Compare Palomar Mountain, CA Car Insurance Rates (2021)

Car insurance in Palomar Mountain, CA averages $297 a month. Palomar Mountain, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Palomar Mountain car insurance rates, compare quotes from the top car insurance companies in Palomar Mountain, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Palomar Mountain is Progressive
  • Average car insurance rates in Palomar Mountain, CA are $3,567/year
  • The cheapest car insurance company in Palomar Mountain for teen drivers is USAA

If you need to buy Palomar Mountain, California car insurance, the options can be confusing. Everything you need to know about car insurance in Palomar Mountain, CA is right here.

You’ll find Palomar Mountain car insurance rates, the cheapest Palomar Mountain, CA car insurance companies, and information on California car insurance laws. You can also compare Palomar Mountain, California car insurance rates to San Jose car insurance rates, San Francisco car insurance rates, and Oakland car insurance rates.

Ready to find affordable Palomar Mountain, CA car insurance today? Enter your ZIP code for fast, free Palomar Mountain car insurance quotes.

Cheapest Palomar Mountain, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palomar Mountain, CA car insurance rates? Every Palomar Mountain, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palomar Mountain, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,628 $2,628 $2,373 $2,373 $8,410 $13,783 $3,117 $3,474
GEICO $1,693 $1,694 $1,592 $1,592 $5,157 $5,257 $2,432 $2,492
Liberty Mutual $2,179 $2,061 $2,027 $1,964 $4,747 $5,058 $2,454 $2,477
Nationwide $3,043 $2,904 $2,658 $2,506 $7,729 $8,527 $3,622 $3,584
Progressive $1,681 $1,732 $1,425 $1,695 $4,476 $5,412 $2,423 $2,609
State Farm $3,283 $3,283 $2,934 $2,934 $6,067 $7,538 $3,634 $3,746
Travelers $2,308 $2,233 $2,045 $2,024 $4,774 $5,435 $2,992 $2,927
USAA $1,939 $1,836 $1,894 $1,901 $4,412 $4,431 $2,681 $2,533

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Minimum Car Insurance in Palomar Mountain, CA

Every driver must carry the minimum car insurance in Palomar Mountain, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Palomar Mountain, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Palomar Mountain, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palomar Mountain, CA to rates for a clean record with top companies.

Annual Palomar Mountain, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,585 $4,881 $6,079 $4,847
GEICO $1,915 $2,955 $3,708 $2,376
Liberty Mutual $2,492 $3,338 $3,013 $2,640
Nationwide $3,018 $3,865 $6,537 $3,865
Progressive $1,757 $2,980 $3,463 $2,527
State Farm $2,982 $3,556 $6,711 $3,460
Travelers $2,069 $3,362 $3,899 $3,040
USAA $1,796 $2,670 $4,380 $1,968

Cheapest Palomar Mountain, CA Car Insurance for Teen Drivers

Teen car insurance in Palomar Mountain, CA can be expensive. Take a look at rates from the top car insurance companies in Palomar Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palomar Mountain, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,410 $13,783
GEICO $5,157 $5,257
Liberty Mutual $4,747 $5,058
Nationwide $7,729 $8,527
Progressive $4,476 $5,412
State Farm $6,067 $7,538
Travelers $4,774 $5,435
USAA $4,412 $4,431

Cheapest Palomar Mountain, CA Car Insurance for Seniors

Take a look at Palomar Mountain, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palomar Mountain, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,373 $2,373
GEICO $1,592 $1,592
Liberty Mutual $2,027 $1,964
Nationwide $2,658 $2,506
Progressive $1,425 $1,695
State Farm $2,934 $2,934
Travelers $2,045 $2,024
USAA $1,894 $1,901

Cheapest Palomar Mountain, CA Car Insurance Rates After a DUI

A DUI in Palomar Mountain, CA increases car insurance rates. Compare Palomar Mountain, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palomar Mountain, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $6,079
GEICO $3,708
Liberty Mutual $3,013
Nationwide $6,537
Progressive $3,463
State Farm $6,711
Travelers $3,899
USAA $4,380

Cheapest Palomar Mountain, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palomar Mountain, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palomar Mountain, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,399 $5,298
GEICO $2,488 $2,989
Liberty Mutual $2,637 $3,105
Nationwide $3,813 $4,830
Progressive $2,435 $2,928
State Farm $4,024 $4,330
Travelers $2,785 $3,400
USAA $2,490 $2,916

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The Best Cheap Car Insurance Companies in Palomar Mountain, CA

Take a look at a side-by-side comparison of the top car insurance companies in Palomar Mountain, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palomar Mountain, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,848
GEICO $2,739
Liberty Mutual $2,871
Nationwide $4,322
Progressive $2,682
State Farm $4,177
Travelers $3,092
USAA $2,703

Category Winners: Cheapest Car Insurance in Palomar Mountain, California

Find the cheapest car insurance companies in Palomar Mountain, CA for each category right here.

Best Annual Car Insurance Rates by Company in Palomar Mountain, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Palomar Mountain, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palomar Mountain car insurance rates. Find the cheapest Palomar Mountain, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palomar Mountain, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,517 $4,887 $5,141
GEICO $2,503 $2,766 $2,946
Liberty Mutual $2,673 $2,897 $3,042
Nationwide $3,897 $4,390 $4,678
Progressive $2,421 $2,757 $2,867
State Farm $3,736 $4,256 $4,540
Travelers $2,686 $3,180 $3,411
USAA $2,451 $2,755 $2,903

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Compare Car Insurance Quotes in Palomar Mountain, CA

Ready to find affordable Palomar Mountain, California car insurance today? Enter your ZIP code for fast, free Palomar Mountain, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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