Compare Palermo, ME Car Insurance Rates (2021)

Car insurance in Palermo, ME averages $215 a month. Palermo, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Palermo car insurance rates, compare quotes from the top car insurance companies in Palermo, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palermo, ME are $2,584/year
  • Average car insurance rates in Palermo, ME after a DUI are $3,057/year
  • The cheapest car insurance company in Palermo for teen drivers is GEICO

If you need to buy Palermo, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Palermo, ME is right here.

You’ll find Palermo car insurance rates, the cheapest Palermo, ME car insurance companies, and information on Maine car insurance laws. You can also compare Palermo, Maine car insurance rates to Biddeford car insurance rates, Auburn car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Palermo, ME car insurance today? Enter your ZIP code for fast, free Palermo car insurance quotes.

Cheapest Palermo, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palermo, ME car insurance rates? Every Palermo, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palermo, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,809 $1,861 $1,622 $1,760 $4,533 $6,064 $1,971 $2,204
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,879 $1,841 $1,879 $1,841 $7,809 $8,777 $2,194 $2,485
State Farm $1,294 $1,294 $1,220 $1,220 $4,118 $5,133 $1,444 $1,582
Travelers $1,159 $1,203 $1,051 $1,075 $4,641 $6,293 $1,154 $1,337
USAA $887 $875 $882 $862 $2,919 $3,221 $1,129 $1,187

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Minimum Car Insurance in Palermo, ME

Every driver must carry the minimum car insurance in Palermo, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Palermo, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palermo, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palermo, ME. Compare credit history car insurance rates in Palermo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palermo, Maine

Insurance Company Poor Fair Good
Allstate $3,431 $2,611 $2,142
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $4,061 $3,476 $3,227
State Farm $3,150 $1,882 $1,457
Travelers $2,634 $2,160 $1,924
USAA $1,962 $1,349 $1,174

Cheapest Palermo, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palermo, ME to rates for a clean record with top companies.

Annual Palermo, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,227 $3,022 $3,148 $2,516
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,878 $4,853 $3,201 $3,420
State Farm $1,964 $2,362 $2,163 $2,163
Travelers $1,868 $2,076 $2,596 $2,416
USAA $1,136 $1,496 $2,099 $1,250

Cheapest Palermo, ME Car Insurance for Teen Drivers

Teen car insurance in Palermo, ME can be expensive. Take a look at rates from the top car insurance companies in Palermo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palermo, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,533 $6,064
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,809 $8,777
State Farm $4,118 $5,133
Travelers $4,641 $6,293
USAA $2,919 $3,221

Cheapest Palermo, ME Car Insurance for Seniors

Take a look at Palermo, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palermo, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,622 $1,760
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,879 $1,841
State Farm $1,220 $1,220
Travelers $1,051 $1,075
USAA $882 $862

Cheapest Palermo, ME Car Insurance Rates After a DUI

A DUI in Palermo, ME increases car insurance rates. Compare Palermo, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palermo, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,148
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,201
State Farm $2,163
Travelers $2,596
USAA $2,099

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Cheapest Palermo, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palermo, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palermo, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,728 $2,728
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,588 $3,588
State Farm $2,092 $2,234
Travelers $2,239 $2,239
USAA $1,453 $1,537

The Best Cheap Car Insurance Companies in Palermo, ME

Take a look at a side-by-side comparison of the top car insurance companies in Palermo, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palermo, Maine

Insurance Company Average Annual Rates
Allstate $2,728
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,588
State Farm $2,163
Travelers $2,239
USAA $1,495

Category Winners: Cheapest Car Insurance in Palermo, Maine

Find the cheapest car insurance companies in Palermo, ME for each category right here.

Best Annual Car Insurance Rates by Company in Palermo, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Palermo, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palermo car insurance rates. Find the cheapest Palermo, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palermo, Maine

Insurance Company Low Medium High
Allstate $2,694 $2,695 $2,796
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,525 $3,531 $3,708
State Farm $2,110 $2,141 $2,238
Travelers $2,205 $2,210 $2,303
USAA $1,466 $1,478 $1,542

What affects car insurance rates in Palermo, Maine?

What factors can have an impact on Palermo, ME car insurance? There are several reasons why Palermo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palermo, Maine.

Traffic in Palermo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Palermo, ME traffic data from INRIX ranks Palermo as the 23rd-most congested in the world.

Compare Car Insurance Quotes in Palermo, ME

Ready to find affordable Palermo, Maine car insurance today? Enter your ZIP code for fast, free Palermo, ME car insurance quotes.

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