Compare Palmer, KS Car Insurance Rates (2021)

Car insurance in Palmer, KS averages $277 a month. Palmer, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Palmer car insurance rates, compare quotes from the top car insurance companies in Palmer, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palmer, KS are $3,319/year
  • The cheapest car insurance company in Palmer is American Family
  • The cheapest car insurance company in Palmer for teen drivers is American Family

If you need to buy Palmer, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Palmer, KS is right here.

You’ll find Palmer car insurance rates, the cheapest Palmer, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Palmer, Kansas car insurance rates to Overland Park car insurance rates, Kansas City car insurance rates, and Wichita car insurance rates.

Ready to find affordable Palmer, KS car insurance today? Enter your ZIP code for fast, free Palmer car insurance quotes.

Cheapest Palmer, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palmer, KS car insurance rates? Every Palmer, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmer, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,644 $1,644 $1,483 $1,483 $3,127 $3,742 $1,644 $1,840
Farmers $2,473 $2,458 $2,212 $2,306 $6,554 $6,788 $2,783 $2,935
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,336 $2,228 $1,884 $1,964 $8,543 $9,639 $2,760 $2,957
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,202 $2,247 $2,120 $2,155 $8,679 $13,596 $2,248 $2,695
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Palmer, KS

Every driver must carry the minimum car insurance in Palmer, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Palmer, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palmer, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palmer, KS. Compare credit history car insurance rates in Palmer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palmer, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,709 $1,921 $1,598
Farmers $4,202 $3,338 $3,151
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,854 $2,482 $2,317
Progressive $4,637 $3,890 $3,591
State Farm $3,615 $2,161 $1,674
Travelers $5,204 $4,221 $4,053
USAA $3,182 $2,079 $1,707

Cheapest Palmer, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palmer, KS to rates for a clean record with top companies.

Annual Palmer, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,038 $2,188 $2,038 $2,038
Farmers $3,009 $3,860 $3,762 $3,624
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $3,732 $4,362 $3,898 $4,164
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,305 $4,278 $5,860 $4,528
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Palmer, KS Car Insurance for Teen Drivers

Teen car insurance in Palmer, KS can be expensive. Take a look at rates from the top car insurance companies in Palmer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palmer, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,127 $3,742
Farmers $6,554 $6,788
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,702 $4,573
Progressive $8,543 $9,639
State Farm $4,322 $5,512
Travelers $8,679 $13,596
USAA $4,580 $4,837

Cheapest Palmer, KS Car Insurance for Seniors

Take a look at Palmer, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palmer, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,483 $1,483
Farmers $2,212 $2,306
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,717 $1,866
Progressive $1,884 $1,964
State Farm $1,429 $1,429
Travelers $2,120 $2,155
USAA $1,272 $1,296

Cheapest Palmer, KS Car Insurance Rates After a DUI

A DUI in Palmer, KS increases car insurance rates. Compare Palmer, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palmer, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,038
Farmers $3,762
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,957
Progressive $3,898
State Farm $2,483
Travelers $5,860
USAA $3,352

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Cheapest Palmer, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palmer, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palmer, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,049 $2,103
Farmers $3,564 $3,564
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,551 $2,551
Progressive $4,039 $4,039
State Farm $2,422 $2,545
Travelers $4,493 $4,493
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Palmer, KS

Take a look at a side-by-side comparison of the top car insurance companies in Palmer, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palmer, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,076
Farmers $3,564
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,551
Progressive $4,039
State Farm $2,483
Travelers $4,493
USAA $2,323

Category Winners: Cheapest Car Insurance in Palmer, Kansas

Find the cheapest car insurance companies in Palmer, KS for each category right here.

Best Annual Car Insurance Rates by Company in Palmer, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Palmer, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palmer car insurance rates. Find the cheapest Palmer, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palmer, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,100 $2,181 $1,947
Farmers $3,429 $3,546 $3,716
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,700 $2,521 $2,432
Progressive $3,831 $4,008 $4,278
State Farm $2,394 $2,490 $2,566
Travelers $4,276 $4,499 $4,704
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Palmer, Kansas?

What factors can have an impact on Palmer, KS car insurance? There are several reasons why Palmer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palmer, Kansas.

Commute Time in Palmer

The more time you spend in your car the higher the risk of an accident. The average commute length in Palmer, KS is 22.7 minutes according to City-Data.

Traffic in Palmer

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Palmer, KS traffic data from INRIX ranks Palmer as the 387th-most congested in the world.

Compare Car Insurance Quotes in Palmer, KS

Ready to find affordable Palmer, Kansas car insurance today? Enter your ZIP code for fast, free Palmer, KS car insurance quotes.

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