Compare Palestine, OH Car Insurance Rates (2021)

Car insurance in Palestine, OH averages $220 a month. Palestine, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Palestine car insurance rates, compare quotes from the top car insurance companies in Palestine, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palestine, OH are $2,641/year
  • The cheapest car insurance company in Palestine for teen drivers is USAA
  • The cheapest car insurance company in Palestine is USAA

If you need to buy Palestine, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Palestine, OH is right here.

You’ll find Palestine car insurance rates, the cheapest Palestine, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Palestine, Ohio car insurance rates to Dayton car insurance rates, Toledo car insurance rates, and Columbus car insurance rates.

Ready to find affordable Palestine, OH car insurance today? Enter your ZIP code for fast, free Palestine car insurance quotes.

Cheapest Palestine, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palestine, OH car insurance rates? Every Palestine, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palestine, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,849 $1,673 $1,788 $5,068 $5,802 $1,950 $2,082
American Family $982 $1,020 $902 $906 $3,041 $3,304 $1,211 $1,276
Farmers $1,744 $1,732 $1,540 $1,625 $7,521 $7,759 $1,956 $2,046
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,987 $1,997 $1,795 $1,807 $5,059 $6,518 $2,128 $2,474
Progressive $1,761 $1,655 $1,467 $1,517 $7,892 $8,893 $2,098 $2,173
State Farm $1,295 $1,295 $1,159 $1,159 $4,034 $5,062 $1,505 $1,728
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

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Minimum Car Insurance in Palestine, OH

Every driver must carry the minimum car insurance in Palestine, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Palestine, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palestine, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palestine, OH. Compare credit history car insurance rates in Palestine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palestine, Ohio

Insurance Company Poor Fair Good
Allstate $3,535 $2,580 $2,161
American Family $2,095 $1,431 $1,215
Farmers $3,682 $3,094 $2,945
GEICO $2,088 $1,743 $1,397
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,581 $2,889 $2,441
Progressive $3,848 $3,333 $3,116
State Farm $3,069 $1,898 $1,496
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

Cheapest Palestine, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palestine, OH to rates for a clean record with top companies.

Annual Palestine, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,326 $2,804 $3,278 $2,625
American Family $1,514 $1,602 $1,602 $1,602
Farmers $2,666 $3,437 $3,352 $3,507
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,959 $4,025 $3,154 $3,590
State Farm $1,963 $2,346 $2,155 $2,155
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Cheapest Palestine, OH Car Insurance for Teen Drivers

Teen car insurance in Palestine, OH can be expensive. Take a look at rates from the top car insurance companies in Palestine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palestine, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,802
American Family $3,041 $3,304
Farmers $7,521 $7,759
GEICO $3,383 $3,154
Liberty Mutual $9,958 $11,245
Nationwide $5,059 $6,518
Progressive $7,892 $8,893
State Farm $4,034 $5,062
Travelers $6,272 $9,870
USAA $2,425 $2,701

Cheapest Palestine, OH Car Insurance for Seniors

Take a look at Palestine, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palestine, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,673 $1,788
American Family $902 $906
Farmers $1,540 $1,625
GEICO $1,176 $1,189
Liberty Mutual $1,446 $1,755
Nationwide $1,795 $1,807
Progressive $1,467 $1,517
State Farm $1,159 $1,159
Travelers $1,451 $1,441
USAA $760 $761

Cheapest Palestine, OH Car Insurance Rates After a DUI

A DUI in Palestine, OH increases car insurance rates. Compare Palestine, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palestine, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,278
American Family $1,602
Farmers $3,352
GEICO $2,481
Liberty Mutual $4,473
Nationwide $3,836
Progressive $3,154
State Farm $2,155
Travelers $4,568
USAA $1,763

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Cheapest Palestine, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palestine, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palestine, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,758 $2,758
American Family $1,561 $1,600
Farmers $3,240 $3,240
GEICO $1,714 $1,772
Liberty Mutual $4,063 $4,063
Nationwide $2,970 $2,970
Progressive $3,432 $3,432
State Farm $2,102 $2,207
Travelers $3,155 $3,155
USAA $1,259 $1,359

The Best Cheap Car Insurance Companies in Palestine, OH

Take a look at a side-by-side comparison of the top car insurance companies in Palestine, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palestine, Ohio

Insurance Company Average Annual Rates
Allstate $2,758
American Family $1,580
Farmers $3,240
GEICO $1,743
Liberty Mutual $4,063
Nationwide $2,970
Progressive $3,432
State Farm $2,155
Travelers $3,155
USAA $1,309

Category Winners: Cheapest Car Insurance in Palestine, Ohio

Find the cheapest car insurance companies in Palestine, OH for each category right here.

Best Annual Car Insurance Rates by Company in Palestine, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Palestine, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palestine car insurance rates. Find the cheapest Palestine, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palestine, Ohio

Insurance Company Low Medium High
Allstate $2,675 $2,753 $2,847
American Family $1,545 $1,592 $1,605
Farmers $3,085 $3,194 $3,442
GEICO $1,690 $1,735 $1,803
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,284 $2,879 $2,748
Progressive $3,270 $3,398 $3,629
State Farm $2,052 $2,161 $2,251
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

What affects car insurance rates in Palestine, Ohio?

What factors can have an impact on Palestine, OH car insurance? There are several reasons why Palestine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palestine, Ohio.

Commute Time in Palestine

The more time you spend in your car the higher the risk of an accident. The average commute length in Palestine, OH is 32.3 minutes according to City-Data.

Compare Car Insurance Quotes in Palestine, OH

Ready to find affordable Palestine, Ohio car insurance today? Enter your ZIP code for fast, free Palestine, OH car insurance quotes.

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