Compare Palo, MI Car Insurance Rates (2021)

Car insurance in Palo, MI averages $809 a month. Palo, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Palo car insurance rates, compare quotes from the top car insurance companies in Palo, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Palo is USAA
  • The cheapest car insurance company in Palo for teen drivers is USAA
  • Average car insurance rates in Palo, MI are $9,710/year

If you need to buy Palo, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Palo, MI is right here.

You’ll find Palo car insurance rates, the cheapest Palo, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Palo, Michigan car insurance rates to Grand Rapids car insurance rates, Ann Arbor car insurance rates, and Livonia car insurance rates.

Ready to find affordable Palo, MI car insurance today? Enter your ZIP code for fast, free Palo car insurance quotes.

Cheapest Palo, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palo, MI car insurance rates? Every Palo, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palo, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,724 $4,724 $4,406 $4,406 $10,132 $10,132 $5,301 $5,301
GEICO $3,839 $3,839 $3,856 $3,856 $10,147 $10,147 $3,666 $3,666
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $5,025 $5,025 $4,440 $4,440 $13,754 $13,754 $5,535 $5,535
Progressive $3,515 $3,247 $3,098 $3,483 $12,974 $13,774 $4,097 $3,748
State Farm $6,371 $6,371 $5,873 $5,873 $21,832 $21,832 $7,466 $7,466
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,462 $2,344 $2,313 $2,195 $5,952 $5,682 $3,004 $2,899

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Minimum Car Insurance in Palo, MI

Every driver must carry the minimum car insurance in Palo, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Palo, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Palo, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palo, MI. Compare credit history car insurance rates in Palo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palo, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $8,196 $5,324 $4,901
GEICO $6,910 $5,083 $4,138
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $9,004 $6,790 $5,771
Progressive $6,930 $5,819 $5,227
State Farm $16,830 $8,528 $5,799
Travelers $6,813 $6,608 $6,525
USAA $5,016 $2,864 $2,189

Cheapest Palo, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palo, MI to rates for a clean record with top companies.

Annual Palo, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $5,171 $6,563 $6,490 $6,338
GEICO $1,975 $4,011 $11,976 $3,546
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $6,149 $8,203 $7,471 $6,931
Progressive $5,057 $6,689 $6,001 $6,220
State Farm $6,708 $7,987 $16,941 $9,906
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,706 $3,364 $4,409 $2,948

Cheapest Palo, MI Car Insurance for Teen Drivers

Teen car insurance in Palo, MI can be expensive. Take a look at rates from the top car insurance companies in Palo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palo, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $10,132 $10,132
GEICO $10,147 $10,147
Liberty Mutual $34,357 $34,357
Nationwide $13,754 $13,754
Progressive $12,974 $13,774
State Farm $21,832 $21,832
Travelers $13,395 $13,395
USAA $5,952 $5,682

Cheapest Palo, MI Car Insurance for Seniors

Take a look at Palo, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palo, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,406 $4,406
GEICO $3,856 $3,856
Liberty Mutual $14,355 $14,355
Nationwide $4,440 $4,440
Progressive $3,098 $3,483
State Farm $5,873 $5,873
Travelers $3,858 $3,858
USAA $2,313 $2,195

Cheapest Palo, MI Car Insurance Rates After a DUI

A DUI in Palo, MI increases car insurance rates. Compare Palo, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palo, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,871
Farmers $6,490
GEICO $11,976
Liberty Mutual $30,178
Nationwide $7,471
Progressive $6,001
State Farm $16,941
Travelers $10,331
USAA $4,409

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Cheapest Palo, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palo, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palo, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,871 $22,871
Farmers $6,141 $6,141
GEICO $5,249 $5,505
Liberty Mutual $18,753 $20,103
Nationwide $7,189 $7,189
Progressive $5,992 $5,992
State Farm $10,111 $10,661
Travelers $6,611 $6,686
USAA $3,318 $3,395

The Best Cheap Car Insurance Companies in Palo, MI

Take a look at a side-by-side comparison of the top car insurance companies in Palo, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palo, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $6,141
GEICO $5,377
Liberty Mutual $19,428
Nationwide $7,189
Progressive $5,992
State Farm $10,386
Travelers $6,649
USAA $3,356

Category Winners: Cheapest Car Insurance in Palo, Michigan

Find the cheapest car insurance companies in Palo, MI for each category right here.

Best Annual Car Insurance Rates by Company in Palo, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Palo, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palo car insurance rates. Find the cheapest Palo, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palo, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $6,004 $6,127 $6,290
GEICO $5,050 $5,333 $5,748
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $7,537 $7,062 $6,967
Progressive $5,812 $5,999 $6,165
State Farm $9,904 $10,445 $10,808
Travelers $6,575 $6,656 $6,715
USAA $3,262 $3,364 $3,444

Compare Car Insurance Quotes in Palo, MI

Ready to find affordable Palo, Michigan car insurance today? Enter your ZIP code for fast, free Palo, MI car insurance quotes.

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