Compare Palermo, CA Car Insurance Rates (2021)

Car insurance in Palermo, CA averages $272 a month. Palermo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Palermo car insurance rates, compare quotes from the top car insurance companies in Palermo, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palermo, CA after a DUI are $4,566/year
  • The cheapest car insurance company in Palermo for teen drivers is USAA
  • Average car insurance rates in Palermo, CA are $3,265/year

If you need to buy Palermo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Palermo, CA is right here.

You’ll find Palermo car insurance rates, the cheapest Palermo, CA car insurance companies, and information on California car insurance laws. You can also compare Palermo, California car insurance rates to San Diego car insurance rates, Fresno car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Palermo, CA car insurance today? Enter your ZIP code for fast, free Palermo car insurance quotes.

Cheapest Palermo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palermo, CA car insurance rates? Every Palermo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palermo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,249 $1,636 $1,656 $6,079 $7,643 $2,866 $3,162
Farmers $2,151 $2,151 $1,934 $1,934 $6,893 $11,345 $2,551 $2,842
GEICO $1,860 $1,861 $1,750 $1,750 $5,602 $5,710 $2,664 $2,735
Liberty Mutual $2,333 $2,214 $2,159 $2,094 $5,084 $5,393 $2,637 $2,655
Nationwide $3,021 $2,891 $2,639 $2,495 $7,513 $8,330 $3,586 $3,552
Progressive $1,660 $1,705 $1,426 $1,682 $4,419 $5,303 $2,401 $2,576
State Farm $2,752 $2,752 $2,458 $2,458 $5,011 $6,219 $3,041 $3,136
Travelers $2,182 $2,118 $1,927 $1,908 $4,415 $5,044 $2,815 $2,763
USAA $1,888 $1,787 $1,843 $1,849 $4,310 $4,316 $2,597 $2,453

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Minimum Car Insurance in Palermo, CA

Every driver must carry the minimum car insurance in Palermo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Palermo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Palermo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palermo, CA to rates for a clean record with top companies.

Annual Palermo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,084 $3,486 $5,471 $2,725
Farmers $2,938 $4,000 $4,987 $3,975
GEICO $2,096 $3,216 $4,056 $2,599
Liberty Mutual $2,665 $3,573 $3,223 $2,824
Nationwide $2,967 $3,805 $6,436 $3,805
Progressive $1,730 $2,946 $3,417 $2,494
State Farm $2,478 $2,958 $5,601 $2,878
Travelers $1,953 $3,142 $3,648 $2,842
USAA $1,748 $2,599 $4,260 $1,915

Cheapest Palermo, CA Car Insurance for Teen Drivers

Teen car insurance in Palermo, CA can be expensive. Take a look at rates from the top car insurance companies in Palermo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palermo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,079 $7,643
Farmers $6,893 $11,345
GEICO $5,602 $5,710
Liberty Mutual $5,084 $5,393
Nationwide $7,513 $8,330
Progressive $4,419 $5,303
State Farm $5,011 $6,219
Travelers $4,415 $5,044
USAA $4,310 $4,316

Cheapest Palermo, CA Car Insurance for Seniors

Take a look at Palermo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palermo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,636 $1,656
Farmers $1,934 $1,934
GEICO $1,750 $1,750
Liberty Mutual $2,159 $2,094
Nationwide $2,639 $2,495
Progressive $1,426 $1,682
State Farm $2,458 $2,458
Travelers $1,927 $1,908
USAA $1,843 $1,849

Cheapest Palermo, CA Car Insurance Rates After a DUI

A DUI in Palermo, CA increases car insurance rates. Compare Palermo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palermo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,471
Farmers $4,987
GEICO $4,056
Liberty Mutual $3,223
Nationwide $6,436
Progressive $3,417
State Farm $5,601
Travelers $3,648
USAA $4,260

Cheapest Palermo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palermo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palermo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,103 $3,780
Farmers $3,607 $4,343
GEICO $2,718 $3,265
Liberty Mutual $2,819 $3,324
Nationwide $3,763 $4,744
Progressive $2,403 $2,891
State Farm $3,351 $3,606
Travelers $2,611 $3,182
USAA $2,422 $2,838

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The Best Cheap Car Insurance Companies in Palermo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Palermo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palermo, California

Insurance Company Average Annual Rates
Allstate $3,442
Farmers $3,975
GEICO $2,992
Liberty Mutual $3,071
Nationwide $4,253
Progressive $2,647
State Farm $3,479
Travelers $2,896
USAA $2,630

Category Winners: Cheapest Car Insurance in Palermo, California

Find the cheapest car insurance companies in Palermo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Palermo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Palermo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palermo car insurance rates. Find the cheapest Palermo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palermo, California

Insurance Company Low Medium High
Allstate $3,251 $3,472 $3,601
Farmers $3,722 $4,005 $4,198
GEICO $2,686 $3,023 $3,266
Liberty Mutual $2,874 $3,096 $3,244
Nationwide $3,807 $4,323 $4,630
Progressive $2,339 $2,732 $2,869
State Farm $3,165 $3,526 $3,745
Travelers $2,535 $2,969 $3,185
USAA $2,362 $2,686 $2,844

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What affects car insurance rates in Palermo, California?

What factors can have an impact on Palermo, CA car insurance? There are several reasons why Palermo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palermo, California.

Commute Time in Palermo

The more time you spend in your car the higher the risk of an accident. The average commute length in Palermo, CA is 22.9 minutes according to City-Data.

Traffic in Palermo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Palermo, CA traffic data from INRIX ranks Palermo as the 23rd-most congested in the world.

Compare Car Insurance Quotes in Palermo, CA

Ready to find affordable Palermo, California car insurance today? Enter your ZIP code for fast, free Palermo, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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