Compare Palermo, ND Car Insurance Rates (2021)

Car insurance in Palermo, ND averages $367 a month. Palermo, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Palermo car insurance rates, compare quotes from the top car insurance companies in Palermo, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palermo, ND are $4,408/year
  • The cheapest car insurance company in Palermo for teen drivers is USAA
  • Average car insurance rates in Palermo, ND after a DUI are $5,257/year

If you need to buy Palermo, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Palermo, ND is right here.

You’ll find Palermo car insurance rates, the cheapest Palermo, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Palermo, North Dakota car insurance rates to Dickinson car insurance rates, Watford City car insurance rates, and Mandan car insurance rates.

Ready to find affordable Palermo, ND car insurance today? Enter your ZIP code for fast, free Palermo car insurance quotes.

Cheapest Palermo, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palermo, ND car insurance rates? Every Palermo, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palermo, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $2,046 $2,009 $1,829 $1,903 $7,281 $7,462 $2,328 $2,463
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,483 $2,367 $2,008 $2,085 $9,191 $10,287 $3,054 $3,101
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Palermo, ND

Every driver must carry the minimum car insurance in Palermo, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Palermo, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palermo, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palermo, ND. Compare credit history car insurance rates in Palermo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palermo, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,292 $3,681 $3,115
Farmers $3,955 $3,226 $3,065
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,990 $4,170 $3,806
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Palermo, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palermo, ND to rates for a clean record with top companies.

Annual Palermo, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,878 $3,670 $3,624 $3,489
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,987 $4,914 $4,033 $4,354
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Palermo, ND Car Insurance for Teen Drivers

Teen car insurance in Palermo, ND can be expensive. Take a look at rates from the top car insurance companies in Palermo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palermo, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $6,100 $8,820
Farmers $7,281 $7,462
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $9,191 $10,287
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Palermo, ND Car Insurance for Seniors

Take a look at Palermo, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palermo, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,612 $2,612
Farmers $1,829 $1,903
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $2,008 $2,085
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Palermo, ND Car Insurance Rates After a DUI

A DUI in Palermo, ND increases car insurance rates. Compare Palermo, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palermo, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,285
American Family $5,597
Farmers $3,624
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $4,033
State Farm $2,757
USAA $2,854

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Cheapest Palermo, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palermo, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palermo, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,979 $4,079
Farmers $3,415 $3,415
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $4,322 $4,322
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Palermo, ND

Take a look at a side-by-side comparison of the top car insurance companies in Palermo, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palermo, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $4,029
Farmers $3,415
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $4,322
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Palermo, North Dakota

Find the cheapest car insurance companies in Palermo, ND for each category right here.

Best Annual Car Insurance Rates by Company in Palermo, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Palermo, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palermo car insurance rates. Find the cheapest Palermo, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palermo, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,159 $4,230 $3,699
Farmers $3,343 $3,402 $3,500
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $4,206 $4,308 $4,452
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Palermo, North Dakota?

What factors can have an impact on Palermo, ND car insurance? There are several reasons why Palermo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palermo, North Dakota.

Commute Time in Palermo

The more time you spend in your car the higher the risk of an accident. The average commute length in Palermo, ND is 26.7 minutes according to City-Data.

Traffic in Palermo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Palermo, ND traffic data from INRIX ranks Palermo as the 23rd-most congested in the world.

Compare Car Insurance Quotes in Palermo, ND

Ready to find affordable Palermo, North Dakota car insurance today? Enter your ZIP code for fast, free Palermo, ND car insurance quotes.

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