Compare Palmerton, PA Car Insurance Rates (2021)

Car insurance in Palmerton, PA averages $322 a month. Palmerton, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Palmerton car insurance rates, compare quotes from the top car insurance companies in Palmerton, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Palmerton for teen drivers is USAA
  • Average car insurance rates in Palmerton, PA after a DUI are $4,211/year
  • The cheapest car insurance company in Palmerton is USAA

If you need to buy Palmerton, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Palmerton, PA is right here.

You’ll find Palmerton car insurance rates, the cheapest Palmerton, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Palmerton, Pennsylvania car insurance rates to Philadelphia car insurance rates, Harrisburg car insurance rates, and Scranton car insurance rates.

Ready to find affordable Palmerton, PA car insurance today? Enter your ZIP code for fast, free Palmerton car insurance quotes.

Cheapest Palmerton, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palmerton, PA car insurance rates? Every Palmerton, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmerton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,413 $2,413 $2,239 $2,239 $8,258 $8,258 $2,639 $2,639
GEICO $2,062 $1,783 $1,935 $1,675 $5,116 $4,436 $2,077 $1,796
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,857 $1,857 $1,762 $1,762 $5,231 $5,231 $2,083 $2,083
Progressive $2,920 $2,920 $2,608 $2,608 $9,375 $9,375 $3,706 $3,706
State Farm $1,551 $1,551 $1,370 $1,370 $5,539 $5,539 $1,711 $1,711
Travelers $1,571 $1,571 $1,692 $1,692 $23,013 $23,013 $1,887 $1,887
USAA $1,043 $1,043 $944 $944 $3,115 $3,115 $1,382 $1,382

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Palmerton, PA

Every driver must carry the minimum car insurance in Palmerton, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Palmerton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Palmerton, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palmerton, PA. Compare credit history car insurance rates in Palmerton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palmerton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,964 $3,709 $2,989
GEICO $3,919 $2,207 $1,704
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,206 $2,640 $2,354
Progressive $6,167 $4,323 $3,466
State Farm $3,618 $2,241 $1,769
Travelers $7,670 $6,922 $6,531
USAA $2,027 $1,504 $1,332

Cheapest Palmerton, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palmerton, PA to rates for a clean record with top companies.

Annual Palmerton, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,718 $4,394 $3,718 $3,718
GEICO $1,917 $3,294 $2,571 $2,658
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,981 $2,646 $3,669 $2,637
Progressive $4,214 $5,834 $4,339 $4,221
State Farm $2,326 $2,760 $2,543 $2,543
Travelers $4,996 $7,100 $8,967 $7,100
USAA $1,306 $1,799 $1,920 $1,458

Cheapest Palmerton, PA Car Insurance for Teen Drivers

Teen car insurance in Palmerton, PA can be expensive. Take a look at rates from the top car insurance companies in Palmerton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palmerton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,258 $8,258
GEICO $5,116 $4,436
Liberty Mutual $11,166 $11,166
Nationwide $5,231 $5,231
Progressive $9,375 $9,375
State Farm $5,539 $5,539
Travelers $23,013 $23,013
USAA $3,115 $3,115

Cheapest Palmerton, PA Car Insurance for Seniors

Take a look at Palmerton, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palmerton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,239 $2,239
GEICO $1,935 $1,675
Liberty Mutual $3,502 $3,502
Nationwide $1,762 $1,762
Progressive $2,608 $2,608
State Farm $1,370 $1,370
Travelers $1,692 $1,692
USAA $944 $944

Cheapest Palmerton, PA Car Insurance Rates After a DUI

A DUI in Palmerton, PA increases car insurance rates. Compare Palmerton, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palmerton, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,718
GEICO $2,571
Liberty Mutual $5,960
Nationwide $3,669
Progressive $4,339
State Farm $2,543
Travelers $8,967
USAA $1,920

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Palmerton, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palmerton, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palmerton, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,808 $3,967
GEICO $2,567 $2,652
Liberty Mutual $5,686 $5,985
Nationwide $2,733 $2,733
Progressive $4,652 $4,652
State Farm $2,468 $2,618
Travelers $7,041 $7,041
USAA $1,575 $1,667

The Best Cheap Car Insurance Companies in Palmerton, PA

Take a look at a side-by-side comparison of the top car insurance companies in Palmerton, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palmerton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,887
GEICO $2,610
Liberty Mutual $5,836
Nationwide $2,733
Progressive $4,652
State Farm $2,543
Travelers $7,041
USAA $1,621

Category Winners: Cheapest Car Insurance in Palmerton, Pennsylvania

Find the cheapest car insurance companies in Palmerton, PA for each category right here.

Best Annual Car Insurance Rates by Company in Palmerton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Palmerton, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palmerton car insurance rates. Find the cheapest Palmerton, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palmerton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,699 $3,914 $4,049
GEICO $2,387 $2,631 $2,811
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,723 $2,771 $2,707
Progressive $4,255 $4,684 $5,018
State Farm $2,382 $2,575 $2,671
Travelers $7,052 $7,048 $7,022
USAA $1,501 $1,636 $1,725

What affects car insurance rates in Palmerton, Pennsylvania?

What factors can have an impact on Palmerton, PA car insurance? There are several reasons why Palmerton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palmerton, Pennsylvania.

Commute Time in Palmerton

The more time you spend in your car the higher the risk of an accident. The average commute length in Palmerton, PA is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Palmerton, PA

Ready to find affordable Palmerton, Pennsylvania car insurance today? Enter your ZIP code for fast, free Palmerton, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption