Compare Palmyra, NE Car Insurance Rates (2021)

Car insurance in Palmyra, NE averages $281 a month. Palmyra, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Palmyra car insurance rates, compare quotes from the top car insurance companies in Palmyra, NE.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Palmyra, NE after a DUI are $3,898/year
  • Average car insurance rates in Palmyra, NE are $3,367/year
  • The cheapest car insurance company in Palmyra is American Family

If you need to buy Palmyra, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Palmyra, NE is right here.

You’ll find Palmyra car insurance rates, the cheapest Palmyra, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Palmyra, Nebraska car insurance rates to Columbus car insurance rates, Grand Island car insurance rates, and North Platte car insurance rates.

Ready to find affordable Palmyra, NE car insurance today? Enter your ZIP code for fast, free Palmyra car insurance quotes.

Cheapest Palmyra, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palmyra, NE car insurance rates? Every Palmyra, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmyra, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,730 $1,730 $1,575 $1,575 $2,899 $4,264 $1,692 $1,830
Farmers $2,228 $2,215 $1,996 $2,108 $8,639 $8,899 $2,519 $2,627
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,195 $3,466 $2,526 $3,080 $14,005 $15,747 $3,339 $3,692
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $2,006 $1,923 $1,649 $1,719 $7,978 $8,973 $2,396 $2,563
State Farm $1,776 $1,776 $1,558 $1,558 $4,827 $6,163 $1,963 $2,220
USAA $1,354 $1,348 $1,236 $1,268 $4,315 $5,154 $1,745 $1,941

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Palmyra, NE

Every driver must carry the minimum car insurance in Palmyra, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Palmyra, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Palmyra, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palmyra, NE. Compare credit history car insurance rates in Palmyra from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palmyra, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $2,897 $1,980 $1,610
Farmers $4,470 $3,711 $3,531
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,838 $5,352 $4,204
Nationwide $3,157 $2,512 $2,208
Progressive $4,171 $3,522 $3,259
State Farm $3,968 $2,377 $1,844
USAA $3,052 $2,072 $1,761

Cheapest Palmyra, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palmyra, NE to rates for a clean record with top companies.

Annual Palmyra, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,116 $2,300 $2,116 $2,116
Farmers $3,302 $4,238 $4,134 $3,941
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,252 $6,204 $6,715 $6,354
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,097 $4,572 $3,468 $3,467
State Farm $2,535 $2,924 $2,730 $2,730
USAA $1,739 $2,195 $3,275 $1,970

Cheapest Palmyra, NE Car Insurance for Teen Drivers

Teen car insurance in Palmyra, NE can be expensive. Take a look at rates from the top car insurance companies in Palmyra for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palmyra, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $2,899 $4,264
Farmers $8,639 $8,899
GEICO $5,684 $7,440
Liberty Mutual $14,005 $15,747
Nationwide $4,226 $5,274
Progressive $7,978 $8,973
State Farm $4,827 $6,163
USAA $4,315 $5,154

Cheapest Palmyra, NE Car Insurance for Seniors

Take a look at Palmyra, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palmyra, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,575 $1,575
Farmers $1,996 $2,108
GEICO $2,692 $2,591
Liberty Mutual $2,526 $3,080
Nationwide $1,639 $1,755
Progressive $1,649 $1,719
State Farm $1,558 $1,558
USAA $1,236 $1,268

Cheapest Palmyra, NE Car Insurance Rates After a DUI

A DUI in Palmyra, NE increases car insurance rates. Compare Palmyra, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palmyra, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,810
American Family $2,116
Farmers $4,134
GEICO $4,992
Liberty Mutual $6,715
Nationwide $3,838
Progressive $3,468
State Farm $2,730
USAA $3,275

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Palmyra, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palmyra, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palmyra, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,145 $2,180
Farmers $3,904 $3,904
GEICO $3,535 $3,646
Liberty Mutual $6,131 $6,131
Nationwide $2,626 $2,626
Progressive $3,651 $3,651
State Farm $2,659 $2,800
USAA $2,268 $2,321

The Best Cheap Car Insurance Companies in Palmyra, NE

Take a look at a side-by-side comparison of the top car insurance companies in Palmyra, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palmyra, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,162
Farmers $3,904
GEICO $3,591
Liberty Mutual $6,131
Nationwide $2,626
Progressive $3,651
State Farm $2,730
USAA $2,295

Category Winners: Cheapest Car Insurance in Palmyra, Nebraska

Find the cheapest car insurance companies in Palmyra, NE for each category right here.

Best Annual Car Insurance Rates by Company in Palmyra, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Palmyra, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palmyra car insurance rates. Find the cheapest Palmyra, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palmyra, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,147 $2,226 $2,112
Farmers $3,733 $3,846 $4,133
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,938 $6,094 $6,363
Nationwide $2,673 $2,615 $2,589
Progressive $3,472 $3,641 $3,840
State Farm $2,620 $2,726 $2,844
USAA $2,218 $2,292 $2,375

What affects car insurance rates in Palmyra, Nebraska?

What factors can have an impact on Palmyra, NE car insurance? There are several reasons why Palmyra car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palmyra, Nebraska.

Commute Time in Palmyra

The more time you spend in your car the higher the risk of an accident. The average commute length in Palmyra, NE is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Palmyra, NE

Ready to find affordable Palmyra, Nebraska car insurance today? Enter your ZIP code for fast, free Palmyra, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption