Compare Palos Hills, IL Car Insurance Rates (2021)

Car insurance in Palos Hills, IL averages $325 a month. Palos Hills, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Palos Hills car insurance rates, compare quotes from the top car insurance companies in Palos Hills, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Palos Hills is Liberty Mutual
  • Average car insurance rates in Palos Hills, IL after a DUI are $4,593/year
  • The cheapest car insurance company in Palos Hills for teen drivers is Liberty Mutual

If you need to buy Palos Hills, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Palos Hills, IL is right here.

You’ll find Palos Hills car insurance rates, the cheapest Palos Hills, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Palos Hills, Illinois car insurance rates to Aurora car insurance rates, Springfield car insurance rates, and Elgin car insurance rates.

Ready to find affordable Palos Hills, IL car insurance today? Enter your ZIP code for fast, free Palos Hills car insurance quotes.

Cheapest Palos Hills, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palos Hills, IL car insurance rates? Every Palos Hills, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palos Hills, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,054 $4,072 $4,256 $4,256 $10,696 $13,855 $4,876 $5,267
American Family $2,733 $2,733 $2,507 $2,507 $7,872 $10,868 $2,733 $3,537
Farmers $2,815 $2,816 $2,485 $2,636 $12,730 $13,307 $3,224 $3,360
GEICO $1,971 $2,030 $1,925 $2,161 $7,023 $7,304 $2,262 $2,360
Liberty Mutual $1,428 $1,540 $1,179 $1,321 $4,985 $5,554 $1,493 $1,574
Nationwide $2,180 $2,213 $1,941 $2,051 $6,119 $7,828 $2,552 $2,759
Progressive $2,369 $2,212 $1,963 $2,071 $8,856 $9,908 $2,803 $2,995
State Farm $1,789 $1,789 $1,621 $1,621 $5,736 $7,238 $2,030 $2,345
Travelers $1,789 $1,886 $1,656 $1,764 $5,498 $6,983 $1,893 $1,993
USAA $1,994 $2,015 $1,851 $1,805 $6,700 $7,373 $2,636 $2,876

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Minimum Car Insurance in Palos Hills, IL

Every driver must carry the minimum car insurance in Palos Hills, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Palos Hills, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Palos Hills, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palos Hills, IL. Compare credit history car insurance rates in Palos Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palos Hills, Illinois

Insurance Company Poor Fair Good
Allstate $8,177 $5,901 $5,171
American Family $5,891 $4,018 $3,400
Farmers $6,134 $5,192 $4,938
GEICO $5,445 $2,642 $2,051
Liberty Mutual $3,370 $2,108 $1,675
Nationwide $4,127 $3,332 $2,907
Progressive $4,724 $4,010 $3,708
State Farm $4,393 $2,630 $2,040
Travelers $3,562 $2,896 $2,340
USAA $4,532 $3,118 $2,570

Cheapest Palos Hills, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palos Hills, IL to rates for a clean record with top companies.

Annual Palos Hills, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $7,863 $7,281 $6,010
American Family $3,265 $4,607 $6,169 $3,704
Farmers $4,572 $5,915 $5,766 $5,432
GEICO $2,284 $3,583 $4,964 $2,687
Liberty Mutual $1,981 $2,828 $2,477 $2,251
Nationwide $2,788 $3,603 $4,232 $3,199
Progressive $3,405 $5,096 $3,785 $4,303
State Farm $2,739 $3,303 $3,021 $3,021
Travelers $2,319 $3,062 $3,431 $2,919
USAA $2,409 $3,497 $4,803 $2,916

Cheapest Palos Hills, IL Car Insurance for Teen Drivers

Teen car insurance in Palos Hills, IL can be expensive. Take a look at rates from the top car insurance companies in Palos Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palos Hills, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,696 $13,855
American Family $7,872 $10,868
Farmers $12,730 $13,307
GEICO $7,023 $7,304
Liberty Mutual $4,985 $5,554
Nationwide $6,119 $7,828
Progressive $8,856 $9,908
State Farm $5,736 $7,238
Travelers $5,498 $6,983
USAA $6,700 $7,373

Cheapest Palos Hills, IL Car Insurance for Seniors

Take a look at Palos Hills, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palos Hills, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,256 $4,256
American Family $2,507 $2,507
Farmers $2,485 $2,636
GEICO $1,925 $2,161
Liberty Mutual $1,179 $1,321
Nationwide $1,941 $2,051
Progressive $1,963 $2,071
State Farm $1,621 $1,621
Travelers $1,656 $1,764
USAA $1,851 $1,805

Cheapest Palos Hills, IL Car Insurance Rates After a DUI

A DUI in Palos Hills, IL increases car insurance rates. Compare Palos Hills, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palos Hills, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,281
American Family $6,169
Farmers $5,766
GEICO $4,964
Liberty Mutual $2,477
Nationwide $4,232
Progressive $3,785
State Farm $3,021
Travelers $3,431
USAA $4,803

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Cheapest Palos Hills, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palos Hills, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palos Hills, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,417 $6,417
American Family $4,380 $4,493
Farmers $5,421 $5,421
GEICO $3,320 $3,439
Liberty Mutual $2,384 $2,384
Nationwide $3,455 $3,455
Progressive $4,147 $4,147
State Farm $2,945 $3,097
Travelers $2,816 $3,049
USAA $3,311 $3,502

The Best Cheap Car Insurance Companies in Palos Hills, IL

Take a look at a side-by-side comparison of the top car insurance companies in Palos Hills, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palos Hills, Illinois

Insurance Company Average Annual Rates
Allstate $6,417
American Family $4,436
Farmers $5,421
GEICO $3,380
Liberty Mutual $2,384
Nationwide $3,455
Progressive $4,147
State Farm $3,021
Travelers $2,933
USAA $3,406

Category Winners: Cheapest Car Insurance in Palos Hills, Illinois

Find the cheapest car insurance companies in Palos Hills, IL for each category right here.

Best Annual Car Insurance Rates by Company in Palos Hills, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Palos Hills, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palos Hills car insurance rates. Find the cheapest Palos Hills, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palos Hills, Illinois

Insurance Company Low Medium High
Allstate $6,183 $6,410 $6,657
American Family $4,265 $4,599 $4,445
Farmers $5,133 $5,277 $5,854
GEICO $3,056 $3,369 $3,713
Liberty Mutual $2,239 $2,379 $2,535
Nationwide $3,413 $3,487 $3,466
Progressive $3,722 $4,115 $4,605
State Farm $2,832 $3,027 $3,205
Travelers $2,728 $2,929 $3,141
USAA $3,186 $3,405 $3,628

What affects car insurance rates in Palos Hills, Illinois?

What factors can have an impact on Palos Hills, IL car insurance? There are several reasons why Palos Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palos Hills, Illinois.

Commute Time in Palos Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Palos Hills, IL is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in Palos Hills, IL

Ready to find affordable Palos Hills, Illinois car insurance today? Enter your ZIP code for fast, free Palos Hills, IL car insurance quotes.

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