Compare Palmdale, CA Car Insurance Rates (2021)

Car insurance in Palmdale, CA averages $363 a month. Palmdale, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Palmdale car insurance rates, compare quotes from the top car insurance companies in Palmdale, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Palmdale for teen drivers is Liberty Mutual
  • The cheapest ZIP code in Palmdale is 93551
  • Average car insurance rates in Palmdale, CA are $4,361/year

If you need to buy Palmdale, California car insurance, the options can be confusing. Everything you need to know about car insurance in Palmdale, CA is right here.

You’ll find Palmdale car insurance rates, the cheapest Palmdale, CA car insurance companies, and information on California car insurance laws. You can also compare Palmdale, California car insurance rates to San Francisco car insurance rates, Sacramento car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Palmdale, CA car insurance today? Enter your ZIP code for fast, free Palmdale car insurance quotes.

Cheapest Palmdale, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palmdale, CA car insurance rates? Every Palmdale, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmdale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,350 $3,349 $2,425 $2,448 $9,305 $11,693 $4,277 $4,689
Farmers $3,384 $3,384 $3,072 $3,072 $10,832 $17,648 $4,016 $4,478
GEICO $1,892 $1,892 $1,778 $1,778 $5,758 $5,850 $2,717 $2,774
Liberty Mutual $2,318 $2,179 $2,169 $2,094 $4,974 $5,350 $2,593 $2,639
Nationwide $4,004 $3,819 $3,528 $3,322 $10,172 $11,281 $4,758 $4,685
Progressive $2,196 $2,261 $1,888 $2,236 $5,960 $7,180 $3,209 $3,454
State Farm $4,373 $4,373 $3,912 $3,912 $8,104 $10,065 $4,841 $4,990
Travelers $2,772 $2,678 $2,445 $2,419 $5,815 $6,612 $3,617 $3,532
USAA $2,274 $2,151 $2,216 $2,221 $5,249 $5,244 $3,122 $2,948

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Palmdale, CA

Every driver must carry the minimum car insurance in Palmdale, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Palmdale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Palmdale, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palmdale, CA to rates for a clean record with top companies.

Annual Palmdale, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,119 $5,257 $8,294 $4,098
Farmers $4,617 $6,281 $7,810 $6,234
GEICO $2,134 $3,303 $4,136 $2,648
Liberty Mutual $2,638 $3,531 $3,192 $2,796
Nationwide $3,964 $5,095 $8,630 $5,095
Progressive $2,306 $3,949 $4,610 $3,327
State Farm $3,979 $4,743 $8,947 $4,616
Travelers $2,467 $4,084 $4,724 $3,671
USAA $2,106 $3,142 $5,155 $2,309

Cheapest Palmdale, CA Car Insurance for Teen Drivers

Teen car insurance in Palmdale, CA can be expensive. Take a look at rates from the top car insurance companies in Palmdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palmdale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,305 $11,693
Farmers $10,832 $17,648
GEICO $5,758 $5,850
Liberty Mutual $4,974 $5,350
Nationwide $10,172 $11,281
Progressive $5,960 $7,180
State Farm $8,104 $10,065
Travelers $5,815 $6,612
USAA $5,249 $5,244

Cheapest Palmdale, CA Car Insurance for Seniors

Take a look at Palmdale, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palmdale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,448
Farmers $3,072 $3,072
GEICO $1,778 $1,778
Liberty Mutual $2,169 $2,094
Nationwide $3,528 $3,322
Progressive $1,888 $2,236
State Farm $3,912 $3,912
Travelers $2,445 $2,419
USAA $2,216 $2,221

Cheapest Palmdale, CA Car Insurance Rates After a DUI

A DUI in Palmdale, CA increases car insurance rates. Compare Palmdale, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palmdale, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,294
Farmers $7,810
GEICO $4,136
Liberty Mutual $3,192
Nationwide $8,630
Progressive $4,610
State Farm $8,947
Travelers $4,724
USAA $5,155

Cheapest Palmdale, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palmdale, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palmdale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,673 $5,711
Farmers $5,656 $6,816
GEICO $2,775 $3,335
Liberty Mutual $2,787 $3,292
Nationwide $5,028 $6,364
Progressive $3,222 $3,874
State Farm $5,367 $5,775
Travelers $3,359 $4,113
USAA $2,924 $3,432

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Palmdale, CA Car Insurance Rates by ZIP Code

Palmdale car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Palmdale, CA.

Annual Car Insurance Rates by ZIP Code in Palmdale, California

ZIP Code Average Annual Rates
93550 $5,905
93551 $5,540
93552 $6,032

The Best Cheap Car Insurance Companies in Palmdale, CA

Take a look at a side-by-side comparison of the top car insurance companies in Palmdale, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palmdale, California

Insurance Company Average Annual Rates
Allstate $5,192
Farmers $6,236
GEICO $3,055
Liberty Mutual $3,040
Nationwide $5,696
Progressive $3,548
State Farm $5,571
Travelers $3,736
USAA $3,178

Category Winners: Cheapest Car Insurance in Palmdale, California

Find the cheapest car insurance companies in Palmdale, CA for each category right here.

Best Annual Car Insurance Rates by Company in Palmdale, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Palmdale, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palmdale car insurance rates. Find the cheapest Palmdale, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palmdale, California

Insurance Company Low Medium High
Allstate $4,877 $5,242 $5,457
Farmers $5,770 $6,291 $6,646
GEICO $2,730 $3,093 $3,342
Liberty Mutual $2,799 $3,067 $3,252
Nationwide $5,023 $5,801 $6,264
Progressive $3,133 $3,657 $3,854
State Farm $4,970 $5,674 $6,069
Travelers $3,219 $3,840 $4,150
USAA $2,825 $3,251 $3,458

What affects car insurance rates in Palmdale, California?

What factors can have an impact on Palmdale, CA car insurance? There are several reasons why Palmdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palmdale, California.

Car Theft in Palmdale

High levels of vehicle theft can make car insurance more expensive. Palmdale, CA car theft statistics from the FBI indicate 503 vehicle thefts a year.

Commute Time in Palmdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Palmdale, CA is 43.7 minutes according to City-Data.

Compare Car Insurance Quotes in Palmdale, CA

Ready to find affordable Palmdale, California car insurance today? Enter your ZIP code for fast, free Palmdale, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption