Compare Palco, KS Car Insurance Rates (2021)

Car insurance in Palco, KS averages $282 a month. Palco, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Palco car insurance rates, compare quotes from the top car insurance companies in Palco, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Palco is American Family
  • Average car insurance rates in Palco, KS are $3,386/year
  • The cheapest car insurance company in Palco for teen drivers is American Family

If you need to buy Palco, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Palco, KS is right here.

You’ll find Palco car insurance rates, the cheapest Palco, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Palco, Kansas car insurance rates to Manhattan car insurance rates, Topeka car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Palco, KS car insurance today? Enter your ZIP code for fast, free Palco car insurance quotes.

Cheapest Palco, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palco, KS car insurance rates? Every Palco, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palco, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,773 $1,773 $1,598 $1,598 $3,300 $3,937 $1,773 $1,976
Farmers $2,665 $2,655 $2,390 $2,484 $6,730 $6,974 $2,985 $3,154
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,460 $2,373 $1,987 $2,060 $8,451 $9,562 $2,902 $3,094
State Farm $2,058 $2,058 $1,762 $1,762 $4,900 $6,320 $2,299 $2,568
Travelers $2,095 $2,138 $2,006 $2,044 $8,150 $12,734 $2,136 $2,566
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Palco, KS

Every driver must carry the minimum car insurance in Palco, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Palco, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palco, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palco, KS. Compare credit history car insurance rates in Palco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palco, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,889 $2,054 $1,704
Farmers $4,439 $3,509 $3,315
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,756 $3,948 $3,629
State Farm $4,319 $2,580 $1,998
Travelers $4,909 $3,975 $3,817
USAA $3,182 $2,079 $1,707

Cheapest Palco, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palco, KS to rates for a clean record with top companies.

Annual Palco, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,178 $2,328 $2,178 $2,178
Farmers $3,181 $4,058 $3,956 $3,823
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,805 $4,430 $3,961 $4,249
State Farm $2,790 $3,141 $2,966 $2,966
Travelers $3,127 $4,033 $5,510 $4,264
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Palco, KS Car Insurance for Teen Drivers

Teen car insurance in Palco, KS can be expensive. Take a look at rates from the top car insurance companies in Palco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palco, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,300 $3,937
Farmers $6,730 $6,974
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,451 $9,562
State Farm $4,900 $6,320
Travelers $8,150 $12,734
USAA $4,580 $4,837

Cheapest Palco, KS Car Insurance for Seniors

Take a look at Palco, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palco, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,598 $1,598
Farmers $2,390 $2,484
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,987 $2,060
State Farm $1,762 $1,762
Travelers $2,006 $2,044
USAA $1,272 $1,296

Cheapest Palco, KS Car Insurance Rates After a DUI

A DUI in Palco, KS increases car insurance rates. Compare Palco, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palco, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,178
Farmers $3,956
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,961
State Farm $2,966
Travelers $5,510
USAA $3,352

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Cheapest Palco, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palco, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palco, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,187 $2,245
Farmers $3,754 $3,754
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $4,111 $4,111
State Farm $2,893 $3,039
Travelers $4,234 $4,234
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Palco, KS

Take a look at a side-by-side comparison of the top car insurance companies in Palco, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palco, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,216
Farmers $3,754
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,547
Progressive $4,111
State Farm $2,966
Travelers $4,234
USAA $2,323

Category Winners: Cheapest Car Insurance in Palco, Kansas

Find the cheapest car insurance companies in Palco, KS for each category right here.

Best Annual Car Insurance Rates by Company in Palco, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Palco, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palco car insurance rates. Find the cheapest Palco, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palco, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,247 $2,328 $2,072
Farmers $3,624 $3,738 $3,902
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,917 $4,082 $4,335
State Farm $2,885 $2,972 $3,040
Travelers $4,040 $4,240 $4,421
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Palco, Kansas?

What factors can have an impact on Palco, KS car insurance? There are several reasons why Palco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palco, Kansas.

Commute Time in Palco

The more time you spend in your car the higher the risk of an accident. The average commute length in Palco, KS is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Palco, KS

Ready to find affordable Palco, Kansas car insurance today? Enter your ZIP code for fast, free Palco, KS car insurance quotes.

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