Compare Palmyra, NY Car Insurance Rates (2021)

Car insurance in Palmyra, NY averages $247 a month. Palmyra, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Palmyra car insurance rates, compare quotes from the top car insurance companies in Palmyra, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Palmyra is GEICO
  • The cheapest car insurance company in Palmyra for teen drivers is GEICO
  • Average car insurance rates in Palmyra, NY after a DUI are $3,900/year

If you need to buy Palmyra, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Palmyra, NY is right here.

You’ll find Palmyra car insurance rates, the cheapest Palmyra, NY car insurance companies, and information on New York car insurance laws. You can also compare Palmyra, New York car insurance rates to New Rochelle car insurance rates, Mount Vernon car insurance rates, and Albany car insurance rates.

Ready to find affordable Palmyra, NY car insurance today? Enter your ZIP code for fast, free Palmyra car insurance quotes.

Cheapest Palmyra, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palmyra, NY car insurance rates? Every Palmyra, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmyra, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,141 $2,139 $2,176 $6,712 $7,247 $2,235 $2,251
GEICO $1,257 $1,212 $1,223 $1,205 $2,602 $3,780 $1,135 $1,168
Liberty Mutual $3,098 $3,098 $2,888 $2,888 $6,011 $9,729 $3,098 $3,287
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,568 $1,470 $1,266 $1,283 $5,402 $6,032 $2,034 $1,989
State Farm $2,064 $2,064 $1,799 $1,799 $6,047 $7,801 $2,267 $2,396
Travelers $2,307 $2,339 $2,094 $2,254 $5,203 $6,192 $2,447 $2,554
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Palmyra, NY

Every driver must carry the minimum car insurance in Palmyra, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Palmyra, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Palmyra, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palmyra, NY. Compare credit history car insurance rates in Palmyra from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palmyra, New York

Insurance Company Poor Fair Good
Allstate $4,855 $2,861 $2,474
GEICO $2,127 $1,564 $1,403
Liberty Mutual $5,948 $3,904 $2,935
Nationwide $2,608 $2,608 $2,608
Progressive $4,128 $2,167 $1,597
State Farm $4,630 $2,904 $2,305
Travelers $4,365 $2,757 $2,400
USAA $4,102 $2,062 $1,823

Cheapest Palmyra, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palmyra, NY to rates for a clean record with top companies.

Annual Palmyra, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,873 $2,873 $4,209 $3,631
GEICO $1,347 $1,466 $2,631 $1,347
Liberty Mutual $3,407 $3,407 $6,828 $3,407
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,559 $2,559 $2,829 $2,574
State Farm $3,125 $3,125 $3,434 $3,434
Travelers $2,738 $3,376 $3,422 $3,158
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Palmyra, NY Car Insurance for Teen Drivers

Teen car insurance in Palmyra, NY can be expensive. Take a look at rates from the top car insurance companies in Palmyra for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palmyra, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,712 $7,247
GEICO $2,602 $3,780
Liberty Mutual $6,011 $9,729
Nationwide $3,472 $5,150
Progressive $5,402 $6,032
State Farm $6,047 $7,801
Travelers $5,203 $6,192
USAA $5,556 $6,624

Cheapest Palmyra, NY Car Insurance for Seniors

Take a look at Palmyra, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palmyra, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,176
GEICO $1,223 $1,205
Liberty Mutual $2,888 $2,888
Nationwide $1,880 $1,880
Progressive $1,266 $1,283
State Farm $1,799 $1,799
Travelers $2,094 $2,254
USAA $1,273 $1,277

Cheapest Palmyra, NY Car Insurance Rates After a DUI

A DUI in Palmyra, NY increases car insurance rates. Compare Palmyra, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palmyra, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,209
GEICO $2,631
Liberty Mutual $6,828
Nationwide $4,377
Progressive $2,829
State Farm $3,434
Travelers $3,422
USAA $3,469

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Cheapest Palmyra, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palmyra, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palmyra, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,351 $3,442
GEICO $1,648 $1,747
Liberty Mutual $4,144 $4,380
Nationwide $2,608 $2,608
Progressive $2,630 $2,630
State Farm $3,164 $3,395
Travelers $3,174 $3,174
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Palmyra, NY

Take a look at a side-by-side comparison of the top car insurance companies in Palmyra, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palmyra, New York

Insurance Company Average Annual Rates
Allstate $3,397
GEICO $1,698
Liberty Mutual $4,262
Nationwide $2,608
Progressive $2,630
State Farm $3,280
Travelers $3,174
USAA $2,662

Category Winners: Cheapest Car Insurance in Palmyra, New York

Find the cheapest car insurance companies in Palmyra, NY for each category right here.

Best Annual Car Insurance Rates by Company in Palmyra, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Palmyra, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palmyra car insurance rates. Find the cheapest Palmyra, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palmyra, New York

Insurance Company Low Medium High
Allstate $3,213 $3,386 $3,591
GEICO $1,613 $1,695 $1,786
Liberty Mutual $4,071 $4,246 $4,470
Nationwide $2,466 $2,588 $2,770
Progressive $2,501 $2,619 $2,771
State Farm $3,109 $3,299 $3,431
Travelers $3,004 $3,140 $3,377
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Palmyra, New York?

What factors can have an impact on Palmyra, NY car insurance? There are several reasons why Palmyra car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palmyra, New York.

Commute Time in Palmyra

The more time you spend in your car the higher the risk of an accident. The average commute length in Palmyra, NY is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Palmyra, NY

Ready to find affordable Palmyra, New York car insurance today? Enter your ZIP code for fast, free Palmyra, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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