insurance in Palacios, TX

Every driver must carry the minimum car insurance in Palacios, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Palacios, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palacios, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palacios, TX. Compare credit history car insurance rates in Palacios from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palacios, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,746 $4,063
American Family $7,840 $5,044 $4,403
GEICO $4,840 $2,744 $1,833
Nationwide $4,455 $3,582 $3,112
Progressive $6,161 $5,357 $4,974
State Farm $3,882 $2,416 $1,924
USAA $3,517 $2,037 $1,641

Cheapest Palacios, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palacios, TX to rates for a clean record with top companies.

Annual Palacios, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,082 $6,355 $3,964
American Family $5,230 $6,719 $5,871 $5,230
GEICO $2,666 $3,537 $2,928 $3,425
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $4,780 $6,243 $5,587 $5,380
State Farm $2,440 $2,793 $3,291 $2,440
USAA $1,791 $2,639 $3,107 $2,055

Cheapest Palacios, TX Car Insurance for Teen Drivers

Teen car insurance in Palacios, TX can be expensive. Take a look at rates from the top car insurance companies in Palacios for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palacios, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,711 $10,542
American Family $9,407 $12,304
GEICO $5,100 $5,294
Nationwide $6,629 $8,499
Progressive $12,512 $13,986
State Farm $4,574 $5,822
USAA $4,261 $4,648

Cheapest Palacios, TX Car Insurance for Seniors

Take a look at Palacios, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palacios, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,249 $3,249
American Family $3,162 $3,654
GEICO $2,277 $2,598
Nationwide $2,055 $2,173
Progressive $2,549 $2,588
State Farm $1,713 $1,713
USAA $1,469 $1,465

Cheapest Palacios, TX Car Insurance Rates After a DUI

A DUI in Palacios, TX increases car insurance rates. Compare Palacios, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palacios, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,355
American Family $5,871
GEICO $2,928
Nationwide $4,772
Progressive $5,587
State Farm $3,291
USAA $3,107

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Cheapest Palacios, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palacios, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palacios, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,971 $5,211
American Family $5,762 $5,762
GEICO $3,083 $3,195
Nationwide $3,716 $3,716
Progressive $5,497 $5,497
State Farm $2,741 $2,741
USAA $2,368 $2,429

The Best Cheap Car Insurance Companies in Palacios, TX

Take a look at a side-by-side comparison of the top car insurance companies in Palacios, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palacios, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $5,762
GEICO $3,139
Nationwide $3,716
Progressive $5,497
State Farm $2,741
USAA $2,398

Category Winners: Cheapest Car Insurance in Palacios, Texas

Find the cheapest car insurance companies in Palacios, TX for each category right here.

Best Annual Car Insurance Rates by Company in Palacios, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Palacios, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palacios car insurance rates. Find the cheapest Palacios, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palacios, Texas

Insurance Company Low Medium High
Allstate $4,998 $5,056 $5,220
American Family $5,323 $5,526 $6,438
GEICO $2,957 $3,093 $3,367
Nationwide $3,996 $3,558 $3,595
Progressive $5,209 $5,472 $5,811
State Farm $2,605 $2,734 $2,884
USAA $2,312 $2,387 $2,495

What affects car insurance rates in Palacios, Texas?

What factors can have an impact on Palacios, TX car insurance? There are several reasons why Palacios car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palacios, Texas.

Car Theft in Palacios

High levels of vehicle theft can make car insurance more expensive. Palacios, TX car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Palacios

The more time you spend in your car the higher the risk of an accident. The average commute length in Palacios, TX is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Palacios, TX

Ready to find affordable Palacios, Texas car insurance today? Enter your ZIP code for fast, free Palacios, TX car insurance quotes.

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