Compare Palmyra, IL Car Insurance Rates (2021)

Car insurance in Palmyra, IL averages $273 a month. Palmyra, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Palmyra car insurance rates, compare quotes from the top car insurance companies in Palmyra, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palmyra, IL after a DUI are $3,824/year
  • The cheapest car insurance company in Palmyra for teen drivers is State Farm
  • Average car insurance rates in Palmyra, IL are $3,281/year

If you need to buy Palmyra, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Palmyra, IL is right here.

You’ll find Palmyra car insurance rates, the cheapest Palmyra, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Palmyra, Illinois car insurance rates to Chicago car insurance rates, Champaign car insurance rates, and Elgin car insurance rates.

Ready to find affordable Palmyra, IL car insurance today? Enter your ZIP code for fast, free Palmyra car insurance quotes.

Cheapest Palmyra, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palmyra, IL car insurance rates? Every Palmyra, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmyra, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,624 $3,642 $3,783 $3,783 $9,347 $12,119 $4,354 $4,701
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,414 $2,418 $2,145 $2,262 $10,125 $10,565 $2,755 $2,891
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,460 $1,577 $1,209 $1,353 $4,820 $5,367 $1,529 $1,619
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $1,985 $1,892 $1,634 $1,703 $6,949 $7,822 $2,375 $2,581
State Farm $1,411 $1,411 $1,248 $1,248 $3,871 $4,925 $1,590 $1,820
Travelers $1,488 $1,572 $1,340 $1,431 $4,088 $5,091 $1,580 $1,666
USAA $1,662 $1,693 $1,545 $1,524 $5,363 $5,918 $2,190 $2,410

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Minimum Car Insurance in Palmyra, IL

Every driver must carry the minimum car insurance in Palmyra, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Palmyra, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Palmyra, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palmyra, IL. Compare credit history car insurance rates in Palmyra from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palmyra, Illinois

Insurance Company Poor Fair Good
Allstate $7,247 $5,206 $4,555
American Family $4,999 $3,383 $2,856
Farmers $5,060 $4,243 $4,038
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,354 $2,086 $1,660
Nationwide $4,051 $3,258 $2,850
Progressive $3,842 $3,255 $3,005
State Farm $3,185 $1,907 $1,479
Travelers $2,796 $2,229 $1,820
USAA $3,715 $2,549 $2,100

Cheapest Palmyra, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palmyra, IL to rates for a clean record with top companies.

Annual Palmyra, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,065 $6,897 $6,387 $5,328
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,760 $4,835 $4,714 $4,479
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,972 $2,796 $2,461 $2,238
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,781 $4,099 $3,075 $3,515
State Farm $2,013 $2,367 $2,190 $2,190
Travelers $1,821 $2,374 $2,652 $2,281
USAA $1,987 $2,856 $3,912 $2,397

Cheapest Palmyra, IL Car Insurance for Teen Drivers

Teen car insurance in Palmyra, IL can be expensive. Take a look at rates from the top car insurance companies in Palmyra for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palmyra, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,347 $12,119
American Family $6,511 $9,083
Farmers $10,125 $10,565
GEICO $4,847 $5,129
Liberty Mutual $4,820 $5,367
Nationwide $5,937 $7,652
Progressive $6,949 $7,822
State Farm $3,871 $4,925
Travelers $4,088 $5,091
USAA $5,363 $5,918

Cheapest Palmyra, IL Car Insurance for Seniors

Take a look at Palmyra, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palmyra, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,783 $3,783
American Family $2,146 $2,146
Farmers $2,145 $2,262
GEICO $1,521 $1,797
Liberty Mutual $1,209 $1,353
Nationwide $1,906 $2,027
Progressive $1,634 $1,703
State Farm $1,248 $1,248
Travelers $1,340 $1,431
USAA $1,545 $1,524

Cheapest Palmyra, IL Car Insurance Rates After a DUI

A DUI in Palmyra, IL increases car insurance rates. Compare Palmyra, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palmyra, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,387
American Family $5,196
Farmers $4,714
GEICO $3,482
Liberty Mutual $2,461
Nationwide $4,168
Progressive $3,075
State Farm $2,190
Travelers $2,652
USAA $3,912

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Cheapest Palmyra, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palmyra, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palmyra, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,669 $5,669
American Family $3,697 $3,794
Farmers $4,447 $4,447
GEICO $2,519 $2,617
Liberty Mutual $2,367 $2,367
Nationwide $3,387 $3,387
Progressive $3,367 $3,367
State Farm $2,135 $2,245
Travelers $2,193 $2,371
USAA $2,710 $2,866

The Best Cheap Car Insurance Companies in Palmyra, IL

Take a look at a side-by-side comparison of the top car insurance companies in Palmyra, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palmyra, Illinois

Insurance Company Average Annual Rates
Allstate $5,669
American Family $3,746
Farmers $4,447
GEICO $2,568
Liberty Mutual $2,367
Nationwide $3,387
Progressive $3,367
State Farm $2,190
Travelers $2,282
USAA $2,788

Category Winners: Cheapest Car Insurance in Palmyra, Illinois

Find the cheapest car insurance companies in Palmyra, IL for each category right here.

Best Annual Car Insurance Rates by Company in Palmyra, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Palmyra, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palmyra car insurance rates. Find the cheapest Palmyra, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palmyra, Illinois

Insurance Company Low Medium High
Allstate $5,475 $5,663 $5,869
American Family $3,633 $3,882 $3,723
Farmers $4,241 $4,346 $4,753
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,234 $2,362 $2,504
Nationwide $3,388 $3,412 $3,360
Progressive $3,121 $3,362 $3,620
State Farm $2,084 $2,193 $2,294
Travelers $2,143 $2,279 $2,424
USAA $2,603 $2,785 $2,975

What affects car insurance rates in Palmyra, Illinois?

What factors can have an impact on Palmyra, IL car insurance? There are several reasons why Palmyra car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palmyra, Illinois.

Commute Time in Palmyra

The more time you spend in your car the higher the risk of an accident. The average commute length in Palmyra, IL is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Palmyra, IL

Ready to find affordable Palmyra, Illinois car insurance today? Enter your ZIP code for fast, free Palmyra, IL car insurance quotes.

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